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FL FFA Farm Business

Total questions: 60

Worksheet time: 3600secs

Name
Class
Date
1.

Which of the following defines inflation?

a)

a sustained increasing the general price level

b)

a decrease in the opportunity cost of holding money

c)

a surplus of goods caused by an inability to afford them

d)

a decrease in wages

2.

The capital structure of a firm is:

a)

working capital minus current liabilities

b)

the ratio of variable costs to fixed costs

c)

another name for capital rationing

d)

the mix of debt and equity of the firm

3.

The tax basis for assets and liabilities determined after adjustments for prior depreciation is

a)

sunk costs

b)

book value

c)

variable costs

d)

purchase price

4.

Which of the following is not an impact of increasing minimum wage?

a)

the lowest amount employers can pay employees rises

b)

the general price level of goods and services increases

c)

employers hire fewer employees

d)

the general population is able to purchase more goods and services

5.

A change in demand for a product cannot be caused by a change in:

a)

population

b)

taste and preferences

c)

price of a complimentary product

d)

price of the product

6.

When a farm is insolvent it will have:

a)

negative net worth

b)

current liabilities greater than current assets

c)

a debt to asset ratio less than one

d)

both b and c

7.

The government chooses to establish a price floor on wages. What impact will this decision have on the labor market?

a)

It will increase the demand for labor causing a shortage at the established price

b)

It will decrease the demand for labor causing a surplus at the established price

c)

It will decrease the supply of labor causing shortage at the established price

d)

It will decrease the price of labor

8.

Which of the following is considered a highly competitive market in which the products are differentiated in some way from one another?

a)

Perfectly Competitive Market

b)

Monopolistic Competition

c)

Oligopoly

d)

Monopoly

9.

Which of the following is NOT a decision faced by a firm in a perfectly competitive industry?

a)

How much to produce?

b)

What price to charge?

c)

How to produce?

d)

How much of each input to use?

10.

The price of polyester will have a direct impact on the demand for cotton. This is because polyester and cotton are considered to be ___________________ goods.

a)

Normal

b)

Inferior

c)

Substitute

d)

Complimentary

11.

The government chooses to impose tariffs on the imports of foreign produced beef. What impact will this have on the market for beef?

a)

domestic imports of beef will decrease

b)

the price of beef will increase

c)

less beef will be consumed

d)

All of the above

12.

Milk has an inelastic demand curve. What will happen to the quantity demanded of Milk if price increases?

a)

The quantity demanded will increase at a faster rate than the price increased

b)

The quantity demanded will increase at a slower rate than the price increased

c)

The quantity demanded will decrease at a faster rate than the price increased

d)

The quantity demanded will decrease at a slower rate than the price increased

13.

The real interest rate is:

a)

the observed interest rate minus the expected rate of inflation

b)

the observed interest rate

c)

the observed interest rate minus the nominal interest rate

d)

the real interest rate minus the rate of inflation

14.

Which is not a factor that would shift demand for a food product

a)

Unemployment

b)

Cost of farm level production

c)

Price of a substitute food product

d)

Population

15.

The process of discounting is the inverse of?

a)

amortizing

b)

present value

c)

compounding

d)

investing

16.

Assets pledged to guarantee payments on a loan are:

a)

compensating assets

b)

inventory

c)

market assets

d)

collateral assets

17.

Which of the following is considered a current asset?

a)

Accrued interest

b)

Taxes paid this year

c)

Accounts payable

d)

Accounts receivable

18.

Which of the following is defined as the lowest interest rate that can be charged commercially?

a)

Nominal Interest Rate

b)

Discount Rate

c)

Prime Rate

d)

Premium Interest Rate

19.

Which of the following assets will not be depreciated over its service life?

a)

buildings

b)

furniture

c)

land

d)

equipment

20.

A Treasury bill is:

a)

borrowing by the Federal Government with a maturity date of 20 or more years

b)

short term (3 to 6 month) borrowing by the Federal Government.

c)

short term (3 to 6 month) borrowing by a corporation

d)

lending by the Federal Government with a maturity date of 20 or more years.

21.

Which of the following business structures is owned by more than one individual with business profits taxed as personal income?

a)

Sole Proprietorship

b)

Partnership

c)

Corporation

d)

Cooperative

22.

Which of the following represents an ownership interest in the corporation?

a)

corporate bond

b)

contract

c)

common stock

d)

covenant

23.

The price of one country's currency in terms of another country's currency is:

a)

Balance of payments

b)

Exchange rate

c)

Comparative advantage

d)

Tariff

24.

What is the final step in the decision making process?

a)

Identify the problem

b)

Analyze alternative courses of action

c)

Implement course of action

d)

Follow Up

25.

If the debt to equity ratio is increasing, then the debt to asset ratio will be:

a)

increasing

b)

decreasing

c)

constant

d)

not enough information to determine

26.

A company’s _____ is used to communicate the purpose of the company.

a)

Goals

b)

Objectives

c)

Mission Statement

d)

Critical Tasks

27.

Marginal product:

a)

is equal to average product at average product’s maximum

b)

is never negative.

c)

increases when average product decreases.

d)

is never equal to average product.

28.

The additional satisfaction that a person receives from consuming an additional unit of a product is:

a)

utility

b)

marginal utility

c)

marginal product

d)

marginal analysis

29.

Some companies rely heavily on mass promotions and brand loyalty to sell their products. Which of the following is this an example of?

a)

Direct marketing

b)

Niche marketing

c)

Push marketing

d)

Pull marketing

30.

The cost that is measured by the income a production input would receive in its best alternative employment is:

a)

the basis

b)

the marginal cost

c)

salvage value

d)

opportunity cost

31.

Before calculating the depreciation of an asset, its resale value at the end of its useful life should be estimated. This amount is known as:

a)

the basis

b)

the marginal cost

c)

salvage value

d)

opportunity cost

32.

The Statement of Cash Flows shows a firm’s uses of cash and sources of cash for a period of time. An example of a use of cash is:

a)

a decrease in a liability account

b)

an increase in an equity account

c)

an increase in a liability account

d)

a decrease in an asset account

33.

The methods of reporting income and expenses are:

a)

budget and forecast

b)

cash and accrual

c)

fixed and variable

d)

amortized and depreciated

34.

The sorting of unlike lots of the same product into uniform categories, according to quality standards is:

a)

wholesaling

b)

inventory

c)

grading

d)

niche marketing

35.

What is the name commonly used to refer to the day on which Presidential Primaries and Caucuses are held early in an election year?

a)

Black Friday

b)

Cyber Monday

c)

Union Wednesday

d)

Super Tuesday

36.

On an income statement the cost of owning a piece of equipment (tractor) is allocated as:

a)

amortization

b)

depreciation.

c)

depletion

d)

cost of goods sold.

37.

Which of the following is NOT considered a current liability?

a)

accounts receivable

b)

the interest and principal due this year on the real estate mortgage.

c)

accounts payable.

d)

taxes due this year

38.

Which one of the following would be expected to lead to the largest increase in market equilibrium quantity, all other things the same?

a)

Increase in demand and decrease in supply.

b)

Decrease in demand and increase in supply

c)

Increase in demand and increase in supply.

d)

Decrease in demand and increase in supply

39.

The amount of money deposited by buyers and seller of futures contracts to insure performance is a/an:

a)

down payment.

b)

margin.

c)

option.

d)

strike price.

40.

Which of the following is a widely used liquidity ratio?

a)

networking capital.

b)

inventory turnover.

c)

debt ratio

d)

current ratio.

41.

What type of firms generally has the highest proportion of inventory to total assets(inventory makes up a higher percentage of total assets)

a)

retailers

b)

wholesalers

c)

manufactures

d)

financial.

42.

Which of the following costs are for one unit of output?

a)

average fixed cost

b)

average variable cost

c)

average total cost

d)

all of the above

43.

A ratio showing the number of units of production generated per unit of resource (or input) is:

a)

a liquidity ratio.

b)

a leverage ratio

c)

an efficiency ratio.

d)

a profitability ratio

44.

What profit measure is calculated from an income statement?

a)

gross profit margin

b)

operating profit margin.

c)

net profit margin.

d)

all the above.

45.

An option that allows the buyer to exercise a contract that specifies that a commodity or product will be sold/delivered at a future time for a specific price is a:

a)

futures contract.

b)

call option.

c)

a forward contract

d)

a put.

46.

A firm uses $100,000 of cash to buy PP&E;

a)

the Current ratio will increase.

b)

the Quick ratio will increase

c)

the Current ratio will decrease.

d)

none of the above

47.

What can be found on an income statement?

a)

assets, revenues and expenses.

b)

revenues, expenses and net profit (loss).

c)

revenues, expenses, and stockholders' equity.

d)

assets, liabilities and stockholders' equity.

48.

A firm has total current assets of $500,000, total assets of $1,000,000, total current liabilities of $450,000 and real estate debt of $600,000.

a)

the debt to asset ratio is .6

b)

the working capital ratio is 1.11

c)

the firm is insolvent

d)

the firm has little liquidity.

49.

The basis of a futures contract reflects:

a)

time differences.

b)

location differences.

c)

quality differences.

d)

all the above

50.

An example of an annuity is:

a)

the interest portion of an amortized loan payment

b)

the principal portion of an amortized loan payment.

c)

an amortized loan payment.

d)

none of the above.

51.

The process of estimating the market value of a group of assets (such as a farm), is:

a)

appreciation

b)

appraisal

c)

cash accounting.

d)

mark-to-market.

52.

The cost of a resource as measured by its highest value in forgone us is?

a)

marginal cost

b)

opportunity cost

c)

cost of goods sold.

d)

alternative cost.

53.

The branch of economics that deals with the economic behavior of individuals,either producers or consumers is:

a)

microeconomics.

b)

macroeconomics.

c)

freakonomics.

d)

unit economics.

54.

The debt to equity ratio for a firm is 100%that means that:

a)

the firm is close to being bankrupt

b)

the debt to asset ratio is 50%.

c)

the firm is profitable.

d)

the firm does not use leverage.

55.

What is the balancing equation for the balance sheet?

a)

Assets + Liabilities = Stockholders' Equity

b)

Assets + Stockholders' Equity = Liabilities

c)

Assets = Liabilities + Stockholders' Equity

d)

Revenue–Expenses= Net Income

56.

Combine two or more firms at the same stage of production or marketing, for example two firms that transport commodities, is:

a)

vertical integration

b)

horizontal integration

c)

vertical interdependence

d)

horizontal interdependence

57.

Frank Farmer has just harvested and put in storage 10,000 bushels of corn at the same time he sells two 5,000-bushel corn futures contracts, he has:

a)

speculated on the futures market.

b)

a call option for two 5,000-bushel corn futures contract

c)

a hedge.

d)

a put position

58.

Which of the following is NOT a discounted cash flow method for making an investment analysis?

a)

Net Present Value.

b)

Average Accounting Rate of Return.

c)

Payback Analysis.

d)

Both b and C

59.

An enterprise budget:

a)

is another name for partial budget.

b)

includes variable cash costs.

c)

excludes fixed cash costs.

d)

includes principal expenses.

60.

The discount rate used to calculate the net present value of on an investment for the firm is the:

a)

internal rate of return.

b)

cost of capital.

c)

prime interest rate.

d)

either A or B.