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FINANCIAL MANAGEMENT

Total questions: 50

Worksheet time: 2hrs 13mins

Name
Class
Date
1.

A ______________ is a set of documents that outline the essential financial facts about the new venture.

a)

financial forecast

b)

budget

c)

income statement

d)

financial plan

2.

___________________ represents the short-term liabilities that a business owes to creditors.

a)

Owner's equity

b)

Accounting equation

c)

Accounts payable

d)

Financial statement

3.

The ___________________ is a report of the revenue, expenses, and net income or net loss over an accounting period.

a)

income statement

b)

accounts payable

c)

owner's equity

d)

financial statement

4.

______________________are documents that summarize the changes resulting from business transactions that occur during an accounting period.

a)

Income statements

b)

Financial statements

c)

Accounts payables

d)

Current assets

5.

Property is anything of value that is owned or controlled.

a)

True

b)

False

6.

______________ are property and other items of value owned by a business.

a)

Current assets

b)

Fixed assets

c)

Liabilities

d)

Assets

7.

The total amount of money owed to a business is known as, accounts receivable.

a)

True

b)

False

8.

The systematic process of recording and reporting the financial position of a person or an organization is called, ______________.

a)

Accounts receivable

b)

Accounting

c)

Generally accepted accounting principals (GAAP)

d)

Fixed assets

9.

The biggest accounting firms are known as the "Big Four." these include, PricewaterhouseCoopers, Deloitte Touche Tomatsu, Ernst & Young, and KPMG.

a)

True

b)

False

10.

An _______________ is a review of accounting records and procedures.

a)

income statement

b)

financial statement

c)

audit

d)

statement of cash flows

11.

Cash flows are the money that is available to a business at any given time.

a)

True

b)

False

12.

A _____________________ is a report of the balances in all assets, liability, and owner's equity accounts at the end of a accounting period

a)

statement of cash flows

b)

balance sheet

c)

income statement

d)

financial statement

13.

Owner's equity is the owner's claim to the asset of the business. It is NEVER referred to as the owner's capital in the business.

a)

True

b)

False

14.

ASSETS = LIABILITIES + OWNER'S EQUITY is known as the, ____________.

a)

accounts payable

b)

accounting equation

c)

financial statements

d)

income statement

15.

_____________________ are the creditors' claims to the assets of a business.

a)

Liabilities

b)

Owner's equity

c)

Equity

d)

Assets

16.

Current assets are the assets that are either used up or converted to cash during the normal cycle of business.

a)

True

b)

False

17.

________________________ is the total amount of money owed to a business

a)

Accounts payable

b)

Accounts receivable

c)

Fixed assets

d)

Equity

18.

Fixed assets are items of value that will be held for more than one year.

a)

True

b)

False

19.

A ___________________ is a plan specifying how money will be used or spent during a particular period.

a)

financial forecast

b)

financial plan

c)

accounting equation

d)

budget

20.

A _______________________ is an estimate of a business's financial outlook for the few years.

a)

financial plan

b)

financial forecast

c)

budget

d)

income statement

21.

______________ is money supplied by investors, banks, or owners of a business.

a)

Equity

b)

Capital

c)

Income statement

d)

Property

22.

The income statement is sometimes called a profit and loss statement.

a)

True

b)

False

23.

_____________ is the present value of an asset less all claims against it.

a)

Capital

b)

Property

c)

Equity

d)

Asset

24.

The _______________________ is a financial report that shows incoming and outgoing money during an accounting period (often a month, quarter, or year).

a)

financial forecast

b)

financial plan

c)

statement of cash flows

d)

income statement

25.

Jackson spends in gas changes every month, based upon the price of gas, this is an example of which of the following:

a)

Fixed Expense

b)

Variable Expense

c)

Periodic Expense

26.

A ____________ would be an example of a principal, while a ___________ would be an example of an agent, in agency theory.

a)

shareholder and manager

b)

shareholder and bondhodlers

c)

manager and employee

d)

None of the above

27.

Project is accepted when:

a)

Net present value is greater than zero

b)

Internal Rate of Return will be greater than cost of capital

c)

Profitability index will be greater than unity

d)

Any of the above

28.

Criteria that measures how quickly project will return its original investment is?

a)

Accounting rate of return

b)

Payback period

c)

Internal rate of return

d)

Benefit cost ratio

29.

Decision criterion with respect to profitability index to accept project is?

a)

Profitability index is equal to or less than 1

b)

Profitability index is greater than 1

c)

Profitability index is greater than or equal to 1

d)

Profitability index is less than 1

30.

Working capital management consist of cash management, receivable management, short term financing decision and

a)

Fixed asset management

b)

Total asset management

c)

Inventory management

d)

Equity management

31.

Discounting formula

a)

FV = PV (1+i)n

b)

PV = FV / (1+i)n

c)

EAR = (i/m.n)-1

d)

FVa={1-(1/(1+i)n)}/i

32.

Managerial finance

a)

involves tasks such as budgeting, financial forecasting, cash management, and funds procurement.

b)

involves the design and delivery of advice and financial products.

c)

recognizes funds on an accrual basis.

d)

All of the above

33.

Which of the following would be considered an advantage of the SOLE PROPRIETORSHIP form of business organization?

a)

unlimited life

b)

wide access to capital

c)

income taxed at only one level

d)

pooled expertise

34.

The __________ function focuses on raising capital to support a company's operations and investment programs.

a)

financing

b)

capital budgeting

c)

corporate governance

d)

risk management

35.

Long-term debt instruments used by both government and business are known as

a)

bonds

b)

equities

c)

stocks

d)

bills

36.

The major securities traded in the capital markets are ____.

a)

stocks and bonds

b)

bonds and commercial paper.

c)

commercial paper and Treasury bills

d)

Treasury bills and certificates of deposit

37.

which is not in assets

a)

Money

b)

Printer

c)

Note payable

d)

Note receivable

38.

What is the value of the firm usually based on?

a)

The value of debt and equity.

b)

The value of equity.

c)

The value of debt.

d)

The value of assets plus liabilities

39.

Which of the following would not be financed from working capital?

a)

Accounts receivable.

b)

Cash float.

c)

Credit sales.

d)

A new personal computer for the office.

40.

which are not goal of financial management?

a)

maximize share price

b)

minimize firm value

c)

maximize share holder wealth

d)

A and b

41.

-------means current value of a future amount of money evaluated at a given interest rate?

a)

compounding

b)

discounting

c)

continuous rate

d)

Nominal rate

42.

Which of the following best describes why the Valuation Principle is a key concept in making financial decisions?

a)

It shows how to assign monetary value to intangibles such as good health and well-being.

b)

It allows fixed assets and liquid assets to be valued correctly.

c)

It gives a good indication of the net worth of a person, item, or company and can be used to estimate any changes in that net worth.

d)

It shows how to make the costs and benefits of a decision comparable so that we can weigh them properly.

43.

What is the major advantage corporations have over other business entities?

a)

It is easier for a corporation to raise capital than other forms of businesses.

b)

A corporation is treated as a separate legal entity for tax and legal purposes.

c)

A corporation's shares can be freely traded among its shareholders.

d)

All of the above are advantages that a corporation has over other business forms.

44.

The relative proportion of debt, equity, and other securities that a firm has outstanding constitute its ________.

a)

asset ratio

b)

current ratio

c)

capital structure

d)

retained earnings

45.

For an unlevered firm, the cost of capital can be determined by using the ________.

a)

yield on the traded debt

b)

Capital Asset Pricing Model

c)

dividend yield

d)

preferred stock yield

46.

The after-tax cost of debt ________ the before-tax cost of debt for a firm that has a positive marginal tax rate.

a)

is always greater than

b)

is always equal to

c)

is always less than

d)

may be greater than or less than

47.

A stakeholder is:

a)

A. any person who has voting rights and receive dividends based on stock ownership of a corporation.

b)

B. a person who initially founded a firm and currently has management control over that firm.

c)

C. a creditor to whom a firm currently owes money.

d)

D. none of the above.

48.

financial manger tries to identify investment opportunities that work more to the firm then the cost to acquire it

a)

working capital Mangment

b)

capital Budgeting decision

c)

agency cost

d)

capital structure design

49.

which are not goal of financial management?

a)

maximize share price

b)

minimize firm value

c)

maximize share holder wealth

d)

A and b

50.

What is the major advantage corporations have over other business entities?

a)

It is easier for a corporation to raise capital than other forms of businesses.

b)

A corporation is treated as a separate legal entity for tax and legal purposes.

c)

A corporation's shares can be freely traded among its shareholders.

d)

All of the above are advantages that a corporation has over other business forms.