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Criteria Check

Total questions: 50

Worksheet time: 4hrs 15mins

Name
Class
Date
1.

What is a no claims discount?

a)

A discount for every year claims free as a policy holder on insurance

b)

A discount for every year claims free as a named driver

2.

No claims discount protection means?

a)

You can incur 1 unlimited claim in any three year period without effecting your no claims bonus

b)

You will stepback after a claim

c)

You will be able to have as many claims as you want without effecting your no claims bonus

3.

If I have a full no claims bonus and I have one claim what will happen? I currently have 7 years no claims discount.

a)

i will have 7 years no claims discount

b)

i will have 0 years no claims discount

c)

i will have 2 years no claims discount

d)

i will have 4 years no claims discount

4.

I have had two claims in the last three years. I had 5 years no claims discount before these claims.

a)

the no claims discount has stepped back to 2

b)

the no claims discount has been lost

c)

You are still uneffected as you have protection

d)

the no claims bonus stepped back to 4

5.

a windscreen claim will effect my no claims discount

a)

no

b)

yes

6.

what can i claim for with personal effects cover from the list?

a)

stamps

b)

injuries

c)

clothing

d)

windscreen

7.

personal accident cover pays to a max value of:

a)

€12700

b)

€12.7 million

c)

€1270

d)

unlimited

8.

glass we cover on windscreen includes:

a)

sunroof

b)

kitchen window

c)

windscreen

d)

back window

9.

driving others cars means:

a)

i can drive somebodys elses car e.g. my friend

b)

i can drive somebody elses car e.g. my employer

c)

other people can drive my car

10.

Open driving

a)

its for people aged 30-70

b)

it allows provisional licence and full licence holders to drive

c)

its for people aged 25-70

d)

it allows full licence drivers to drive only

11.

breakdown assistance

a)

24/7 service, 365 days of the year

b)

covers ireland, eu and uk

c)

homestart and roadside assistance

d)

roadside assistance only

12.

if you breakdown allianz will tow you...

a)

always to your home

b)

always to the nearest garage

c)

to the nearest allianz garage or your garage whichever is closest

d)

always to the nearest allianz garage

13.

tick the boxes that apply - I can get stepback bonus protection if I have:

a)

4 years no claims discount

b)

1 year no claims discount

c)

3 years no claims discount

d)

5+ no claims discount

14.

I can cancel my policy over the phone without any additional requirements

a)

true

b)

false

15.

for which of the following do we require the cert and disc to be returned

a)

renewals

b)

deleting a driver

c)

cancelling

d)

suspending

16.

what options do i have when i suspend

a)

third party fire and theft

b)

no cover

c)

fire and theft cover

d)

comprehensive

17.

I will be due a refund from my suspension:

a)

If i have suspended more than 2 weeks

b)

If i have suspended more than 28 days

c)

there is no time limit

d)

1 full month

18.

i will always get a refund from suspension after the time limit

a)

yes always

b)

yes but only if claim free

c)

no

19.

i will get 75% refund for my suspension if i hold

a)

no cover

b)

fire and theft cover

c)

my current level

20.

direct debits are paid over:

a)

12 month

b)

1 full payment

c)

1 deposit 9 installments

d)

11 months for long term cuctomers

21.

the admin charge is usually

a)

€20

b)

nil

c)

€50

d)

10% of their premium

22.

a pro rata refund means

a)

a full refund

b)

half the money back

c)

charged for time on cover but the remainder is refunded

d)

a refund minus the cost an excess

23.

the first amount of any money paid by the policy holder after a claim - this is the definition of:

a)

the policy excess

b)

the annual premium

c)

the additional premium

24.

the minimum excess on a policy with allianz is

a)

500

b)

100

c)

150

d)

250

25.

30 days free to transfer a car to your policy - this explains:

a)

tsub

b)

tad

c)

suspend

d)

tav

26.

after 30 days of tsubs are used it will cost €X per week or part of:

a)

16

b)

72

c)

38

d)

5

27.

how many days automatically will be give to drive a car given by the garage on a temporary basis

a)

7

b)

3

c)

14

d)

1

28.

tsub to commercial rates for 48 hours are:

a)

€50 first day and €30 next day

b)

€64 for first day and €32 for next day

c)

48 hours free

d)

€24 euro per day

29.

temporary additional vehicle, the charges are

a)

€38 for fire and theft cover, €50/10% comp

b)

€38 for fire and theft cover, €100/10% comp

c)

€30 for fire and theft cover, €5 comp

30.

after a claim if i want to make sure the damage to my car is covered i need to have:

a)

comprehensive cover

b)

third party fire and theft

c)

third party only

31.

The process for psub to a UK reg is:

a)

30 days to call back with irish reg

b)

1 week to call back with irish reg

c)

send a UKR isis letter

d)

if we dont get it after 30 days theyll get another 10 days

32.

when doing a pad/tad which of the following is acceptable

a)

3 penalty points

b)

delivery driver

c)

7 penalty points

d)

driving ban

33.

when doing a psub/tsub, which of the following is a modification

a)

different alloys

b)

wheelchair accessible features

c)

non standard side skirts, bumper etc

d)

adaption to the engine

34.

an EU licence is acceptable with allianz

a)

yes full eu is acceptable

b)

no its never accepted

35.

the code to apply renewal discount is

a)

d01

b)

d04

c)

d25

d)

d02

36.

if i miss a direct debit once my policy will be cancelled

a)

yes

b)

no you will get a letter advising of a recollect

37.

Expression of dissatisfaction is used for what category of complaints:

a)

pricing

b)

myallianz

c)

hold times

d)

poor customer service advice

e)

agent errors

38.

if i cannot resolve a complaint it should be passed to who for callback/investigation:

a)

passed to another agent

b)

passed to complaint handler

c)

passed to a UL

d)

passed to BMO

39.

tick what applies to the agents role only when creating a complaint

a)

fill in lotus notes - customer feedback

b)

create tele note describing the situation

c)

writing resolution letters

d)

calling customer back

40.

predictive conversation is:

a)

an optional benefit

b)

a tool that appears on i90 and prompts us to ask questions to customer

c)

a tool we use for complaints and logging eod's

d)

a tool that helps send emails

41.

the mibi, motor insurance bureau of ireland:

a)

deal with claims from uninsured drivers

b)

deal with claims from insured drivers

c)

deals with claims between insurance companies

d)

deal with windscreen claims for allianz

42.

allianz regularly offer which of the following with no issues:

a)

sd&p

b)

class 1

c)

class 2

d)

class 3

43.

my occupation is office worker and if i need business use and I carry goods or passengers i will need:

a)

sd&p

b)

comprehensive

c)

class 2 use

d)

class 1 use

44.

When psubbing to a high value car, the car will need a tracker. what value do we need it from?

a)

€100,000

b)

€80,000

c)

€25000

d)

€125,000

45.

I want to add a temporary additional driver who is 23 years old with an irish licence, what are the costs for 1 week of cover

a)

its free

b)

€50

c)

€38

d)

€10 a day

46.

I want to add a temporary driver 30 years of age provisional licence for 2 weeks, how much?

a)

free

b)

€38

c)

€76

d)

€50

47.

can you add a permanent additional vehicle to your insurance? I want to have 2 cars insured

a)

yes

b)

no it requires a 2nd car quotation - a new separate policy

c)

no we dont allow customers to have more than 1 car with allianz

48.

tick all that apply, a vulnerable customer is :

a)

somebody on holidays who cannot pay their bill on time

b)

Some­one who, due to their per­son­al cir­cum­stances, is es­pe­cial­ly sus­cep­ti­ble to detri­ment, par­tic­u­lar­ly when a firm is not act­ing with ap­pro­pri­ate lev­els of care.

c)

a nat­ur­al per­son who has the ca­pac­i­ty to make his or her own de­ci­sions but who, be­cause of in­di­vid­ual cir­cum­stances, may re­quire as­sis­tance to do so

d)

a person who has lim­it­ed ca­pac­i­ty to make his or her own de­ci­sions and who re­quires as­sis­tance to do so

49.

click all that apply, a customer can register for myallianz by doing:

a)

registering on the website

b)

calling in, the agent will help

c)

emailing us

50.

whats the minimum requirement to consider for motor insurance

a)

covering your own car

b)

its not neccessary

c)

cover for the third party injuries and damage