WorksheetsBaroda Gyani -2022 Round 1
Total questions: 25
Worksheet time: 13mins
Name
Class
Date
1.
Under Baroda Auto Loan for non individua, the tangible networth should be ______ times the loan amount in cases of proposals with CMR 3 rating
a)
5
b)
10
c)
15
d)
20
2.
In order to claim subsidy under
"Padho Pardesh lnterest Subsidy" Scheme students to route their applications under which portal
a)
VidyaLakshmi
b)
JanSamarth
c)
Vidyasamarth
d)
Janvidhya
3.
Central governmnet employees become eligible for Baroda Personal Loan if they are in continuous service for more than _______ yr
a)
4
b)
3
c)
2
d)
1
4.
The maximum limit for Baroda Mortgage Loan to Individuals in semi urban area is
a)
10 cr
b)
7.5 cr
c)
5 cr
d)
2.5 cr
5.
In which year Baroda connect was launched?
a)
2006
b)
2007
c)
2008
d)
2009
6.
Which of the following operating instruction in account allowed to use BobWord
a)
E or S
b)
SELF
c)
Sole Propreitorship
d)
All of the above
7.
Which of the following bodies have authorised NPCI for collecting toll electronically
a)
IIM
b)
NHAI
c)
NHAI & IHMCL
d)
Ihmcl
8.
In Bank of Baroda we have a comprehensive compliance policy. What is the minimum timeline for its review
a)
At least once in a quarter
b)
At least once in half year
c)
At least once in a year
d)
At least once in 1.5 year
9.
In order to ease the burden of our employees on account of transfer our bank has recently entered into tie up arrangement with which group of schools for easing the admission process of children of employees?
a)
Sacred heart group
b)
Little flower group
c)
Ryan International group
d)
Delhi public schools
10.
Which is the best external rating, for long term credit facilities?
a)
A
b)
AAA
c)
AA
d)
BBB
11.
Total Fund based working capital limit of corporate customer is Rs.100 crore. Customer has declared utilization of Rs. 70 cr in QIS whilce average utilization is 55 cr how much commitment charges will be levied to customer
a)
No comittment charges
b)
commitment charges on 5 cr
c)
commitment charges on 15 cr
d)
on total untilized portion
12.
Minimum investment grade credit ratings for investment exposures to non-Indian corporates is -----
a)
BBB
b)
A
c)
AA
d)
AAA
13.
Under digital Mudra Kishore loan greater than 2 lacs and Tarun what is maximum moratorium that can be sanctioned?
a)
3 months
b)
6 months
c)
9 months
d)
12 months
14.
What is the frequency for Classification of accounts to NPA as per latest RBI guidelines?
a)
Monthly
b)
Quarterly
c)
Everyday during day end process.
d)
Half Yearly
15.
How many pillars are available under policy on Adminisrative Enforcement of Accountability
a)
2
b)
3
c)
4
d)
5
16.
What is the minimum and maximum loan limit under the Overdraft Scheme for working capital assistance to Poultry Units?
a)
Rs. 1 Lakh & Rs. 1 Crore
b)
Rs. 1 lakh & Rs. 10 Crore
c)
Rs. 10 lakh & Rs. 1 Crore
d)
Rs. 10 Lakh & Rs. 10 Crore
17.
Which of the following is not a separate category of Priority Sector Classification under revised Priority Sector Classification?
a)
Agriculture
b)
MSME
c)
Micro credit
d)
Social Infrastructure
18.
What is the amount of life insurance cover to the beneficiary under PMJDY Scheme?
a)
Rs 20,000/-
b)
Rs 25,000/-
c)
Rs 30,000/-
d)
Rs 1,00,000/-
19.
Which of the following platform was rolled out by CCIL to enable retail customers to cover their forex exposures and get market linked rates for their USD remittances?
a)
FX-Retail
b)
FX-Corporate
c)
OctaFX
d)
Capital FX
20.
Which of the following is required to be done for a customer before offering a Life insurance product?
a)
Sustainability analysis
b)
Suitability analysis
c)
Requirement analysis
d)
Compliance analysis
21.
As per bank's extent guidline, penalty at ther rate of ______ % on applicable ROI for which deposit is remained with us will be lavied for premature withdrawal of deposit of Rs. 1.00 Cr & above
a)
1
b)
0.5
c)
1.5
d)
only prior notice required
22.
What is the form to be used for changing of Nomination in the deposit accounts?
a)
DA1
b)
DA2
c)
DA3
d)
DA4
23.
Under Baroda Flexible Fixed Deposit Scheme BOB SUVIDHA Every deposit receipt under the scheme will be issued for a minimum of Rs ____Only
a)
500
b)
1000
c)
5000
d)
10000
24.
Mr. Ramesh is a pensioner aged 82 of one of our branch, he is allowed to submit his Life Certificate every year on or after __________ date and the same will be valid till ____________ date of the subsequent year
a)
1st October, 31st October
b)
1st November, 30th November
c)
1st November, 31st October
d)
1st October, 30th November
25.
To take benefit of additional tax benefit of Rs.50000/- under NPS, the Section is _______:
a)
80CCD(2C)
b)
80CCD(1B)
c)
80CCD(1E)
d)
80CCD(2B)
100 %
