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FINAL EXAM Review!!

Total questions: 24

Worksheet time: 14mins

Name
Class
Date
1.

Since the end of World War II, stocks have returned almost 10 percent a year.

a)

False

b)

True

2.

A proxy is a legal form that lists the issues to be decided at a stockholders' meeting and requests that stockholders transfer their voting rights to some individual or individuals.

a)

True

b)

False

3.

The record date is the date that the actual dividend payment is made to stockholders.

a)

False

b)

True

4.

A stock split is a procedure in which a stockholder's common stock is exchanged for preferred stock.

a)

True

b)

False

5.

Preferred stock is often referred to as a middle investment, because it represents an investment midway between common stock and corporate bonds.

a)

True

b)

False

6.

A blue chip stock is too speculative for most investors.

a)

False

b)

True

7.

A stock that pays higher-than-average dividends is called an income stock.

a)

True

b)

False

8.

A cyclical stock is one that follows the business cycle of advances and declines in the economy.

a)

True

b)

False

9.

A large cap stock is a stock issued by a corporation that has capitalization of more than $10 billion.

a)

True

b)

False

10.

A defensive stock is a stock that typically sells for less than $5.

 

a)

False

b)

True

11.

Because of the need for secrecy, most corporations do not supply financial information about their company on their websites.

a)

True

b)

False

12.

By using the internet, it is possible to find market price quotations, but more detailed financial information about a corporation is unavailable to the average investor.

a)

False

b)

True

13.

It is common for websites like Morningstar and Reuters to charge fees for their more detailed financial information.

a)

False

b)

True

14.

If a corporation's earnings decline, generally the stock's price usually increases.

a)

False

b)

True

15.

An increase in a corporation's earnings per share is a healthy sign.

a)

True

b)

False

16.

Stocks issued by large corporations in mature industries often have high P-E ratios.

a)

True

b)

False

17.

No meaningful average for the earnings per share measure exists.

a)

True

b)

False

18.

The total return on a stock is equal to the current market value of the stock minus the investor's purchase price.

a)

False

b)

True

19.

The annualized holding period yield calculation takes into account the time the investment is held.

a)

True

b)

False

20.

The book value for a share of stock is determined by deducting all liabilities from the corporation's assets and dividing the remainder by the number of outstanding shares of common stock.

a)

True

b)

False

21.

A short term investment is one that will mature in (a)   year or less

22.

An intermediate term or goal is one that matures in one to (a)   years.

23.

A good rule of thumb is to limit consumer credit payments to no more than (a)   percent of your net (after tax) income.

24.

Eric Patterson earns $80,000 a year. His monthly expenses total $4,500. What is the minimum amount of money that he should set aside in an emergency fund?

(a)