Health Insurance and Organizational Structures Test Review

This program’s goal is to primarily make affordable health insurance available to more people:

• Health Savings Accounts

• Affordable Care Act/Obamacare

• Medicare

• Medicaid

A medical coverage source for individuals under the age of 19 whose parents earn too much income to qualify for Medicaid, but not enough to pay for private coverage:

• Medicaid

• Health Maintenance Organization

• Children’s Health Insurance Program (CHIPs)

• Humana

Requires specific percentages of expenses are shared by the patient and insurance company:

• Premium

• Down payment

• Co-payment

• Co-insurance

A health insurance organization to which customers pay a predetermined fee in return for a range of medical services. The emphasis is on prevention, you must see your primary doctor first, and acquire a referral for all other services or specialties:

• Health Maintenance Organization

• Medicare

• Tricare

• CHIPs

A tax-advantaged account created for individuals who are covered under high deductible health plans (HDHPs) to save for medical expenses that are not covered.

• Obamacare

• Insurance Plan Account

• Health Savings Account

• Workers’ compensation

Health care program that assists low income families, the blind, or individuals paying for long term medical and custodial care costs.

• Medicare

• Medicaid

• Tricare

• PPO

A specific amount of money a patient pays for a particular service.

• co-insurance

• deductible

• co-payment

• premium

An amount that must be paid by the patient out of pocket for medical services before the policy begins to pay.

• premium

• deductible

• co-payment

• escrow

Federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End Stage Renal Disease.

• Medicaid

• Medicare

• Tricare

• Medigap

What part of Medicare covers hospitalizations?

• A

• B

• C

• D