When someone's liabilities are greater than their assets, it is what?

Money owed to another person or company?

A person or entity that charges borrowers interest rates above an established legal rate

The additional cost to a lender charges for borrowing their money usually expressed as a percentage.

The cost of goods or money paid out

Financial debt or obligations

Anything that is owned by an individual, including money in the bank or investments

A plan of action that allows a persons to meet not only their immediate needs, but also their long-term goals.

people who use and purchase goods

gross income minus deductions

Ms. Perez's favorite color?

Buy now, pay later. The granting of a loan and the creation of debt; any form of deferred payment.

An expression used to describe a person or household whose monthly income is devoted to expenses and has little or no savings

All of the financial decisions an individual or family makes in order to earn, budget, save, spend, and give money over time