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WorksheetsPPT QUIZ 4, Prepared by Baroda Academy, AHMEDABAD
Total questions: 120
Worksheet time: 3600secs
Name
Class
Date
1.
What is the threshold limit above which the entities (non-individuals) should include remitter and beneficiary Legal Entity Identifier (LEI) information?
a)
1 crore
b)
10 crore
c)
50 crore
d)
100 crore
2.
Branches are categorised on the basis of their credit exposure under the revised risk assessment model, what will be the maximum credit exposure of category III branch?
a)
50 Cr
b)
200 Cr
c)
More than 200 Cr
d)
350 Cr
3.
As per risk based internal audit, maximum no of QRCs which can be outstanding at a time is _____?
a)
1
b)
2
c)
3
d)
4
4.
If an asset is sold by the secured creditor, what would be the order for the appropriation of proceeds?
a)
first towards costs, charge incidental towards the preservation of securities
b)
first towards the dues of the secured creditor
c)
first towards costs and dues to the secured on prorate basis
d)
secondly, if there is surplus towards other person entitled to the asset
5.
Which of the following is NOT an essential ingredient to initiate action for enforcement of security under this act?
a)
There must be a security agreement in which borrower is under liability of the secured creditor
b)
There must be a default in repayment of secured debt or instalment thereof
c)
The account must be classified as Non-Performing Asset
d)
The security interest must be at least Rs. 200,000/-
6.
What is the time limit within which Chief Metropolitan Magistrate or District Magistrate shall pass an order after receipt of the affidavit from the authorized officer of the secured creditor?
a)
Within 15 days of receipt of application and within such further period not exceeding in aggregate 30 days
b)
Within 30 days of receipt of application and within such further period not exceeding in aggregate 60 days
c)
Within 45 days of receipt of application and within such further period not exceeding 90 days
d)
Within 60 days of receipt of application and within such further period not exceeding 120 days
7.
Mr. Ajay had opened a SCSS account for Rs.15 lacs, after 6 months due to some emergency he was in requirement of Rs. 2.00 lac, so he decided to do premature closure of the account,how much penalty will be deducted?
a)
any Interest paid in the account
b)
1% of the deposit amount
c)
1.5% of the deposit amount
d)
No Premature withdrwal allowed
8.
What is the maximum amount of incentive that GMS mobilization, Collection & Testing agent can be paid by banks under Gold monetization scheme?
a)
0.01
b)
0.015
c)
0.02
d)
0.025
9.
Bank earns commission of Rs. ___ per transaction in SSA account?
a)
40
b)
50
c)
75
d)
100
10.
What is the maximum entry age for NPS subscription?
a)
55 years
b)
60 years
c)
65 years
d)
70 years
11.
If the PPF account is not renewed after maturity, and suppose the account has a balance of Rs. 15 lacs, whether he balance will fetch any interest or not and if at all it gets interest then at what rate?
a)
Post maturity the balance in the account will not fetch any interest
b)
Post maturity the balance will fetch only Savings Bank Rate
c)
If the account is not renewed, immediately the PPF account is required to be closed
d)
Post maturity, the account will get PPF rate of interest till the time the account has balance in it.
12.
The entire process of declaring account as fraud of lifting the RFA should be completed within ___ from date of declaration of account as RFA
a)
6 months
b)
1 years
c)
3 months
d)
15 months
13.
Vijay steel an MSME borrower was enjoying CC and TL facilities worth Rs. 2 crore and Rs. 25 lacs respectively. Now with the opening up post COVID the proprietor wants to increase the capacity and has applied for sanction of new term loan for purchase of machinery of Rs. 45 lacs. During the assessment of proposal credit officer noticed that the account during past year remained for 62 days in SMA 1and around 31 days in SMA 2 (At different intervals) due to COVID restrictions etc. Can the facility be considered assuming all other parameters are favorable?
a)
No since it remained in SMA 1/SMA2 for total period beyond 90 days no fresh facilities can be sanctioned
b)
Yes can be considered by same sanctionining authority as SMA 2 period is less than 60 days
c)
No can't be sanctioned since SMA 1 period is beyond 60 days
d)
Yes can be sanctioned but by next higher authority
14.
In above Example (question 5) how will the account be upgraded?
a)
By submission of all stock statements of previous months
b)
By submission of all stock statement and payment of overdue amount
c)
By delinking the drawing power and stock statement
d)
By submission of stock statements and review of accounts
15.
In case of restructured term loan account date of NPA will be
a)
90 days from date of restructure
b)
90 days from date of first overdue
c)
Date of restructure
d)
90 days from post restructure date overdue
16.
Advance accounts of Rs. ____ and above are brought under purview of EWS
a)
10 lacs
b)
25 lacs
c)
50 lacs
d)
1 crores
17.
What is the daily POS/ECOM limit of VISA platinum card?
a)
Rs. 200000/-
b)
Rs. 300000/-
c)
Rs. 500000/-
d)
Rs. 1000000/-
18.
What is the replacement charges of business variant debit card?
a)
Free
b)
Rs. 150 + GST
c)
Rs. 250 + GST
d)
Rs. 200 + GST
19.
What is the Fee/penalty for decline of Debit card transactions due to insufficient fund in the account?
a)
Rs. 10 + GST
b)
Rs. 20 +GST
c)
Rs. 30 + GST
d)
Rs. 15 + GST
20.
Our Bank has tied up with which of the Oil marketing company to issue co-branded fuel debit card?
a)
HPCL
b)
IOCL
c)
BPCL
d)
Shell
21.
What is TAT for chargeback NFS transaction on Debit card?
a)
T + 3 days
b)
T + 5 days
c)
T + 7 days
d)
T + 2 days
22.
Sushil wants to purchase TV worth Rs. 90000/- and wants to make payment using BHIM Baroda pay. Can he do it?
a)
Yes the maximum daily transaction limit is Rs. 500000/-
b)
No the maximum daily transaction limit is Rs. 50000/-
c)
Yes the maximum daily transaction limit is Rs. 100000/-
d)
No the maximum daily transaction limit is Rs. 25000/-
23.
Customers can block the UPI services instantly though SMS by typing ____ in the message content
a)
UPIBLK
b)
BOBBLK
c)
BOBUPIBLK
d)
UPIBLOCK
24.
What is the issuance fee of FASTag (inclusive of GST)?
a)
Free
b)
Rs. 100
c)
Rs. 200
d)
Rs. 300
25.
What is the maximum per transaction limit in cash recycler in account where PAN in CBS is not registered for card less transaction ?
a)
Rs. 10000/-
b)
Rs. 20000/-
c)
Rs. 49900/-
d)
Rs. 200000/-
26.
Which menu is use to Transfer of Cheque book between the accounts of same customer?
a)
HIMC
b)
HISIA
c)
HXFCHBAC
d)
HXFRCHQ
27.
W hat is the menu option for rescheduling of Loan Account in Finacle 10?
a)
LARA
b)
HLARSH
c)
HLARA
d)
HRESCHE
28.
The term SWIFT stands for:
a)
society for world-over international financial transfers
b)
society for world-wide interbank financial transfers
c)
society for world-wide interbank financial telecommunication
d)
society for worldwide interest-earning financial transaction
29.
Which of the following mode of operation are not eligible for Baroda connect?
a)
Minor natural guardian operation by NG
b)
Any two directors
c)
All partners jointly
d)
Any two jointly or Survivor
30.
What is the chargeback TAT for complaints related to Debit card usage?
a)
T + 3 DAYS
b)
T + 5 days
c)
T + 7 days
d)
T + 15 DAYS
31.
Neha and her father Shashank both require the Baroda Travel Easy mutli currency forex card however Neha is dependant child and doesn’t have PAN card. Can mulitple card be issued In such case?
a)
No single card per single retail customers
b)
Yes but Neha's PAN card will be required to issue her separate card
c)
Yes by choosing option "PAN belongs to" separate cards can be issued
d)
No since Neha is dependant no card can be issued to her
32.
In Baroda MACT Claims Sb Account the operating instruction can be
a)
Self
b)
Either or survivor
c)
Former or survivor
d)
Jointly
33.
If a welcome kit remains undilivered at the branch for ___ days it should be distroyed
a)
30
b)
60
c)
90
d)
120
34.
Under Capital Gain Account Scheme, 1988, deposits can be kept for a maximum period of _______ years.
a)
1
b)
2
c)
3
d)
5
35.
Which of the following account remain active permanently and do not become dormant.
a)
Baroda Govt. Scholarship/ DBT account
b)
Baroda Champ savings account
c)
Baroda Advantage Zero Balance Sb Account
d)
No accounts remain permanently active
36.
Undelivered welcome kit should be distroyed in the presence of ___ no of officers if not delivered for specified days
a)
2
b)
3
c)
4
d)
None of the above
37.
Under Capital Gain Account Scheme, withdrawing money from the account after the period of two years, the permission of _____________ is necessary.
a)
RBI
b)
Income tax
c)
Zonal Head
d)
Regional Head
38.
In order for the term deposit not to attract pre-payment penalties the Fixed deposit is to be kept for a minimum period of ___________
a)
6 months
b)
12 months
c)
18 months
d)
24 months
39.
Under Baroda Flexible Fixed Deposit Scheme, The minimum amount of deposit to be kept initially under this scheme will be ____________
a)
Rs 1,000/-
b)
Rs 5,000/-
c)
Rs 10,000/-
d)
Rs 15,000/-
40.
Each unit in Baroda Flexible Fixed Deposit Scheme is equalivant to __________
a)
Rs 1,000/-
b)
Rs 2,000/-
c)
Rs 3,000/-
d)
Rs 5,000/-
41.
Under Baroda Flexible Fixed Deposit Scheme, pre-payment facility will be allowed, provided a minimum of _______ unit are available in the account.
a)
1
b)
2
c)
5
d)
10
42.
Under Baroda Flexible Fixed Deposit Scheme, the prepaid deposit unit will attract a penalty of _______%.
a)
1
b)
1.5
c)
2
d)
No pre-payment penalty will be applicable
43.
Under Baroda Flexible Fixed Deposit Scheme, withdrawals of deposit units and interest will be noted by way of _______________.
a)
Withdrawal slip
b)
Endorsements on the back of the receipt
c)
Issue of new receipt.
d)
Noting is not required.
44.
Baroda Recurring Deposit Scheme is not available to _____
a)
Clubs
b)
Partnership firms
c)
NRI
d)
It can be opened by all
45.
Baroda NRE RFC account can be opened in ____ no of currencies
a)
3
b)
4
c)
5
d)
6
46.
Maximum collection period for an outstation cheque drawn on all the four major metro centres ( New Delhi, Mumbai, Kolkata and Chennai) without resorting to pay Interest is
a)
7 days
b)
10 days
c)
14 days
d)
30 days
47.
Customers can pay the renewal premium of which of the products online thru Bank of Baroda's website
a)
CholaMS group Health Insurance
b)
CholaMS Group Personal Accident
c)
CholaMS Motor Insurance
d)
CholaMS Burglary Cover
48.
Customers can purchase which life insurance online from our Bank of Baroda's website
a)
e-IndiaFirst MahaJeevan Plan
b)
e-IndiaFirst Life Wealth Maximizer Plan
c)
e- Baroda Jeevan Suraksha
d)
e-Term Life Insurance
49.
Bank of Baroda has introduced a cobranded health insurance plan in the name of _____
a)
BoB National Health Policy
b)
BoB Max Health Plus
c)
Baroda Star Medi-Classic Insurance Policy
d)
Baroda Mediprime Policy
50.
Bank of Baroda has introduced a cobranded health insurance plan in colaboration with which insurance company
a)
M/S National Insurance Company Limited
b)
Max Bupa Health Insurance Co Ltd.
c)
Star Health & Allied Insurance Co Ltd.
d)
Tata-AIG general Insurance
51.
The bank has launched a pick up and drop service for which category of customers
a)
HNI
b)
Rediance NRI
c)
Large corporate customers
d)
No such service provided
52.
Under the Liberalised Remittance Scheme, all resident individuals, including minors, are allowed to freely remit up to USD
a)
100000
b)
150000
c)
200000
d)
250000
53.
In case of usance bills, Post-shipment finance can be granted for a maximum duration of how many days from date of shipment inclusive of Normal Transit Period (NTP) and grace period, if any
a)
365
b)
360
c)
270
d)
180
54.
The foreign currency balances available with the bank in which of the following account could be utilised for financing the pre-shipment credit in foreign currency
a)
NRE Account
b)
EEFC Account
c)
NRO Account
d)
Domestic Term Deposit Account
55.
All creditworthy exporters, including those in small and medium sectors, with good track record would be eligible for issue of which card by individual banks as per the criteria laid down?
a)
Gold Card
b)
Platinum Card
c)
BKCC
d)
Diamond Card
56.
Which scheme of the ECGC provides protection to banks against non-payment of post-shipment credit by exporters
a)
The Whole Turnover Pre-shipment Guarantee
b)
Comprehensive Shipment Policy
c)
Buyer wise Policy
d)
The Whole Turnover Post-shipment Guarantee
57.
Which of the following is a product for the Banks to finance against export receivables?
a)
Factoring
b)
Cash Credit
c)
Advance against duty drawback
d)
Advance against ECGC receivables
58.
As per “BOB Credit Guarantee Scheme for MFI (BCGSMFI)”, the rate of interest is capped at MCLR + -----------.
a)
0
b)
2
c)
3
d)
5
59.
For “BOB Credit Guarantee Scheme for MFI (BCGSMFI)”, NCGTC shall provide ---------------% guarantee coverage
a)
75
b)
50
c)
25
d)
No coverage
60.
Scheme code for FITL (Corporate Accounts) under One Time Restructuring Scheme, for borrowers affected by Covid-19 pandemic is -------
a)
LA029
b)
LA030
c)
LA031
d)
LA032
61.
In Negative outlook sectors, credit Exposure will be limited to the borrowers with external rating of ____ and above
a)
AAA
b)
AA
c)
A
d)
BBB
62.
What should be the minimum rating of the corporate as per our internal rating model, when the financing is being considered with intangibles as prime security?
a)
BOB 1
b)
BOB 2
c)
BOB 3
d)
BOB 4
63.
An NPA account is classified as doubtful asset if the eroded security value is
a)
Less than 70% of outstanding
b)
Less than 50% of outstanding
c)
Less than 30% of outstanding
d)
Less than 10% of outstanding
64.
what is the maximum limit that can be sanctioned by a Rural branch under Baroda Personal Loan Scheme?
a)
5,00,000/-
b)
10,00,000/-
c)
15,00,000/-
d)
2,00,000/-
65.
Maximum MSME exposure criterion, for “Digital Renewal/ Review” is Rs. ------------ lacs
a)
5
b)
10
c)
25
d)
50
66.
In parlance of “Baroda Energy Efficiency Project Finance” scheme, “S” in “ESCO” stands for ---------.
a)
Saving
b)
Services
c)
Solar
d)
Solution
67.
Minimum BOBICON rating, for strategic customers segment, in case of commercial vehicle finance scheme is -------------
a)
BOB-6
b)
BOB-5
c)
BOB-4
d)
BOB-3
68.
As per revised construction and mining equipment finance scheme guidelines, existing well-rated borrowers, under Pre-sanctioned loan limit for strategic customer, the minimum exsiting exposure should be _____ crores.
a)
2
b)
5
c)
10
d)
25
69.
In all the Bank Guarantees issued by our Bank, ------ clause should be incorporated
a)
Limitation
b)
Counter Indemnity
c)
SFMS advise clause
d)
All of the above
70.
What is the maximum repayment period allowed under Scheme for financing textile units?
a)
5 years
b)
9 years
c)
7 years
d)
3 years
71.
Who among the following is not eligible for “First Time Buyer (FTB)” segment under Commercial Vehicle Fleet Finance product
a)
Individuals
b)
Proprietorship firm
c)
Partnership firm
d)
Company
72.
What is the time limit from the date of issue of notice under Section-13(2) of SARFAESI Act, 2002 after which the secured creditor can initiate an action for enforcement of security?
a)
30 days
b)
60 days
c)
90 days
d)
120 days
73.
If there are more than one borrower, how should the demand notice be served?
a)
Demand notice must be served only on those borrowers whose borrowing is more than 40% of the debt
b)
Demand notice must be served on any one of the borrowers
c)
Demand notice must be served on the person whose name appears first in the list
d)
Demand notice must be served on all borrowers
74.
What is the eligibility of an authorized officer appointed by a secured creditor under SARFAESI Act, 2002:
a)
He should not be below Deputy General Manager of a public sector bank or equivalent
b)
He should not be below Chief Manager of a public sector bank or equivalent
c)
He should not be below Assistant Manager of a public sector bank or equivalent
d)
He should not be below Senior Manager of a public sector bank or equivalent
75.
What is the purpose of Central Registry (CERSAI):
a)
Registration of transaction of financial assets
b)
Storehouse of information relating to SMA-1
c)
Registration of Suit filed account
d)
Registration of wilful defaulters
76.
Whether the branch can invoke SARFAESI, where the NPA account is already suit with DRT for recovery of dues?
a)
It is permitted only after the suit with DRT is withdrawn.
b)
Permitted only with the permission of RBI.
c)
The Bank can take both the actions simultaneously
d)
SARFAESI Act does not allow simultaneous actions.
77.
What is threshold of exposure for Red Flagging of Accounts?
a)
Rs 250 million and above
b)
Rs.30 million and above
c)
Rs 500 million and above
d)
Rs 50 million and above
78.
A Project Loan (Infrastructure) will be termed as NPA in case of non-achievement of commercial operation within _______________.
a)
One year from original DCCO
b)
Two years from original DCCO
c)
Three year from original DCCO
d)
four years from original DCCO
79.
An NPA account is classified as a loss asset if the eroded security value is ________.
a)
Less than 10% of outstanding
b)
Equal to or less than 10% of outstanding
c)
Less than 10% of contractual
d)
Equal to or less than 10% of contractual
80.
In Rural Branch sanction of aggregate exposures of above Rs. 10 lacs to be reported to sanctioning authority with copy of appraisal and relevant papers within
a)
7 days of sanction
b)
15 days of sanction
c)
3 days of sanction
d)
5 days of sanction
81.
What is presentCOE (cost of equity) to be compared with RAROC?
a)
14%
b)
15%
c)
15.5%
d)
16%
82.
Which of the following ratios are defined on Industry/sector specific criteria for MSME proposals >/ RS. 10 crore and corporate >/Rs.50 crores
a)
Fixed Asset coverage ratio
b)
Total Debt/EBITDA
c)
Interest coverage Ratio
d)
Gross Profit Margin
83.
Which of the following is incorrect for Jewel Loan Card ?
a)
One copy should be kept inside jewel packet
b)
One copy should be attached outside the jewel packet
c)
One copy should be attached with the loan documents
d)
One copy should be given to the customer
84.
Whenever the jewel safe is opened for keeping /removing the packets, the same is required to be documented in …………
a)
Finacle
b)
Key Register
c)
Jewel Packet Movement Register
d)
No documentation is required
85.
what is the frequency at which Recalibration of weighing machine and checking accuracy of the weighing balance machine should be cross checked with the help of weights ?
a)
Daily
b)
Weekly
c)
Monthly
d)
Quarterly
86.
The weighing balance machine must be certified by once in a year or<br />before the due date of renewal.
a)
Regional Office
b)
Dept. of weights and measures
c)
BIS
d)
Zonal Office
87.
In case of Finance against Warehouse receipt, what is the periodicity for conducting asset verification of pledged stock ?
a)
Monthly
b)
Bi-Monthly
c)
Quarterly
d)
Half Yearly
88.
What is the guidelines regarding Margin under new tractor loan scheme to ensure borrower contribution?
a)
Receipt issued by dealer will sufficient to ensure margin contribution by borrower
b)
Margin should be invariably routed through SB account of the borrower
c)
Branch can remit the loan amount directly to dealer without insisting for borrower contribution
d)
Borrower contribution shall be ensured by discret inquiry with dealer
89.
In case of Gold Loan accounts with sanctioned limit of above Rs. 3 Lakh, reassaying of pledged Gold ornamentsd/Jewellery to be done within
a)
7 Days
b)
10 Days
c)
15 Days
d)
before end of month
90.
Branch Officials should conduct audit of all BC points attached to their Branch on or before of every month
a)
3rd
b)
5th
c)
7th
d)
10th
91.
To ensure the visit of the branch officials to BC points, the visiting official has to do at least one transaction at the BC point and paste a copy of transaction slip in the Visitors Register.
a)
Financial
b)
Non-Financial
c)
AEPS
d)
Finacial or Non Financial
92.
Who can consider the Home Loan proposal Where House/ Flat is older than 25 years, and the loan is considered up to the period of residual life as mentioned in the valuation report of by the Valuer?
a)
Sanctioning Authority can consider the same upto that period without any deviation
b)
RMCC
c)
DRMCC
d)
ZOCC
93.
Maximum exit age (by the time loan has to be repaid) of Salaried person in HL (without deviation) can be
a)
60 years
b)
Retirement age
c)
70 years with certain conditions
d)
65 years with certain conditions
94.
Maximum Age relaxation is provided to Non-Salaried if …………..is added as Co-applicant /Guarantor
a)
Any close relative with sufficient income
b)
Only Son, Daughter or Spouse who is a Legal heir
c)
Only Son, Daughter or Spouse who is a Legal heir with sufficient income
d)
Only Son or Spouse who is a Legal heir with sufficient income
95.
In case of purchase of residential plot under HL, the construction should be complete within
a)
1 year
b)
2 years
c)
3 years
d)
5 years
96.
In case of takeover of HL, the account should not have been classified under………… during the last one year
a)
SMA-0
b)
SMA-1
c)
SMA-2
d)
SMA-1 or SMA-2
97.
The applicant/co-applicant (whose income is considered for Home Loan eligibility) who is non-salaried should be engaged in the business for a minimum period of ______
a)
1 year
b)
2years
c)
3 years
d)
4 years
98.
The applicant/co-applicant (whose income is considered for Home Loan eligibility) who is NRI/PIO/OCA having job contract/work permit/employed/self-employed and staying abroad for the minimum past ______
a)
1 year
b)
2years
c)
3 years
d)
4 years
99.
What is the minimum Gross Annual Income required per annum for an NRI to be eligible for applying Baroda Home Loan?
a)
Rs 2 lacs
b)
Rs 3 lacs
c)
Rs 4 lacs
d)
Rs 5 lacs
100.
As per scheme guidelines, what is the maximum limit of Home Loan in our Bank?
a)
Rs 5 Cr
b)
Rs 7.5 Cr
c)
Rs 10 Cr
d)
Rs 20 Cr
101.
What is the Home Loan limit for drawing Credit Information Reports from two Credit information companies (CIBIL & Equifax)?
a)
Limit above Rs 10 lacs
b)
Limit above Rs 20 lacs
c)
Limit above Rs 30 lacs
d)
Limit above Rs 75 lacs
102.
What is the maximum loan limit that can be sanctioned to an Individual/ Non-individual by Branch Head under auto loan scheme?
a)
Rs 1 crore
b)
Rs 2 crore
c)
Rs 3 crore
d)
Rs 5 crore
103.
Our bank has recently tied up with which automobile company & integrated with their platform for providing smart finance solution to the customers?
a)
Hyundai Motor Company
b)
Mahindra Auto
c)
Tata Motors
d)
Maruti Suzuki India Ltd
104.
Our bank has started giving tree plantation certificate to which loan borrowers for availing facility from us?
a)
Home Loan
b)
Auto Loan
c)
Crop Loan
d)
MSME Loan
105.
"Baroda auto loan for pre-owned car" can be given to
a)
Individual Indian Residence only
b)
Individual Indian Residence & NRIS only
c)
Individual and non-individual both
d)
Resident Indians, Non-Resident Indians & corporates
106.
What is the minimum amount that can be sanctioned under Baroda Auto loan for pre-owned car?
a)
Rs 0.50 Lakh
b)
Rs 1 Lakh
c)
Rs 2 Lakh
d)
Rs 5 Lakh
107.
What is the maximum amount that can be sanctioned under Baroda Auto loan for pre-owned car?
a)
Rs 25 lakh
b)
Rs 50 lakh
c)
Rs 100 Lakh
d)
Rs 200 Lakh
108.
RBI under section 26A of Banking Regulation Act 1949 has started DEAF scheme. What is the full form DEAF?
a)
Deposit Earners And Awareness Fund
b)
Depositors Education And Awareness Fund
c)
Depositors Equity And Advisory Fund
d)
Depositors Equality And Accessibility Fund
109.
Banks in India should transfer the unclaimed amount eligible under DEAF scheme fund within a period of ______ months from the expiry of the said period.
a)
3 months
b)
30 days
c)
45 days
d)
6 months
110.
Keys of all vacant lockers should be checked
a)
Daily
b)
Monthly
c)
Quarterly
d)
Half Yearly
111.
For branches having two or more than two officers (including BM), How many set of Branch Premises Keys are mandetory?
a)
2
b)
3
c)
4
d)
5
112.
In case of loss of any set of keys, the branch should arrange to replace all the locks of the lost key to ensure the security of the branch under intimation to
a)
Regional Authority
b)
Security Authority
c)
Premises Authority
d)
Zonal Authority
113.
our bank’s customer visited at our BC point to transfer fund from his account to other bank account it is called ?
a)
Issuer Fund Transfer
b)
Acquirer Fund Transfer
c)
Issuer withdrawal
d)
Acquirer Withdrawal
114.
Can BSBD account holder open other deposit accounts individually?
a)
No, individual cannot have any other deposit account.
b)
Yes, individual can open Recurring deposit only
c)
Yes, individual can open Term deposit only
d)
Yes individual can open time deposit
115.
At the time of visit to BC point, branch officials have to do at least financial/non- financial transaction at BC point.
a)
One
b)
Two
c)
Three
d)
Four
116.
PMJDY account of minor of age 10 years and above can be opened in the individual name of the minor, with operational instruction_______ , with some limitations.
a)
Self
b)
Jointly with Guardian
c)
Either or Survivor
d)
Operation by Guardian only
117.
Period of retention of correspondence of loss of keys in branch is _____ years
a)
1
b)
3
c)
5
d)
10
118.
Maximum amount of cash remittance permitted by three wheeler is
a)
Rs 5 Lacs
b)
Rs 10 Lacs
c)
Rs 15 Lacs
d)
Rs 20 Lacs
119.
Currency notes whose serial numbers & series of issue have been noted & kept in cash safe/ cashier box is known as
a)
Special Money
b)
Bait Money
c)
Authorised Money
d)
Cash Box Money
120.
Rameshbhai, a grain merchant in Por Village of Vadodara District is having "BHIM Baroda Adhar Pay" systerm for accepting digital payments for goods. For a transaction of how much limit can he used this service?
a)
Rs. 5000/-
b)
Rs. 10000/-
c)
Rs. 25000/-
d)
Rs. 50000/-
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