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PF OBJ 3.03 - 3.05 Vocab

Total questions: 23

Worksheet time: 12mins

Name
Class
Date
1.

remediation

a)

Sequences of increasingly advanced courses designed to bring academically under-prepared students to the academic skill level expected when entering higher education

b)

A strategy in which you start with the end goal and plan backwards to determine the steps needed to get to that end goal

c)

A series of connected education and training programs that allow you to secure a job and then to advance within an industry or occupation

d)

The demand for a particular job when you are qualified and ready to enter the field

2.

Backwards planning

a)

A strategy in which you start with the end goal and plan backwards to determine the steps needed to get to that end goal

b)

A series of connected education and training programs that allow you to secure a job and then to advance within an industry or occupation

c)

A standard tool that calculates whether a borrower will have difficulty meeting his or her loan repayment obligations

d)

The demand for a particular job when you are qualified and ready to enter the field

3.

Career pathway

a)

A series of connected education and training programs that allow you to secure a job and then to advance within an industry or occupation

b)

A standard tool that calculates whether a borrower will have difficulty meeting his or her loan repayment obligations

c)

The demand for a particular job when you are qualified and ready to enter the field

d)

Sequences of increasingly advanced courses designed to bring academically underprepared students to the academic skill level expected when entering higher education

4.

Debt‐to‐income ratio

a)

a standard tool that calculates whether a borrower will have difficulty meeting his or her loan repayment obligations

b)

Postponement of payment on a loan allowed under certain conditions and during which interest does not accrue

c)

Ability to stop or reduce loan payments for up to 12 months while interest is accruing

d)

The cost of attendance minus grants and scholarships.

5.

Job Outlook

a)

The demand for a particular job when you are qualified and ready to enter the field

b)

The cost of attendance minus grants and scholarships.

c)

A report that summarizes responses made when completing the FAFSA form

d)

Ability to stop or reduce loan payments for up to 12 months while interest is accruing

6.

Consolidate

a)

(financial) To combine (a number of financial accounts or funds) into a single overall account or set of accounts

b)

Total amount it will cost you to go to school (includes tuition and fees as well as personal expenses).

c)

Ability to stop or reduce loan payments for up to 12 months while interest is accruing

d)

A tax‐exempt financial aid that may be given for many purposes, not necessarily just for education

7.

Cost of Attendance (COA)

a)

Total amount it will cost you to go to school (includes tuition and fees as well as personal expenses).

b)

The common name for the Free Application for Federal Student Aid form prepared annually to determine eligibility for post‐secondary financial aid

c)

The difference between the cost of attending a particular school and the expected family contribution.

d)

Failure to pay a loan according to the agreed upon terms

8.

Deferment period

a)

Postponement of payment on a loan allowed under certain conditions and during which interest does not accrue

b)

The difference between the cost of attending a particular school and the expected family contribution

c)

A four digit number used as an electronic signature

d)

A report that summarizes responses made when completing the FAFSA form

9.

Expected Family Contribution (EFC)

a)

An estimate of the parents' and/or student's ability to contribute to postsecondary expenses. In general, the lower the EFC, the higher the financial aid award from the college may be.

b)

The common name for the Free Application for Federal Student Aid form prepared annually to determine eligibility for post‐secondary financial aid

c)

A tax‐exempt financial aid that may be given for many purposes, not necessarily just for education

d)

Failure to pay a loan according to the agreed upon terms

11 Loan

10.

FAFSA

a)

The common name for the Free Application for Federal Student Aid form prepared annually to determine eligibility for post‐secondary financial aid

b)

A tax‐exempt financial aid that may be given for many purposes, not necessarily just for education

c)

Money awarded to students that does not have to be repaid and is based on academic or other achievement to help pay for education expenses

d)

A report that summarizes responses made when completing the FAFSA form

11.

Financial need

a)

The difference between the cost of attending a particular school and the expected family contribution

b)

A tax‐exempt financial aid that may be given for many purposes, not necessarily just for education

c)

A four digit number used as an electronic signature

d)

A non‐need‐based loan from the federal government, the interest of which is paid for by the borrower

12.

Forbearance

a)

Ability to stop or reduce loan payments for up to 12 months while interest is accruing

b)

Period of time after a borrower graduates, leaves school or drops below halftime enrollment where they are not required to make certain federal loan payments

c)

Money awarded to students that does not have to be repaid and is based on academic or other achievement to help pay for education expenses

d)

A non‐need‐based loan from the federal government, the interest of which is paid for by the borrower

13.

Grant

a)

A tax‐exempt financial aid that may be given for many purposes, not necessarily just for education

b)

A four digit number used as an electronic signature

c)

A report that summarizes responses made when completing the FAFSA form

d)

A non‐need‐based loan from the federal government, the interest of which is paid for by the borrower

14.

Grace Period

a)

Period of time after a borrower graduates, leaves school or drops below halftime enrollment where they are not required to make certain federal loan payments

b)

Failure to pay a loan according to the agreed upon terms

c)

A report that summarizes responses made when completing the FAFSA form

d)

A non‐need‐based loan from the federal government, the interest of which is paid for by the borrower

15.

Loan default

a)

Failure to pay a loan according to the agreed upon terms

b)

Company that collects payment on a loan

c)

A report that summarizes responses made when completing the FAFSA form

d)

A non‐need‐based loan from the federal government, the interest of which is paid for by the borrower

16.

Loan servicer

a)

Company that collects payment on a loan

b)

Money awarded to students that does not have to be repaid and is based on academic or other achievement to help pay for education expenses

c)

A need‐based loan from the federal government, the interest of which is paid for by the U.S. Department of Education while the borrower is in school and during grace and deferment periods.

d)

A federal program that provides part time employment opportunities for students with financial need, allowing them to earn money to help pay educational expenses

17.

Net price

a)

The cost of attendance minus grants and scholarships.

b)

Money awarded to students that does not have to be repaid and is based on academic or other achievement to help pay for education expenses

c)

The difference between the cost of attending a particular school and the expected family contribution.

d)

A tax‐exempt financial aid that may be given for many purposes, not necessarily just for education

18.

Personal Identification Number (PIN)

a)

A four digit number used as an electronic signature

b)

Money awarded to students that does not have to be repaid and is based on academic or other achievement to help pay for education expenses

c)

A non‐need‐based loan from the federal government, the interest of which is paid for by the borrower

d)

A federal program that provides part time employment opportunities for students with financial need, allowing them to earn money to help pay educational expenses.

19.

Scholarship

a)

Money awarded to students that does not have to be repaid and is based on academic or other achievement to help pay for education expenses

b)

A need‐based loan from the federal government, the interest of which is paid for by the U.S. Department of Education while the borrower is in school and during grace and deferment periods.

c)

A federal program that provides part time employment opportunities for students with financial need, allowing them to earn money to help pay educational expenses.

20.

Student Aid Report (SAR)

a)

A report that summarizes responses made when completing the FAFSA form

b)

A non‐need‐based loan from the federal government, the interest of which is paid for by the borrower

c)

The cost of attendance minus grants and scholarships.

d)

Failure to pay a loan according to the agreed upon terms

21.

Subsidized loan

a)

A need‐based loan from the federal government, the interest of which is paid for by the U.S. Department of Education while the borrower is in school and during grace and deferment periods.

b)

A report that summarizes responses made when completing the FAFSA form

c)

A four digit number used as an electronic signature

d)

The cost of attendance minus grants and scholarships.

22.

Unsubsidized loan

a)

A non‐need‐based loan from the federal government, the interest of which is paid for by the borrower

b)

Money awarded to students that does not have to be repaid and is based on academic or other achievement to help pay for education expenses

c)

The cost of attendance minus grants and scholarships.

d)

Failure to pay a loan according to the agreed upon terms

23.

Work‐study

a)

A federal program that provides part time employment opportunities for students with financial need, allowing them to earn money to help pay educational expenses.

b)

A report that summarizes responses made when completing the FAFSA form

c)

The cost of attendance minus grants and scholarships.

d)

A tax‐exempt financial aid that may be given for many purposes, not necessarily just for education