WorksheetsInvestments - Savings and Government Bonds
Total questions: 5
Worksheet time: 22mins
Which of the below alternatives are considered investments? You can choose more than one.
Cattle and land.
Motorcycles and cars.
Savings Account.
Stocks.
Which of the following statements is TRUE?
Stocks are examples of fixed income investments.
All fixed income investments pay IOF at maturity, regardless of the investment term.
As investment can be considered "fixed income" even if the numerical value of the return rate is not previously established.
FGC is a government entity that protects investors from frauds like pyramid scemes.
If you invest R$ 20,000 in Tesouro Direto, the Income Tax you will be obliged to pay will reduce the future value of your total cash in 15 to 22.5%, depending on the investment term.
The statement is TRUE.
The statement is FALSE, as Income Tax only applies to your financial income, not to the amount you invested.
The statement is false, as Income Tax is always 15% for investments through Tesouro Direto.
Regarding Savings Accounts (Poupança), which of the following statements is FALSE?
Savings Accounts are considered safe investments.
Income from investing in Savings Accounts are tax free.
The resources in Savings Accounts are loans to the Government, operated through banks.
Savings Accounts are a good example of high risk investments.
What investment would you recommend to a friend who is saving for his retirement: Savings Account, Fixed Rate Government Bonds or Floating Rate Government Bonds? Please explain your answer.
