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Business Management Quarter 2 Final Exam

Total questions: 31

Worksheet time: 42mins

Name
Class
Date
1.
What does internal mean?
a)
A source from within the business
b)
A source from outside the business
2.
What does external mean?
a)
A source from within the business
b)
A source from outside the business
3.
Which is an example of an internal source of finance?
a)
Owners' Funds
b)
Hire Purchase
c)
Leasing
d)
Trade credit
4.
Which is an example of an external source of finance?
a)
Owners' Funds
b)
Sale of assets
c)
Retained profits
d)
Bank loan
5.
What is an advantage of owners' funds?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They take a long time to arrange
d)
You don't have to pay it back
6.
What is an advantage of a bank loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They are quick and easy to arrange
d)
You don't have to pay it back
7.

What of the following is a source of internal finance?

a)

Selling assets

b)

Trade credit

c)

A bank loan

8.
This type of finance does not need to be repaid.
a)
Bank Loan
b)
Overdraft
c)
Government Grant
9.

This is the cash that is generated by the business when it operates successfully

a)

Retained profits

b)

Share capital

c)

Owner savings

10.

A short-term source of finance from a bank that usually is only used in an emergency/when needed

a)

Overdraft

b)

Loan

c)

Share capital

d)

Credit card

11.

What does 'short-term' source of finance mean?

a)

A credit or loan extended to a business for less than one year

b)

A credit or loan extended to a business for more than one year

12.

What does 'long-term' source of finance mean?

a)

A credit or loan extended to a business for less than one year

b)

A credit or loan extended to a business for more than one year

13.

Which one of these is a short-term source of finance?

a)

Trade Credit

b)

Issue of Shares

c)

Leasing

d)

Hire Purchase

14.

Which of these is a long-term source of finance?

a)

Overdraft

b)

Selling debentures

c)

Factoring of debts

15.

Which is an advantage of factoring of debts?

a)

You get all your money back

b)

You lose some money from loans, but you get the money quickly

c)

You get more money than you leant in the first place

16.

Which is an advantages of issuing shares as a source of finance?

a)

You might lose control of the company

b)

You don't have to pay back the money

c)

This is only possible for limited companies

17.

Why do businesses use 'leasing' as a source of finance?

a)

You own the non-current asset outright

b)

You don't have to have all the money at the start - you can pay in installments

18.

What is a trade credit?

a)

When a business gets money through trading

b)

When the business gets a loan from the bank

c)

When a business delays payment to suppliers

d)

When the supplier offers money to the business

19.

What is micro-finance?

a)

providing financial services to poor people not served by traditional banks

b)

providing services to people not served by banks

c)

Banks loans for non-developing countries

20.

True or false - crowdfunding is usually only used for new business start-ups/concepts and is therefore inappropriate for existing large, profitable businesses

a)

True

b)

False

21.
What is start up capital?
a)
Finance needed before starting trading.
b)
Finance paid after trading.
c)
Finance paid to banks.
22.
Working capital is sometimes called as...
a)
life of money
b)
life of blood
c)
life of soul
d)
life of human
23.
An example of working capital is...
a)
pay electricity bills.
b)
pay machinery.
c)
pay rent cost.
d)
pay insurance.
24.
What is capital expenditure?
a)
Money spent for fixed assets which last about 6 months.
b)
Money spent for fixed assets which last about for more than a year.
c)
Money spent on a day-to-day basis.
d)
Money spent per hour rate.
25.
What is asset?
a)
An item of property owned by a person or company
b)
An item owned by a business that lasts for several years.
26.
What is revenue expenditure?
a)
Money spent on monthly expenses
b)
Money spent on hour to hour expenses
c)
Money spent on day to day expenses
d)
None of the above
27.

This is the cash that is generated by the business when it operates successfully

a)

Retained profits

b)

Share capital

c)

Angel investor

d)

Owner savings

28.

Which of the statements about retained profits is false?

a)

You have unlimited amounts of money available

b)

Shareholders and employees could be frustrated because there is less profit to be 'shared out'

c)

You do not have to pay interest

d)

You are free to use it for any purpose

29.

Which of the following is NOT usually considered a personal source of finance.

a)

Savings

b)

Redundancy payments

c)

Crowdfunding

d)

Credit card

30.

Use the practice question sheet to answer the following question, using complete sentences and correct grammar.

Define the term business angel.

4 lines
31.

Use the Practice Question Sheet to answer the follow question, in paragraph formation, using correct sentence and grammar.

Explain two benefits to Maria of raising money using personal funds.

4 lines