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Ch4 L3

Total questions: 9

Worksheet time: 9mins

Name
Class
Date
1.

These inquiries represent LARGE credit lines, and it is required that you sign off on them in order for them to happen.

a)

Hard Inquiry

b)

Soft Inquiry

c)

Personal Inquiry

d)

Data Inquiry

2.

Identify ALL of the things below that can be found on your credit report.

a)

Bankruptcies

b)

Soft Inquiries

c)

Payment History

d)

Credit History

3.

Your credit score is ​ (a)   debt payment history, and ​ (b)   Length of Debt History

Choose from the below words
35%
15%
25%
80%
20%
90%
4.

A credit score is created using your...

a)

Debt

b)

Income

c)

Employment History

d)

Tax Bracket

5.

Match the percentages to their correct category when looking at your FICO score.

a)

Debt History

1.

35%

b)

Debt Level

2.

30%

c)

Length of Debt History

3.

15%

d)

Debt Type and New Debt

4.

10%

6.

A "good" credit score would range from ​ (a)   to ​ (b)   .

Choose from the below words
670
739
800
450
500
7.

True or False: A new home loan will negatively impact your score at first.

a)

True

b)

False

8.

In order to ​increase your credit score, you first have to ​ (a)   your levels of debt.

Choose from the below words
increase
decrease
9.

Identify ALL of the items below that would be considered "red flags" on your credit report.

a)

Hard Inquiries

b)

Soft Inquiries

c)

Bankruptcies

d)

Accounts Sent to Collections