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Section 4: Financial Statements, Tools, and Budgets

Total questions: 12

Worksheet time: 12mins

Name
Class
Date
1.

Which of the following is the best example of a well-stated financial goal?

a)

Buy a $3,000 computer in 18 months

b)

Purchase a three-bedroom home in five years

c)

Buy a $2,000 stereo

d)

Pay off your credit cards as soon as possible

2.

Vincent and Paula Farelli have decided to pay off their $875 MasterCard debt by  taking $875 out of their money market savings account. This transaction will:

a)

increase their net worth on their balance sheet.

b)

not change their net worth on their balance sheet.

c)

decrease the surplus on their income and expense statement.

d)

not change the surplus on their income and expense statement.

3.

The primary purpose of setting long-term financial goals is to help

a)

 measure financial success or failure.

b)

 provide direction for overall financial planning.

c)

acquire great wealth

d)

 achieve a comfortable retirement.

4.

A balance sheet includes ____, ____, and ____.

a)

income;expenses; net worth

b)

assets; expenses; liabilities 

c)

 income; liabilities; net worth

d)

assets; liabilities; net worth

5.

The concept of "pay myself first," saving and investing before you pay other  expenses, is a characteristic of successful financial managers. 

a)

True

b)

False

6.

A(n) ________________ is a statistic that suggests how well the economy is doing  now and in the future

a)

economic isolator

b)

procyclical investment

c)

economic indicator

d)

countercyclic investment

7.

The U.S. government measures inflation using

a)

 the gross domestic product.

b)

 the index of leading economic indicators.

c)

the consumer price index.

d)

 the consumer confidence index.

8.

______________is the cost of decision measured by the value of the next best  alternative that must be foregone

a)

Decision cost

b)

 Marginal utility

c)

Marginal cost

d)

 Opportunity cost

9.

Which of the following is not an activity listed in the statement of cash flows?

a)

 Investing Activities

b)

 Funding Activities

c)

Operating Activities

d)

 Financing Activities

10.

Which of the following is a snapshot of the financial condition of the company at a  particular time?

a)

The income statement

b)

 The balance sheet

c)

The statement of cash flows

d)

All of these

11.

At the top of the income statement is the total amount of money brought in from  sales of products or services. This top line is often referred to as

a)

 the Allowances

b)

Gross revenue

c)

Earnings per share

d)

Capital 

12.

_______ shows changes over time rather than absolute value dollar amounts at a  point in time

a)

Income Statement

b)

Balance Sheet

c)

Cash Flow Statement

d)

Statement of changes in equity