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Unit 14

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Professional Development

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Unit 14
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12 questions

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1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which of the following states the insurer's promise to pay under the conditions described in the policy?

the consideration clause

the insuring clause

the renewability clause

the right to examine

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What does the policyholder pay to the insurer to protect them from financial loss?

claim

liability

premium

deductible

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What does the term 'Grace Period' refer to in the context of insurance policies?

Time to file a claim after an incident

Period to renew the policy without penalty

Time allowed to pay the premium after the due date without losing coverage

Duration of the insurance policy

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

How many days notice must an insurer give the insured if the policy is going to be cancelled

3 days

5 days

10 days

30 days

5.

FILL IN THE BLANK QUESTION

30 sec • 1 pt

Written notice of a claim must be given to the insurer within how many days of the occurrence?

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Tim decided to quit his desk job and become a professional skydiver. Due to this change in occupation, the insurer will

reduce his benefits

increase his benefits

reduce his premium

increase his premium

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

All of the following are optional provisions in an insurance policy except

physical examination and autopsy

unpaid premium

insurance with other insurers

change of occupation

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