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Products & Services Teller/FSP/Call Center

Total questions: 49

Worksheet time: 29mins

Name
Class
Date
1.

When asked what you do at the Credit Union, what should your response be?

a)

We Change Lives

b)

Teller

c)

Open Accounts

d)

Get Loans

2.

What is the first account opened at the Credit Union

a)

Loan

b)

Savings

c)

Checking

d)

Prime Investment Account

3.

What is GAP?

a)

Guaranteed Asset Provided

b)

Gross Asset Provided

c)

Guaranteed Asset Protection

d)

Granted Asset Protection

4.

What does PIN stand for?

a)

Private Identification Number

b)

Public Information Number

c)

Personal Identification Number

d)

Personal Information Number

5.

What does ABP stand for?

a)

Advance Benefit Privilege

b)

Advantage Benefit Package

c)

Advantage Bonus Package

d)

Advance Bonus Privilege

6.

How many qualification are there for RealTunes Checking?

a)

5

b)

3

c)

2

d)

4

7.

List the monthly qualifications for the Bonus/Cash Back Checking Account.

a)

Receive E-statements, Log into Web24 Monthly,1 Direct Deposit/Auto Withdrawal, 5 MC Debit Posted/Settled

b)

Receive E-statements, Log into Web24 Monthly, 10 MC Debit Posted/Settled

c)

Receive E-statements, Log into Web24 Monthly, 1 Direct Deposit or 1 Automatic Debit, 10 MC Debit Posted/Settled

d)

Receive E-statements, Log into Web24 Monthly, 1 Direct Deposit and 1 Automatic Debit, 10 MC Debit Posted/Settled

8.

What is the dividend rate for RealTunes Checking?

a)

3.50%

b)

.75%

c)

1.00%

d)

None of the above

9.

How is the usage on Amazon and iTunes tracked for RealTunes?

a)

ACH through Checking Account

b)

RealTunes MC Debit Card

c)

Savings & Checking Account

d)

All of the above

10.

On what day is the dividends and ATM fees paid to the account?

a)

1st

b)

15th

c)

25th

d)

Last day of the month

11.

When do all qualifications need to be completed each month to qualify for the rewards?

a)

Last business day

b)

3 days before the last business day

c)

1st business day of the month

d)

Day before the last business day of the month

12.

On the Bonus Checking account members earn a dividend rate of _______ for up to ___________ and the remaining balance earns ___________.

a)

3.25% $10,000 0.50%

b)

3.50% $10,001 0.50%

c)

3.50% $10,000 0.50%

d)

3.50% $10,000 0.10%

13.

ATM Fees up to the amount of _________ are reimbursed nationwide for the Bonus/RealTunes/Cash Back Checking Account.

a)

$20

b)

$25

c)

$15

d)

$22

14.

What is the dividend rate for Real Savers Savings Account and when are the dividends paid?

a)

.75% Monthly

b)

.25% Quarterly

c)

.40% Quarterly

d)

.75% Quarterly

15.

What does PIA stand for?

a)

Prime iTunes Account

b)

Premier Investment Account

c)

Prime Investment Account

d)

Prime Insurance Account

16.

Are we able to issue a debit card to a member on the same day requested? If so how long do they have to wait before they use it?

a)

Yes / 24 Hours

b)

Yes /Available Immediately

c)

Yes / 1 Hour

d)

Yes / 10 minutes

17.

What does IRA stand for?

a)

Individual Retirement Assets

b)

Individual Retirement Account

c)

Identification Required Always

d)

Insurance Regulation Act

18.

There is a monthly fee of $10 for a PIA

a)

True

b)

False

19.

What is the fee for an early withdrawal from a Real Savers and Educational Savings Account?

a)

$10

b)

$5

c)

$25

d)

$20

20.

On the _______ of every month Business Account fees and ABP fees are deducted from the members account.

a)

6th / The day before

b)

6th

c)

None of the above

d)

Both

21.

What is the fee for a Domestic Wire?

a)

$25

b)

$20

c)

$15

d)

$50

22.

What personal information is needed to register the member for Web24?

a)

Member Number

b)

Savings Account Number

c)

Name

d)

Date of Birth

e)

Social Security Number

23.

How many times does a member have to log on to Web24 to meet the qualifications for Bonus/RealTunes/Cash Back Checking?

a)

2

b)

4

c)

1

d)

3

24.

There is a one-time fee of $______ to open a savings account and an initial deposit of ___________.

a)

$5 $5

b)

$5 $10

c)

$5 $25

d)

None of the above

25.

What is the weblink to our website?

a)

www.mycoastlifecu.com

b)

www.web24.com

c)

www.myweb24.com

d)

www.coastlifecu.com

26.

Do we offer Instant Issue Debit Cards?

a)

Yes

b)

No

27.

When does the Annual Debit Card fee get withdrawn?

a)

January

b)

September

c)

October

d)

December

28.

Overdraft Privilege may cover your insufficient items on qualified checking accounts up to $500 for a fee per covered item.

a)

True

b)

False

29.

What fee are you charged for a returned or paid Non-Sufficient Funds?

a)

$35 per item

b)

$20 per item

c)

$30 per item

d)

$25 per item

30.

Your Debit Card has a Customizable PIN.

a)

True

b)

False

31.

Up to how much will GAP pay on a claim?

a)

$10,000

b)

$25,000

c)

$50,000

d)

Unlimited

32.

How many consumer Checking Accounts do we have?

a)

3

b)

4

c)

5

d)

2

33.

What package gives member benefits such as, One Box of Checks per year, 1 free wire per month, No annual fee for MC Debit Card, etc?

(a)  

34.

What's the age range for the Teens Savings Account?

a)

11-18

b)

10-20

c)

13-19

d)

11-17

35.

A member can set-up automatic transfers on Web24 to come out of their account as often as they like.

a)

True

b)

False

36.

Who is our Credit Card Partner?

a)

Elan

b)

Avon

c)

Visa

d)

Velocity

37.

What is the referral amount a member and new member will receive if they opened a loan over $10,000?

a)

$50

b)

$100

c)

$25

d)

$150

38.

We charge $_____ for Money Orders and $_____ for Cashier Checks.

a)

$1 / $2

b)

$2 / $10

c)

$2 / $5

d)

$1 / $3

39.

There is a $10 Replacement fee for a Debit Card

a)

False

b)

True

40.

Safe Deposit Boxes are located where?

a)

Weber Branch

b)

Calallen Branch

c)

Trojan Branch

d)

Saratoga Admin

41.

Accidental Death & Dismemberment insurance is automatically enrolled to our members.

a)

True

b)

False

42.

We finance New/Used Autos, Recreational Vehicles and Motorcycles.

a)

True

b)

False

43.

The National Credit Union Administration insures up to how much on accounts?

a)

$25,000

b)

$150,000

c)

$100,000

d)

$250,000

44.

What is the website member's can view their debit card points?

a)

www.coastlifecurewards.com

b)

www.uchooserewards.com

c)

www.coastliferewards.com

d)

www.mycoastlifecurewards.com

45.

CoastLife automatically pays overdrafts caused by everyday debit and ATM transactions?

a)

True

b)

False

46.

What is our 2 newest Product/Service?

a)

MobiMoney

b)

Digital Wallet

c)

Zelle

d)

Card Control

47.

Funds are available immediately on an Instant Issue Card if it was issued the same day?

a)

True

b)

False

48.

At what age are members eligible to enroll to receive $2000 of Accidental Death and Dismemberment insurance through Minnesota Life?

a)

Any age

b)

16 years old

c)

18 years old

d)

21 years old

49.

Where can you find the Home Equity Application?

a)

CLCU Website

b)

FSP Directory

c)

Lending Directory

d)

FocusOne Mortgage Solutions Website