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WorksheetsSwapnil 4 done
Total questions: 120
Worksheet time: 3600secs
Name
Class
Date
1.
National Building Code of India 2005, has been formulated by -----
a)
Real Estate Regulation Authority of India
b)
Ministry of Housing & Urban Affairs
c)
Bureau of Indian Standards
d)
Ministry of Housing & Poverty Alleviation
2.
If the probability of default (PD) of an obligor increases, the Capital requirement of bank will---------
a)
Decrease
b)
Increase
c)
Remain unaltered
d)
No direct relation between PD & Capital Requirement
3.
Which of the following is a credit rating agency/s?
a)
CRISIL
b)
CRIF Highmark
c)
Experian
d)
Equifax
4.
Legal Entity Identifier (LEI) is a unique ------------- digit global reference number
a)
10
b)
12
c)
14
d)
20
5.
Who among the following cannot apply for Legal Entity Identifier (LEI)?
a)
Individual
b)
Proprietorship firm
c)
Partnership Firm
d)
Trust
6.
If there are two different ratings accorded to a particular borrower by two different credit rating agencies chosen by the borrower that map into different risk weights, the _______ risk weight should be applied.
a)
Higher
b)
Lower
c)
Any one
d)
Average of two
7.
Who is not a participant of TReDS platform?
a)
msme Supplier
b)
Broker
c)
Buyer
d)
Financer
8.
As per company’s Act 2013, generally the minimum period of acceptance of deposits from general public is --------- months.
a)
6
b)
12
c)
18
d)
24
9.
What is “Financial Market”, Choose most appropriate answer?
a)
The formal or informal market through which money gets transferred from savings units to investment units
b)
The formal or informal market through which money does not get transferred from savings units to investment units
c)
The informal market through which money does gets transferred nonprofit organization.
d)
The formal market through which money gets transferred from savings units to investment units
10.
Gross Domestic product (GDP) is defined as the value of all ---
a)
Goods and Service in an economy in a year
b)
Goods produced in an economy in a year
c)
Final goods and services produced in an economy in a year
d)
Final goods produced in economy in a year
11.
The higher rate of growth of economy certainly reduces
a)
Population of country
b)
Flow of foreign Direct Investment
c)
Poverty
d)
Customer Trust
12.
In case of low economic growth country, the scope of Retail Lending would be?
a)
High
b)
Low
c)
Moderate
d)
No impact
13.
Expand CRILC
a)
Credit Repository for Information on Large Credits
b)
Central Regulator for Information on Large Credits
c)
Central Repository for Information on Large Credits
d)
Credit Regulator for Information on Large Credits
14.
BASEL III reforms are introduced in response to the report of
a)
Basel Committee on Banking Supervision
b)
Bankers Committee on Business Supervision
c)
Basel Committee on Banking System
d)
Basel Commission on Banking System
15.
Which of the following is a form of country risk?
a)
Interest rate Risk
b)
Market Risk
c)
Contagion Risk
d)
Microeconomic Risk
16.
Which of the following is not one of the six attributes of Payments Vision 2025?
a)
Accesible
b)
Affordable
c)
Convenient
d)
Committed
17.
Who has been appointed as MD & CEO of LIC Mutual Fund with effect from March 01, 2022.
a)
TS Ramakrishnan
b)
Sumukh Panse
c)
Y V Chandrachud
d)
R S Kulkarni
18.
Which of the following is a healthcare initiative of GOI?
a)
GPrOTECT
b)
SAMRIDH
c)
PMCARES
d)
PMHEALTH
19.
Digital Payments Awareness Week was observed by RBI in the month of -----
a)
January
b)
February
c)
March
d)
April
20.
Bharti Airtel has joined hands with which bank to accelerate India’s digital ecosystem?
a)
Axis Bank
b)
Bank of Baroda
c)
Bank of India
d)
Bank of Maharashtra
21.
"S" in "SAMRIDH" stands for -----
a)
Saturated
b)
Sustainable
c)
Segregated
d)
Suggestive
22.
Which organisation has launched book BE(A)WARE?-
a)
SEBI
b)
CBI
c)
DPPS
d)
RBI
23.
Name RBI's initiative
of 24×7 Helpline for Digital Payments?
a)
UPI123pay
b)
IVR
c)
DigiSaathi
d)
UPIIVR
24.
Name of UPI facility launched by RBI for feature phones?
a)
UPI123pay
b)
IVR
c)
DigiSaathi
d)
UPIIVR
25.
"LaxmiForLaxmi" initiative was launched by ------
a)
HDFC Bank
b)
ICICI Bank
c)
Axis Bank
d)
Kotak Mahindra Bank
26.
Which bank has launched “VoiceSe UPI payments service” ?
a)
Post Payments Bank
b)
Airtel Payments Bank
c)
AU Small Finance Bank
d)
NSDL Payments Bank
27.
"House Work Is Work" is initiative of ---------- Bank.
a)
Kotak Mahindra
b)
ICICI
c)
Axis
d)
HDFC
28.
"I" in "NaBFID" stands for --------
a)
Infrastructure
b)
Indian
c)
International
d)
Institution
29.
Recently, which Bank was directed by RBI, to stop onboarding of new customers?
a)
Post Payments Bank
b)
Airtel Payments Bank
c)
AU Small Finance Bank
d)
NSDL Payments Bank
30.
who is chairman of IRDAI?
a)
Ravikant Das
b)
Debashish Panda
c)
Sunil Kumar Arora
d)
Ranjir Ranjan Choudhary
31.
Who among the following is one of the present deputy governors of RBI?
a)
B.P. Kanungo
b)
Viral V. Acharya
c)
S.S. Mundra
d)
M.D. Patra
32.
The Reserve Bank of India was set up on which date?
a)
April 1, 1935
b)
April 1, 1934
c)
January 1, 1935
d)
January 1, 1934
33.
Regards to RTGS parlance, UTR no. is a ----------digit character code.
a)
23
b)
20
c)
22
d)
14
34.
What was the highest denomination note ever printed by RBI?
a)
2000
b)
5000
c)
10000
d)
50000
35.
Name of mobile application launched by the RBI for aiding visually impaired persons to identify the denomination of Indian Banknotes.
a)
MOBAID
b)
MOBLAND
c)
MOSAIC
d)
MANI
36.
Which of the following are exempted from the NDTL for the purpose of CRR?
a)
retail loans to automobiles
b)
residential housing
c)
loans to MSMEs
d)
All of the above
37.
RBI's registry / depository of G-Secs is -------------
a)
PDO
b)
CMB
c)
FRB
d)
RRD
38.
Treasury bills or T-bills, are not issued for ---------- days, at present.
a)
91
b)
45
c)
364
d)
182
39.
The first Indian Governor of RBI was -------------
a)
Sir C D Deshmukh
b)
Sir Benegal Rama Rau
c)
K G Ambegaonkar
d)
H V R Iengar
40.
Core Investment Company holds at least --------% of its net assets in the form of investment in shares, bonds, etc.
a)
50
b)
51
c)
75
d)
90
41.
What is the revised TAT for submission of 1st compliance report from publication of audit report having fund based credit portfolio Rs 100 cr & above?
a)
15 days
b)
30 days
c)
45 days
d)
60 days
42.
How many previous period of incident to be covered for action under pension regulation in case of retirement of ex-officers?
a)
4 years
b)
5 years
c)
3 years
d)
2 years
43.
In any Organization the tone of compliance is set at _______
a)
Branch
b)
Region
c)
Zone
d)
Head Office
e)
Top
44.
Who will be overall responsible for overseeing the effective management of the Bank’s compliance function and compliance risk.
a)
Branch
b)
Region
c)
Zone
d)
CGCO
e)
Board Of Directors
45.
In case of branches, headed by Senior Manager or below, Who shall be identified as the Compliance Officer at the branch level.
a)
RCO
b)
Branch Head
c)
Manager
d)
Business Associate
e)
Any staff
46.
Under Baroda Loan to Pensioners, the maximum loan that can be granted to family pension 71 years old is
a)
Rs.3.00 Lacs
b)
Rs.2.50 Lacs
c)
Rs.2.00 Lacs
d)
Rs.1.50 Lacs
47.
Central government employees become eligible for Baroda Personal Loan if they are in continues service for more than _______ yr.
a)
4
b)
3
c)
2
d)
1
48.
While creating a account in Finacle for Baroda Home Loan Top-up Overdraft Scheme, the sector code to be used is
a)
220
b)
223
c)
230
d)
234
49.
lf existing Home loan top up borrowers wish to convert their facility to OD limit a one time charges of Rs._____ will be taken from the customer
a)
2000/-
b)
2500/-
c)
5000/-
d)
7500/-
50.
NCGTC coverage for education loan is allowed for eligible accounts up to the limit Rs._______ lacs.
a)
Rs. 4 lacs
b)
Rs. 5 lacs
c)
Rs. 7.5 lacs
d)
Rs. 10 lacs
51.
Under Baroda Education loan, there is no need to take Security for Premier institutions in list A in lndia up to Rs. ________
a)
Rs. 50 lacs
b)
Rs. 40 lacs
c)
Rs. 45 lacs
d)
Rs. 30 lacs
52.
Under Boroda Yoddha Two Wheeler loan, for a CIBIL Score less than 701, deviation will be taken by which authority
a)
ZOCC
b)
RMCC
c)
Branch
d)
CPC
53.
For housing loan sourced by BC, a flat pay-out of ________% will be given to BC on conversion of leads
a)
0.1
b)
0.15
c)
0.2
d)
0.25
54.
What is the maximum limit sanctioned Pre-approved Mini personal loan?
a)
50000/-
b)
200000/-
c)
500000/-
d)
1000000/-
55.
What is the maximum age at the end of tenor under digital personal loan?
a)
58 years
b)
60 years
c)
65 years
d)
Retirement age
56.
What is the maximum MSME working capital loan that can be sanctioned till AIP stage under Digital lending platform?
a)
Rs. 10 lacs
b)
Rs 1 crore
c)
Rs 5 crore
d)
Rs. 10 crore
57.
What is the maximum exposure of MSME accounts that can renewed on Digital lending platform?
a)
Rs. 10 lacs
b)
Rs. 25 lacs
c)
Rs. 1 crore
d)
Rs. 5 crore
58.
The revised ZED assessment models for MSMEs have ___ levels now
a)
2
b)
3
c)
4
d)
5
59.
For loans up to Rs. 1 cr sanctioned under Baroda Property pride scheme search for title clearance to be taken for ___ years as relaxed norms
a)
10 years
b)
13 years
c)
20 years
d)
30 years
60.
Maximum tenure of 3rd loan under PM SVAnidhi is ___ months
a)
24
b)
48
c)
60
d)
36
61.
____ % of ANBC or credit equivalent amount of Off-Balance Sheet exposure whichever is higher should be given to Small and Marginal farmers as per new priority sector classification for FY 2022-23?
a)
7.5
b)
8
c)
9
d)
9.5
62.
Corporate Farmers / Companies / Firms engaged in Agril & Allied activities, a loan Upto Rs ___ per borrower Is considered under Priority Sector.
a)
1 Crores
b)
2 Crores
c)
5 Crores
d)
10 Crores
63.
What is the age limit for availing Overdraft limit in PMJDY accounts?
a)
18 to 65 years
b)
21 to 65 years
c)
21 to 60 years
d)
18 to 60 yrs
64.
Margin norms for financing to SHGs up to Rs 10.00 Lac under DAY-NRLM is
a)
0.05
b)
0.1
c)
0.15
d)
No Margin
65.
Subvention is applicable on?
a)
Total BKCC Limit
b)
Production credit portion of BKCC
c)
Investment credit portion of BKCC
d)
Tatkal loan limit
66.
Under “scheme for financing Mini Dairy” facility may be given as
a)
Term Loan
b)
Cash credit
c)
Overdraft
d)
Any of the above
67.
What is the maximum loan amount can be provided for farm maintainance under BKCC scheme?
a)
25 % of crop production expenses
b)
25 % of drawing power
c)
15 % of crop production expenses
d)
15 % of drawing power
68.
Which Branches are authorized to sanction Direct Agriculture Proposals?
a)
Only Rural Branches
b)
Rural & Semi urban Branches
c)
Only Agri Thrust Branches
d)
All Branches
69.
Who decides scale of finance in case of production line of credit of KCC?
a)
Regional Office
b)
District Level Technical Committee
c)
Head Office
d)
Lead bank
70.
Who is marginal farmer? (In case of land holding)
a)
Agriculture land more than 1 hectare but less than 2 hectare
b)
Agriculture land Up to 1 hectare
c)
Agriculture land more than 2 hectares but less than 3 hectare
d)
None of the above
71.
Within how many days, the branch to submit PSR to higher authority, if retail advances exceeds the amount of Rs.5.00 lacs?
a)
1
b)
2
c)
3
d)
5
72.
MMR above Rs.10.00 crores is monitored by-
a)
Branch
b)
Regional Office
c)
Zonal Office
d)
BCC
73.
What is the exposure threshold for statutory classification of EWS and RFA?
a)
Rs. 10 million or more
b)
Rs. 50 million or more
c)
Rs. 100 million or more
d)
Rs. 500 million or more
74.
Which of following is NOT true with respect to Lok Adalat?
a)
Appeal can be made
b)
Award of Lok Adalat is deemed to be a decree of court
c)
Existing law suits can be referred to Lok Adalat
d)
If no consensus is arrived, legal recourse can be availed
75.
Lok Adalat Award is equal to a
a)
consent decree
b)
filing of suit
c)
LAD
d)
All of the above
76.
DCCO in Project Loan stands for _________________.
a)
Date of Commercial Commencement of Operations
b)
Date of Commencement of Commercial Operations
c)
Due for Commencement of Commercial Operations
d)
None the above options
77.
Change of repayment period along with change in exposure and repayment schedule is called ________.
a)
Rescheduling
b)
Rephasement
c)
Restructuring
d)
None of the Above
78.
Compromise in cases where investigation is under process by CBI can be considered by ____ only.
a)
ZOCC
b)
ED
c)
MCB
d)
GM (Recovery)
79.
Generally, when an account is restructured,
a)
The account will be continued as stressed asset
b)
The account will be classified as NPA and cannot be upgraded during the whole restructuring period
c)
The account will be classified as NPA and can be upgraded as standard asset after demonstration of satisfactory performance during the “Specified period”.
d)
All of the above.
80.
In case an account in doubtful category-II with secured assets i.e. for more than 12 months but less than 36 months, the provision to be made is :
a)
0.2
b)
0.25
c)
0.4
d)
0.5
81.
What is the Annual fees for Bob World Yoddha debit card:
a)
500
b)
200
c)
150
d)
NIL
82.
After how many times consecutive attempts (Debit Card) using wrong pin become Soft Blocked for next 24 hours of debit card.
a)
3
b)
5
c)
4
d)
2
83.
After how many times consecutive attempts (Debit Card) using wrong pin become Hard Blocked.
a)
12
b)
10
c)
5
d)
8
84.
On RECEIPT OF THE Non-personalization debit cards, regional offices should acknowledge the inventory in Finacle through
a)
HDCR
b)
DCISS
c)
NPDCIS
d)
DEBIT CARD PORTAL
85.
Maximum of _______ accounts held in the same name and same capacity can be linked to a Debit card.
a)
7
b)
8
c)
9
d)
11
86.
Maximum amount that can be loaded on to the reloadable card is Rs. _____ at a time
a)
25000
b)
50000
c)
100000
d)
200000
87.
Smart watch variant of the "BOB world Wave" has been launhced in association with
a)
Zen Technologies pvt ltd
b)
ASUS technologies
c)
GOQii Technologies pvt ltd.
d)
Mi wearable devices
88.
What is the maximum per day limit at POS/ECOM under BOB World Wave
a)
Rs. 25000 /-
b)
Rs. 50000/-
c)
Rs. 100000/-
d)
Rs. 500000/-
89.
What is the maximum number of daily contact less transaction limit using BOB world Wave?
a)
4
b)
5
c)
10
d)
unlimited
90.
What is the charges of wearable devices for issuance of bob World Wave (smart watch variants)? (inclusive taxes)?
a)
Rs. 1999/-
b)
Rs. 2999/-
c)
Rs. 3499/-
d)
Rs. 3999/-
91.
Which Credit Information Report (CIR) needs to be generated for Opening Current Accounts?
a)
CRIF Individual
Credit
Information
Report
b)
Infomerics
Commercial
Light-Report
c)
CRIF
Commercial
Light Report
d)
Informerics
Individual Credit
Information
Report
92.
Which finacle menu is used for SOL ID transfer of the current account opened through MCA (Spice+) portal?
a)
MCA
b)
SPICE
c)
SAT
d)
MAT
93.
which insurance company is insurance partner of our banck with respect to the rupay pmjdy cards?
a)
New India Assurance Co. Ltd
b)
Tata Aig general Insurance Co.
c)
National Insurance Co. Ltd
d)
Chola Mandalam
94.
Which menu is use to Transfer of Cheque book between the accounts of same customer?
a)
HIMC
b)
HISIA
c)
HXFCHBAC
d)
HXFRCHQ
95.
What is the scheme Code of B3 Silver (B3 Plus) Account?
a)
SB192
b)
SB191
c)
SB190
d)
SB189
96.
What is the minimum and maximum period for which a fixed deposit receipt is generally issued by Bank of Baroda?
a)
15 days and 10 years
b)
7 days and 10 years
c)
10 days and 10 years
d)
Discretion of the bank
97.
What is the form to be used for changing of Nomination in the deposit accounts?
a)
DA1
b)
DA2
c)
DA3
d)
DA4
98.
Under Baroda Premium Current account(BPCA) discount on issuance of DD/BC is___
a)
30
b)
20
c)
10
d)
50
99.
Under Baroda Mahila Shakti Saving account discount in annual Locker charges is available_
a)
10%
b)
25%
c)
50%
d)
100%
100.
Under Baroda Flexible Fixed Deposit Scheme BOB SUVIDHA Every deposit receipt under the scheme will be issued for a minimum of Rs ____Only
a)
500
b)
1000
c)
5000
d)
10000
101.
Turn Around Time defined (for redressal of Ombudsman Complaints) for Regional or Zonal Office or resolutions and finalizing the draft replies is _____ days as per
guidelines of Internal Ombudsman Mechanism of our bank.
a)
3
b)
5
c)
7
d)
15
102.
new menu ________ introduced in Finacle to register preferred language option for SMS in customers' account
a)
MSGLANG
b)
SMSLANG
c)
CUSTLANG
d)
STATECODE
103.
Minimum Tenor of Bob Recurring Deposit is
a)
3 months
b)
6 months
c)
3 years
d)
5 Years
104.
Minimum Deposit Amount for non-Callable Deposit is Rs. …….. Lakhs
a)
10
b)
15
c)
10.01
d)
15.01
105.
Menu used for Printing of statement of account in PDF is ______
a)
HPSP
b)
HACLPOA
c)
CCMSTM
d)
HACLPSA
106.
NACH stands for
a)
National Automatic Clearing Hub
b)
National Automated Clearing House
c)
National Automatic Clearing House
d)
National Automated Clearing Hub
107.
Which of the following rates are administered by RBI
a)
Term Deposit Interest Rate
b)
Home loan Interest Rate
c)
Savings deposits Interest Rate
d)
Bank Rate
108.
“CAVEAT Emptor” is stated in
a)
NI Act
b)
Sale of goods act
c)
Transfer of property act
d)
IT Act
109.
ABF Bank has advanced to a partnership firm. The security includes Pledge of Gold ornaments of one of the partners, Hypothecation of vehicle and stock and Pledge of Fixed deposit of the firm. The borrowing has not become NPA though there is a default.
a)
Provisions of SARFAESI Act not applicable
b)
Provisions of SARFAESI Act applicable
c)
Provisions of SARFAESI Act not applicable for vehicle and stock
d)
Provisions of SARFAESI Act applicable for vehicle and stock but not for pledge of gold ornaments / Fixed deposit
110.
A complaint under the Banking Ombudsman scheme can be
a)
Given only by the affected person
b)
Given only by the complainant
c)
Given by the Authorized representative
d)
Any one of the above
111.
Which catogary of importers are approved by IFSCA to import gold thru IIBX
a)
Nominated agencies
b)
Public sector undertaking
c)
Qualified Jewellers
d)
Nominated Banks
112.
Qualified Jewellers can make advance payments for _______ days for import
of Gold through IIBX
a)
10
b)
11
c)
15
d)
30
113.
Which benchmark rates will be considered once LIBOR benchmark is phased
out
a)
EURIBOR
b)
ARR
c)
ISDA
d)
BRLLR
114.
Which of the following countries are in ACU mechanism
a)
Maldives
b)
China
c)
Pakisthan
d)
Thiland
115.
Under rupee payment mechanism which of the following is not true
a)
Advance payment against exports can be received in rupees
b)
Setting off export receivables
c)
Surplus balances can be invested in gov securities
d)
Rupee balances can be invsted via FDI
116.
The TAT to resolve the complain related to Government Business at Zonal Level is
a)
T+1
b)
T+2
c)
T+3
d)
T+4
117.
Under NPS Corporate Model, the subscribers will have the option to change the asset allocation ______ times in
a financial year
a)
1
b)
2
c)
3
d)
4
118.
NPS subscribers have a choice to change Pension Fund _______ in a Financial Year.
a)
1
b)
2
c)
3
d)
4
119.
Which of the following is NOT a product of Capital Market Division
a)
Loan against
Securities
b)
Demat
c)
ASBA Collecting Bank
d)
Sovereign Gold Bond
120.
The trail commission earned by our Bank from sale of Equity schemes of Mutual fund in T-30 cities is
a)
0.60% to 1.75%
b)
0.60% to 3.75%
c)
3% to 5%
d)
10% to 12%
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