A bank account that allows quick access to money for everyday expenses.

Andrew likes to pay for a steady supply of Dr. Dew and Choritos. What account should Andrew put his money in to pay for these everyday expenses?

Savings Account Interest is NOT taxable.

You open a savings account at the bank. The bank pays you interest on the money that you deposit and leave in that account. What kind of interest is this?

When you turn your money over to a financial institution for safekeeping you are making a _____________?

When your employer directly electronically transfers your net pay into your checking account, this is called a ....

If you have items like cash or checks that you would like to deposit into a checking or savings account, what will the bank require you to fill out?

This slips lists the amounts of the cash and checks to be deposited separately and then the total is added at the end. You turn this slip with the cash and checks into your banker to complete the deposit of funds.

A person is depositing $20 in cash and a check for $50. What is the total amount the person is depositing?

Obtaining something you want with the understanding you'll pay for it later is called buying on ...

A percentage charged when you borrow money. Or an amount earned for saving money in a savings account.

Earning interest on savings means the bank is pay you - nice!

What's the best way to pay for unplanned expenses?

Which of the following is true about debt?

A record or statement of financial expenditures or receipts, often related to a bank or credit union.

Examples of accounts include...

Deciding how to spend your money before you actually spend it.

Mary wanted to make sure she used her money wisely and paid all of her bills before going out. What should she create to help her figure out where her money will go?

Anything that you spend money on is considered an...

An amount available or owed on an account.

When you owe $1000.00 on a medical bill, it will state your ____________ due.

The amount of money left in your paycheck after taxes have been withheld.

Don't mix up your gross pay and your net pay, or you might be spending more than you take home.

Money earned through work is called...

A budgeting method where you record your earning twice: once in your account and once in your budget.

Using the Twice-As-Much accounting method lets you know how much you have and how your spending it.

Moving money from one account to another is called making a ....

I transfer money from my checking account to my car loan account to ensure my car loan payment is made promptly each month. Is this an accurate sentence example for the word transfer?

The amount you pay to a healthcare provider before your insurance takes the claim; usually paid before you can see the doctor.

Which of the following can be considered an emergency expense?

What could be said about emergency expenses?

The amount you owe on a loan.

There are two universal truths in this world: ostriches can't fly, and you are definitely expected to pay that debt back.

A place where you can store cash securely while you earn interest on your money.

When a transaction drops your checking account balance below zero, a bank or credit union will choose to either reject or cover the transaction. You may be charged fees in either case. This fee is called an ...

If you find yourself short on cash while on vacation, it might seem easiest to hit up the nearest ATM. But if that handy machine is not in your bank’s network, you will be charged a ...

Fee for using an ATM that is not networked with your bank.

Transactions that appear on your statements have all been .............through your account.

When reconciling your check register with your bank statement, you check off all the _______________ transactions.

A refund on taxes when the tax liability is less than the taxes paid.

Is tax refund used correctly in the following statement: When I filed my taxes this year, I found out I was getting a tax refund because I had too much money taken out of my paychecks after filing all of my claims.

Card that enables the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts due.

An amount removed from your bank account to pay for something.

Purchases made with this card are usually deducted immediately from your checking account...

A document that comes with your paycheck, showing how much you were paid and how much was withheld for taxes.

If “net worth” refers to the amount of money you have (total), how does your budget measure it?

What is the point of a budget?

Necessities like electricity, gas, and water, which are paid monthly as part of your household expenses.

A computer terminal that you can use to make deposits, withdraw cash, transfer money between accounts, check your account balances, and pay some different kinds of bills.

Number that authorizes you to use the ATM. It’s private and secure.

Moves money from one account to another, electronically. The accounts can be at the same financial institution or two different financial institutions. The transaction is done electronically over a computerized network. Also referred to as electronic banking. Everything is done paper free, so there isn’t a need for cash or paper checks.

You should ALWAYS write your PIN on something that might be stolen. It's cool to give it out to anybody and everybody.

When you understand the basic principles of personal finance and money management you can be considered...