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Finance quiz starter

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

What are the two main types of Bank account?

a)

Current and Credit

b)

Savings and Current

c)

Savings and Deposit

d)

Savings and Premier

2.

A  standing order is...

a)

An automatic regular payment from your account

b)

Instructions for a company to debit from your account

c)

The maximum amount you can borrow

d)

The same as a direct debit

3.

What type of account would you have your wages paid into?

a)

Deposit

b)

Savings

c)

Credit

d)

Current

4.

What would you expect to see on a Current Account Statement (more than one answer?

a)

Your savings

b)

Standing orders and direct debits

c)

Amounts paid from your account

d)

Amounts paid into your account

5.

How much can you spend with a debit card?

a)

It depends on your credit limit

b)

£50

c)

£200 a day

d)

As much as you have left in your account

6.

How much can you spend with a credit card?

a)

£50

b)

£200 a day

c)

As much as you have left in your account

d)

It depends on your credit limit

7.

You have £100 in a savings account which pays 5.5% interest per year. How much would be in the account in 5 years time if you do not withdraw any money?

a)

£550

b)

£105.5

c)

£130.69

d)

£125.15

8.

What is an overdraft?

a)

A type of loan

b)

An agreed amount you can borrow when your balance runs out

c)

A type of credit card

d)

A type of bank account

9.

Savings accounts offer you...

a)

Higher interest but fewer features than a current account

b)

Exactly the same as current accounts

c)

Cheque books but no debit cards

d)

Lower interest than current accounts

10.

Disposable income is…

a)

Expenditure minus income

b)

Income minus all expenditure

c)

Income minus rent/mortgage

d)

Rent plus bills

11.

A mortgage can be used to buy.

a)

Anything

b)

A car

c)

A house or flat

d)

A boat

12.

What is a Loan?

a)

An amount of money you borrow from a bank and repay

b)

An agreement to spend more money than is currently in your accou

c)

A separate account for you to spend money from

d)

An aAn agreement to spend more money than is currently in your accoumount of money given to you by a bank