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Rising Moguls Welcome to Session #1 of the WOM Virtual Institute

Total questions: 32

Worksheet time: 17mins

Name
Class
Date
1.

Do you have your own bank account?

a)

YES

b)

NO

c)

NOT SURE

2.

Reginald Lewis is (was)

a)

Ex-NBA player

b)

The first Black man to have a seat on the NYSE (New York Stock Exchange)

c)

The first Black American to build a billion-dollar company

3.

If you were given a million dollars would you know how to manage it?

a)

YES

b)

NO

c)

MAYBE

4.

What is money?

a)

A medium of exchange

b)

A store of value, which means people can save it and use it later

c)

A unit of account, that is, provide a common base for prices

d)

All of the above.

5.

When you are hired for a job, is it important to have financial education?

a)

NOT IMPORTANT

b)

IMPORTANT

c)

NOT SURE

6.

A bank makes money by lending money and collecting interest.

a)

True

b)

False

c)

Sometimes

7.

Do you currently have a budget?

a)

YES

b)

NO

8.

Who do you usually ask for money?

a)

Parents

b)

Grandparents

c)

Friends

d)

Social Media

9.

A _____ is something that is necessary for you to live a healthy life.

a)
Need 
b)
Want
10.

Are you concerned about any of the following?

(click all the apply)

a)

Paying for College

b)

Having a well-paid career

c)

Having money for an emergency

d)

Owning your own home

11.

What do you think about cryptocurrency?

a)

Here to stay but won't replace traditional (fiat) money.

b)

I don't understand it

c)

Major hype and a scam

d)

Never heard of it

12.

If you were low on money, what expense would you eliminate?

(Choose all that apply)

a)

Television streaming services

b)

Cellphone

c)

Clothes

d)

Internet

13.
Your returns (or interest rate) are 8% a year. How long before your investment doubles?
a)
9 years
b)
8 years
c)
7 years
d)
Never
14.
Your returns (or interest rate) are 9% a year. How long before your investment doubles?
a)
9 years
b)
8 years
c)
7 years
d)
They won't
15.
Your returns (or interest rate) are 6% a year. How long before your investment doubles?
a)
18 years
b)
16 years
c)
12 years
d)
8 years
16.
Your returns (or interest rate) are 1% a year because they are in a savings account. How long before your savings doubles?
a)
72 years
b)
36 years
c)
1 year
d)
They will never double
17.
How many years will it take $4000 to double with a 5% interest rate?
a)
1440
b)
14.4
c)
55.5
d)
80
18.
What interest rate would you need to double $3500 in 9 years?
a)
7%
b)
10%
c)
8%
d)
38.8%
19.
How many years will it take $600 to double with 10% interest?
a)
6 years
b)
8.3 years
c)
10 years
d)
7.2 years
20.
What interest rate would you need to double $2500 in 12 years?
a)
5%
b)
6%
c)
34%
d)
16%
21.
How many years will it take to double your money with a 3% interest rate?
a)
24 years
b)
12 years
c)
4 years
d)
none of these
22.

What calculation should you do to answer the question:

How many years will it take $900 to double if the interest rate is 2%?

a)

72 divided by 2

b)

900 divided by 2

c)

2 divided by 100 times 900

23.

A quick way to estimate how long it takes for your money to double is called...

a)

rule of 72

b)

compound interest

c)

simple interest

d)

inflation

24.

When interest is added to the balance each year and the new balance is used to calculate the interest for the next year is called...

a)

simple interest

b)

compound interest

c)

rule of 72

d)

inflation

25.

If Becca has money in the bank at 1% interest, how many years will it take her money to double? (type number only)

(a)  

26.

If Raven has money in the bank at 3% interest, how many years will it take her money to double? (type number only)

(a)  

27.

If Nate has money in the bank at 7.2% interest, how many years will it take his money to double? (type number only)

(a)  

28.

If Sydney has money in the bank at .6% interest, how many years will it take her money to double? (type number only)

(a)  

29.

Becca wants her money to double in 6 years. What interest rate will she need?

(a)  

30.

Sydney wants her money to double in 4 years. What interest rate will she need?

(a)  

31.

Jayvon put $600 in the bank at 6% and waited 12 years. How much will he have?

(a)  

32.

Do current bank interest rates allow your money to keep up with the rate of inflation?

a)

yes

b)

no