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Chapter 12 Financial Management

Total questions: 30

Worksheet time: 15mins

Name
Class
Date
1.

All income that a business receives over a period of time is called profit.

a)

True

b)

False

2.

To prepare a budget, a business must be able to identify and predict the amount of each source of income and each type of expense.

a)

True

b)

False

3.

To prepare a budget, a business must be able to identify and predict the amount of each source of income and each type of expense.

a)

True

b)

False

4.

An accounts receivable record identifies the companies from which credit purchases were made and the status of each account.

a)

True

b)

False

5.

Assets - Liabilities = Owner's Equity

a)

True

b)

False

6.

Sales, expenses, and profits or losses for a specific period are reported in a company's income statement.

a)

True

b)

False

7.

Payroll taxes consist of income taxes, Social Security, Medicare, and unemployment taxes.

a)

True

b)

False

8.

At the end of the period covered by a budget, the business will prepare new financial statements.

a)

True

b)

False

9.

Which of the following would NOT be considered an expense?

a)

wages paid to employees

b)

interest earned on investments

c)

taxes

d)

purchases of supplies

10.

The company's liabilities divided by the owner's equity is the current ratio.

a)

True

b)

False

11.

A majority of employees in most businesses receive a weekly or monthly salary.

a)

True

b)

False

12.

A business will make a profit IF

a)

revenue equals expenses

b)

revenue is greater than expenses

c)

expenses decrease and revenue increases

d)

expenses are greater than revenue

13.

Which type of budget is an estimate of the actual money received and paid out for a specific period?

a)

accounting budget

b)

final budget

c)

cash budget

d)

balanced budget

14.

a difference between actual and budgeted performance

a)

ratio

b)

discrepancy

c)

budget

d)

expense

15.

What type of assets include cash and those items that can be readily converted into cash?

a)

long-term

b)

current

c)

expensed

d)

depreciated

16.

What type of records identify the type and number of products on hand for sale?

a)

payroll

b)

asset

c)

current

d)

inventory

17.

What type of budget describes the financial plan for ongoing functions of the business for a specific period?

a)

direct

b)

balance

c)

start-up

d)

operating

18.

What type of budget plans income and expenses from the beginning of a new business or a major business expansion until it becomes profitable?

a)

direct

b)

balance

c)

start-up

d)

operating

19.

a detailed plan for a business' financial needs

a)

expenses

b)

budget

c)

inventory

d)

accounts

20.

the costs of operating a business

a)

expenses

b)

budget

c)

inventory

d)

accounts

21.

Which of the following is NOT a common way businesses pay employees?

a)

yearly

b)

monthly

c)

weekly

d)

bi-weekly

22.

Which of the following would NOT be considered a benefit?

a)

unpaid vacation

b)

health insurance

c)

paid vacation

d)

salary

23.

Which taxes must employers make matching contributions to?

a)

income taxes

b)

unemployment taxes

c)

FICA (Social Security and Medicare) taxes

d)

all of the above

24.

What time period does an income statement usually cover?

a)

1-2 years

b)

1 week

c)

3-6 months or less

d)

5 years

25.

what a company owns

a)

assets

b)

owner's equity

c)

profits

d)

revenue

26.

Which of the following is usually NOT a long-term asset?

a)

land

b)

inventory

c)

buildings

d)

equipment

27.

Which type of financial records identify the amount assets have decreased in value due to their age and use?

a)

asset records

b)

depreciation records

c)

cash records

d)

accounts payable records

28.

What is the first step in the budgeting process?

a)

prepare a list of each type of income and expense that will part of the budget

b)

calculate each type of income, expense, and the amount of net income or loss

c)

explain the budget to people who need to make financial decisions

d)

gather accurate financial information

29.

For businesses that have operated for several years, the main source of budget information is

a)

the businesses' financial records

b)

the Internet

c)

the Small Business Administration

d)

business magazines and newspapers

30.

What happens when a business expands?

a)

profits will increase

b)

employees will likely be fired

c)

marketing activities can be put on hold forever

d)

new factories and equipment may be needed