EPF Consumer Skills Quiz Review

What is the ultimate goal of a scam?

• Steal your information

• Damage your credit

• Annoy you

• Steal your money

Why do you think scammers are using methods like QR codes or reaching out to Amazon shoppers?

• To provide a better shopping experience for customers.
• To promote the use of QR codes as a secure payment method.
• More peope have smartphones today than ever and may not recognize a fake website

• To help Amazon increase their sales revenue.

Identify one reason why social media is such a great way for scammers to reach potential victims.

• Ineffective advertising strategies
• Lack of security measures
• Easy to create or steal false identification

• Lots of personal details to fine-tune scams

What is the difference between a Pyramid Scheme and a Multi-Level Marketing Company?

• A pyramid scheme and a multi-level marketing company are the same thing.
• A pyramid scheme is a legitimate business model, while a multi-level marketing company is a scam.
• A pyramid scheme is legal and focuses on selling products or services, while a multi-level marketing company is illegal and focuses on recruiting.
• A pyramid scheme does not sell physical products while a multi-level marketing company is sells products or services.

What is phishing?

• A type of exercise routine
• A type of cyber attack where someone impersonates a tech support technician to gain access to your data

• A type of cyber attack where a specific person is targeted by threats of violence

• A type of cyber attack where a fraudulent email, text message, or website is used to trick individuals into providing sensitive information.

According to the article, what are two concerning issues that individuals encounter on the internet?

• Identity theft and phishing

• Dark patterns and malware

• Data breaches and online scams

• Cyberbullying and social media addiction

What are dark patterns?

• Design techniques used to manipulate users into taking actions they may not want to take

• Design techniques used to enhance user experience

• Design techniques used to protect user privacy

• Design techniques used to improve website performance

What are the different types of identity theft?

• School identity theft

• Medical identity theft

• Criminal identity theft

• Social Media identity theft

What are two risks to individuals' privacy and security?

• Watching too much TV and not getting enough sleep
• Phishing scams and identity theft
• Eating unhealthy food and not exercising
• Social media addiction and online shopping

Anita received a call from who she thought was her favorite online shopping website. The agent asked Anita to verify her Social Security number. Once Anita did, the caller immediately hung up and Anita realized she'd been scammed. What should she do next?