What is the Lock-in period for any Credit facility under CGTMSE

Maximum number of partners in a Limited Liability partnership could be

How much % of subsidy government of India gives towards cost of certification for ZED for micro units?

A company to fall into the category of OPC , it's paid-up share capital should not exceed _____ lakh rupees and along with that the turnover of the company should not exceed _____ crore

What is the beneficiary contribution in PMEGP as percentage of project cost

Which of following documents is required by the banker to know who is the authorized signatory of the company

As per Global Credit Exposure Management Policy, a partnership firm can avail maximum finance up to the tune of Rs…from our Bank. a) Rs 15 Crore b) Rs 25 Crore c) Rs 50 Crore d) Rs 500 Crore

As per Exposure Guidelines, a proprietorship firm can avail maximum finance up to the tune of Rs…from our Bank. a) Rs 15 Crore b) Rs 25 Crore c) Rs 50 Crore d) Rs 500 Crore

Maximum number of partners in a partnership firm (other than banking firm) a) 15 b) 100 c) 20 d) 20 e) 50

What is similar to the birth certificate of a company? a) Certificate of incorporation b) Memorandum of Association c) Articles of Association d) Articles of Association e) Board Resolution

The following constituent cannot be a partner in an LLP…. a) Individual b) Companies c) Pvt. Ltd. Company d) Indian LLP

Our Bank has Tie-up arrangement with ______ to source mortgage backed Education loan applications for overseas studies. a) Deal4Loans b) Gyandhan c) Switch ME d) Credit Mantri

What is the method of assessment of Working Capital limits for SME Units classified under non regulatory definition? a) 1st method of lending b) 2nd method of lending c) Nayak Committee (20% of the accepted projected turnover) d) (a) or (c) whichever is higher

What is the minimum and maximum limit that can be sanctioned under ―Baroda Professionals under MSME? a) Rs 5 lacs & Rs 2 Cr b) Rs 10 lacs & Rs 5 Cr c) Rs 2 lacs & Rs 25 lacs d) Rs 10 lacs & Rs 2 Cr

Normally, book debts recoverable within _____are considered for the Calculation of Drawing Power in working capital limits a) 60 days b) 90 days c) 120 days d) 180 days

What is the period of repayment allowed under SME Short Term Loan‘? a) 45-90 days b) 90-120 days c) 90—180 days d) 90 days

Current Ratio is a

a) Profitability Ratio b) Liquidity Ratio c) Solvency Ratio d) Leverage ratio

Current assets minus current liabilities excluding bank borrowings is Called

a) Net working capital b) Working Capital gap

c) Net sales d) Gross Working Capital

TEV is mandatory for exposure of Rs ---- crore and above

Under New BKCC scheme minimum and maximum loan may be sanctioned to an eligible farmer is

Validity of LC limit under new BKCC is for _____ yrs subject to annual review

What is the minimum & maximum age criteria for availing BKCC in Individual capacity?

Who is the competant authority for sanctioning Agriculture loan to branch staff?

CPV agent can verify the Asset to be mortgaged to the bank either as collateral securities for primary securities

What is the maximum limit (ticket size) that can be sanctioned

under Baroda home improvement loan?

a) 10 lacs b) 20 lacs

c) 30 lacs d) 50 lacs

Guarantee coverage to loans sanction under stand- up scheme are extended by

Which of the following is not a Zero Tolerance parameters:

a. Non-compliance KYC norms in old accounts

b.. Status of signature scanning

c. PSR submission by the branch

d. Display of BCSBI code in the branch premises

e. Conducting staff meeting

Which of the following is not correct in regards to Wilful defaulters

a) Deliberate non-payment of the dues despite adequate cash flow and good net worth;

b) Siphoning off of funds to the detriment of the defaulting unit;

c) Misrepresentation / falsification of records;

D) Disposal / removal of securities without bank's knowledge;

E) The cut off limit is 50 lakh

Timeline for completion of CIRP increased to an overall limit of ------- days

Under the Time-bound disposal of the resolution application NCLT within ------ days either reject and admit the resolution .

The lady employee shall give her complaint in writing within a ------- of the occurrence of SH to Zonal Head under the frame work of POSH

mechanism through which Bank provides overdraft limit to the vendors and each disbursement in over draft accounts will be against invoice raised by the vendor on the Anchor and shall have a fixed tenor with distinct repayment dates for each of the invoices.

mechanism through which Bank provides overdraft limit to the dealers. Each disbursement in the OD accounts will be against invoice raised by the Anchor on dealer and shall have a fixed tenor with distinct repayment dates for each of the invoices

As per compensation policy of Bank of Baroda, claim against ATM failed transaction need to be settled withing ------ days else perday of Rs --- will paid on daily basis.

Bank of Baroda in convenor of SLBC of which of the following states ??

Formation of Sports & Culture Clubs for employee in Zone & Region is initiative under

A hurdle rate is the minimum rate of return on a project or investment required by a manager or investor. At present our Bank fixed the hurdle rate at ----%

e-NAM stands for ---?

Blue Economy is related to

Which is not correrct in regards to Small Finance Bank

a. They can accept any deposit (savings, current, fixed deposits, recurring deposits) and lend money like commercial banks.

b. To give the feel of local bank, their area of operation will be restricted.

c. NBFC’s , any individual with 10 years of experience in banking can apply for licenses.

D. Their target are small businesses and MSMEs.

e. They are allowed to lend the deposited money to big businesses or industries.

Payment banks can open small savings accounts and accept deposits of up to Rs.---- lakh per

Individual

Commercial Papers (CPs) can be issued for a minimum and maximum period of ---- and ----

RLLR came into force from

Business Loan (Term Loan and Working Capital Loan) In-principle approvals for value from INR ------ Lac to INR ---- Crore are processed through PSB59minutes platform

A account can be comes under SMA 0 if

a)- Interest and Principal not overdue for more than 30 days but showing stress

b) Return of cheques more than 3 times within 30 days,

c) Delay in submission of stock statement for more than 90 days,

d) Frequent excess in current accounts,

e) Actual turnover and Net profit falling short of projections by 20%.

Which act/code gives a paradigm shift of ‘Debtor in possession’ to a ‘Creditor in control’ regime ???

IBC code cover which of the following process

All NPA A/c s of the Zone having outstanding balance above Rs.------ Crore to be transferred to ZOSARBs.

Issuance of SARFAEST notice to borrowers and guarantors within --- days and the proof of delivery/acknowledgement card should be kept along with the office copies of the notices

validity of Caveat is ???

The cut off limit for classifying borrowers as non-cooperative would be those borrowers having aggregate fund-based and non-fund based facilities of Rs.----- million from the concerned bank/FI

Bank will endeavour to redress complaints within a maximum period of ------ business days

Rollout of Baroda INSTA:

Section ---- in The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. (b) in any other case, to be the administrator of the business of the borrower.

Grievance redressal policy: Policy adopted on 01-10-2018 and will valid up to

RCSA- stands for

Clayton's rules is a right of ---------------

After how many ………failed log in attempts, system will block the password for Baroda connect user ?

1. How Many Beneficiaries can be added in a day for Retail & corporate users?

a. 10 beneficiaries & 20 beneficiaries

b. 15 beneficiaries & 30 beneficiaries

c. 10 beneficiaries & 15 beneficiaries

d. 15 beneficiaries & 20 beneficiaries

1. Which of the following accounts are not permitted to do IMPS in Baroda Connect?

i. Retail Users with TXN rights

ii. Corporate users

iii. Resident Accounts

iv. NRI & NRO accounts

What is the revised Fund transfer Limit in Baroda Connect for Retail Customer on shopping mall/third party per txn?

a) 5 lakhs

b) 7 lakhs

c) 10 lakhs

d) 20 lakhs

1. What is the revised Fund transfer Limit in Baroda Connect for Retail Customer on Govt.payment per txn?

a) 5 lakhs

b) unlimited

c) 10 lakhs

d) 20 lakhs

What is the revised Fund transfer Limit in Baroda Connect for Retail Customer on NEFT/RTGS per txn?

a) 5 lakhs

b) unlimited

c) 10 lakhs

d) 20 lakhs

1. How Many Beneficiaries can be added for Third party transfer per day for Retail & corporate users?

i. 3 beneficiaries & 4 beneficiaries

ii. 4 beneficiaries & 5 beneficiaries

iii. 2 beneficiaries & 3 beneficiaries

iv. 5 beneficiaries & 8 beneficiaries

49. What is the maximum no. of transactions in a day in M-connect plus?

a) 10

b) 15

c) 20

d) 25

Account Statements can be generated for how many months through M-connect?

a)1 months

b) 2 months

c)3 months

d) 4 months

Which of the following combination is/are correct in regards to We lead programm

As per companies act 2013 every Company must have a director who stayed in India for a total period of ------ days or more in previous calendar year