Benchmark G5

What are the most costly expenses in a family?

• Vacation and travel

• Entertainment and hobbies

• Purchase of new equipment

• Food and education

What does 'setting spending priorities' mean?

• Choosing the most expensive options

• Determining the most important and necessary expenses to allocate funds

• Spending as needed

• Saving the majority of income

What is a family's plan for income and expenses over a specific period of time?

(a)  

Should a family whose main income is from renting out apartments take a loan? If not, why should they not take a loan.

What is the safest way to store money?

• Storing money in cash

• Bank account or deposit in a reliable bank

• Investing in high-risk stocks

• Storing money on a regular debit card

What can be considered as savings?

• Investing in a business for manufacturing bank safes

• Opening a bank deposit

• Purchasing bonds (securities) issued by a commercial bank

• Purchasing a gold bullion in a bank

• All answers are correct

At what income level per family member per month should family budget planning begin?

• Planning the family budget is recommended regardless of the level of income.

• Planning the family budget should only be started at a very low level of income.

• Planning the family budget should only be started at a very high level of income.

• Planning the family budget should only be started at an average level of income.

What factors make a bank account the safest for storing money?

• Guarantees of the state for the return of deposits

• Possibility of receiving high interest on the deposit

• Possibility of quick access to cash

• Possibility of investing in stocks and securities

Anton Ovechkin turned 14 and decided to earn some money during the summer vacation. Anton found two suitable jobs - one with an hourly wage, the other with piecework. The first job requires handing out advertising leaflets to passers-by, with a payment of 150 rubles per hour. The second job requires posting ads in different places, with a payment of 2 rubles per ad. At the same time, Anton can post 50 ads per hour. On which job will Anton earn more money per hour?

• He will earn more money at the first job

• He will earn 100 rubles less at the second job

• He will earn 50 rubles less at the second job, so he should choose the first job

• At the second job, because there he will earn 50 rubles more

Provide examples of how a family can save money