Understanding Wellness and Insurance

What is the primary purpose of health insurance?

• To provide free healthcare services

• To protect against high medical costs

• To ensure everyone has a personal doctor

• To eliminate all healthcare expenses

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DOK Level 1: Recall

Which of the following is NOT a dimension of wellness?

• Physical

• Emotional

• Financial

• Technological

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DOK Level 1: Recall

Explain how a deductible works in a health insurance plan.

• It is the amount paid by the insurance company before coverage starts.

• It is the amount you pay for covered health services before your insurance plan starts to pay.

• It is a fixed fee you pay for each medical service.

• It is the total cost of the insurance premium.

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DOK Level 2: Skill/Concept

Which dimension of wellness involves maintaining a healthy body through exercise and nutrition?

• Social

• Physical

• Intellectual

• Spiritual

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DOK Level 1: Recall

Describe the role of a premium in a health insurance policy.

• It is a one-time payment for lifetime coverage.

• It is the monthly fee paid to maintain health insurance coverage.

• It is the amount paid for each doctor's visit.

• It is the total cost of all medical services received.

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DOK Level 2: Skill/Concept

What is the term for the maximum amount you pay for covered services in a year?

• Copayment

• Out-of-pocket maximum

• Premium

• Deductible

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DOK Level 1: Recall

How does emotional wellness contribute to overall health?

• By ensuring financial stability

• By managing stress and expressing emotions appropriately

• By maintaining a healthy diet

• By engaging in regular physical activity

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DOK Level 2: Skill/Concept

Which of the following is a benefit of having health insurance?

• Guaranteed employment

• Access to a wider network of healthcare providers

• Free gym membership

• Unlimited vacation days

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DOK Level 1: Recall

What is the relationship between intellectual wellness and lifelong learning?

• Intellectual wellness discourages new learning experiences.

• Intellectual wellness is achieved by avoiding new challenges.

• Intellectual wellness involves engaging in creative and stimulating activities.

• Intellectual wellness is unrelated to learning.

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DOK Level 2: Skill/Concept

Which of the following is an example of preventive care covered by health insurance?

• Cosmetic surgery

• Annual physical exams

• Emergency room visits

• Prescription medications

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DOK Level 1: Recall