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Worksheets

Personal Finance

Total questions: 20

Worksheet time: 11mins

Name
Class
Date
1.

What is a thing that is borrowed, especially a sum of money that is expected to be paid back with interest?

(a)  

2.

Money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt

a)

Interest

b)

Loan

c)

Mortgage

d)

Credit

3.

What is a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property?

a)

Finance

b)

Mortgage

c)

Interest

d)

Debt

4.

What is a sum of money that a buyer pays

in the early stages of purchasing an expensive good or service

a)

Early payment

b)

Full payment

c)

Down payment

d)

Half payment

5.

What is an interest-bearing deposit account

held at a bank or other financial institution?

a)

Savings account

b)

Checking account

c)

Debit account

d)

Credit account

6.

What is a 401K?

a)

a retirement savings plan offered by many American employers

b)

a loan plan offered by many American employers

c)

an interest bearing account offered to many American employers

d)

a money market plan offered by many American employers

7.

What is a deposit account held at a financial institution

that allows withdrawals and deposits.  

a)

Debit account

b)

Checkings account

c)

Savings account

d)

A loan

8.

 What kind of card deducts money directly from a consumer's

checking account when it is used

a)

Debit Card

b)

Credit Card

9.

Which type of card is issued by a bank, business, etc., allowing the

holder to purchase goods or services on credit.

a)

Debit Card

b)

Spending Card

c)

Credit card

d)

Rewards card

10.

APR

a)

Account performance rate

b)

Active percentage rate

c)

Account payable rate

d)

Annual percentage rate

11.

What is something, typically money, that is owed or due

a)

Credit

b)

Assets

c)

Debt

d)

Liabilities

12.

What is is a levy on property that

the owner is required to pay

a)

Property tax

b)

Business tax

c)

State tax

d)

Federal tax

13.

What is the arrangement by which a company provides a guarantee of compensation for specified loss in return for payment of a premium?

a)

Assurance

b)

Insurance

c)

Essential

d)

Loan

14.

What is net worth?

a)

the total wealth of an individual, company after liabilities

b)

the value of the individual or company

c)

Assets minus liabilities

d)

the value of the money made from a job.

15.

What is the action or process of investing money for profit?

a)

Insurance

b)

Interest

c)

Investment

16.

What is a tax that you pay to the government of the country?

a)

Sales tax

b)

State tax

c)

Federal tax

d)

Liability tax

17.

What is state tax?

a)

Tax paid to the governor of the state

b)

Tax paid to the governor of the state

c)

Tax paid to the governor of the state

d)

Tax that you pay to the government of a state

18.

What is FICA?

a)

Money given to social security and medicare

b)

Federal Income Commission Act

c)

Money given to the poor

d)

Federal Insurance Claims Act

19.

What is money received, especially on a regular basis,

for work or through investments

a)

Investment

b)

Income

c)

Loan

d)

Debit

20.

What is an estimate of income and

expenditure for a set period of time.

a)

Mortgage

b)

Debt

c)

FICA

d)

Budget