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Crystal Clear Tax Test

Total questions: 71

Worksheet time: 1hrs 7mins

Name
Class
Date
1.

What item would you DEFINITELY see on a paystub?

a)

Retirement

b)

Healthcare

c)

Gross Pay

d)

Your occupation/role

2.

True or False: A teen's earned income can be reported on a parent's tax return.

a)

True

b)

False

3.

Luisa earned $1,200 at her part-time job, and $500 from babysitting in cash. Which is TRUE?

a)

She will report her total income as $1,700.

b)

She will report her total income as $1,200.

c)

She will report her total income as $500.

d)

Luisa is required to file a tax return.

4.

Who primarily uses our tax money? (hint: choose 2 correct answers)

a)

Your employer

b)

Large corporations

c)

Federal and state government

d)

Local Businesses

5.

Our tax money is spent on all of the following EXCEPT:

a)

Social Security

b)

The Military

c)

Private School Education

d)

National Parks

6.

Which of the following is NOT a category in the Federal government's spending?

a)

Mandatory spending

b)

Discretionary spending

c)

Interest on loans issued

d)

Interest on national debt

7.

Which of the following taxes is applied to wages, salaries, dividends, and interest earned?

a)

Corporate Income Tax

b)

Income Tax

c)

Estate Tax

d)

Excise Tax

8.

The W-4 form lets...

a)

the government know how much you paid in taxes last year

b)

your employer know how much to withhold from your paycheck

c)

the 3 major credit bureaus know how many dependents you have

d)

you know how much you paid in taxes last year

9.

Jess is 21, in college, & has a job that provides 65% of her support. Is she a dependent?

a)

Yes

b)

No

10.

What item would you DEFINITELY see on a paystub?

a)

Retirement

b)

Healthcare

c)

Gross Pay

d)

Your occupation/role

11.

By claiming "exempt" on the W-4 form...

a)

You are paying all income taxes upfront at the START of the year.

b)

You are requesting an extension to file your taxes

c)

You will NOT have income taxes withheld from your paycheck.

d)

You are paying all income taxes at the END of the calendar year.

12.

Jason filed his 2022 tax return and owes money. If he doesn't want to pay a fee, when should he pay this amount by?

a)

April 18th

b)

October 15th

c)

December 31st

d)

January 1st of the next year

13.

True or False: All wages, tips, and bonuses are taxable unless specifically excluded.

a)

True

b)

False

14.

Which of the following things is TRUE about the W-2 form EXCEPT...

a)

You get 1 W-2 form every year, even if you had multiple jobs

b)

It contains information you'll need to fill out a 1040

c)

It lets you know how much you earned last year

d)

It lets you know how much was withheld from your paychecks

15.

Jason is 15 and earned $1450 at his job last summer. Should he file a tax return?

a)

No, because he didn't earn enough.

b)

No, because you have to be 16 and older to file taxes.

c)

Yes, because he may get a refund.

d)

Yes. You must file taxes even if you didn't earn enough.

16.

What do you need to file your 1040 form?

a)

Your W-2

b)

Your W-4

c)

Your prior year's tax return

d)

Income of $50,000 or more

17.

Which of the following is NOT a way you can file your taxes?

a)

Through a tax professional

b)

Mailing in a paper tax return to the Federal government

c)

Using tax software like TurboTax

d)

Through your employer's HR department

18.

True or False: A teen's earned income can be reported on a parent's tax return.

a)

True

b)

False

19.

If a teen files a tax return, can the parent still claim him/her as a dependent?

a)

Yes. All teens are dependents until they are 18 years old

b)

No. If a teen files a tax return, he/she cannot be claimed

c)

Yes, as long as the teen meets the dependency requirements

d)

Yes, but the parent has to add the teen's income to theirs

20.

Luisa earned $1,200 at her part-time job, and $500 from babysitting in cash. Which is TRUE?

a)

She will report her total income as $1,700.

b)

She will report her total income as $1,200.

c)

She will report her total income as $500.

d)

Luisa is required to file a tax return.

21.

Earned income is any money you make from things like interest and dividends.

a)

True

b)

False

22.

If you owe taxes, which of the following is FALSE?

a)

You can make a payment using cash

b)

You can delay your payment deadline

c)

With an agreement, you can pay it in installments

d)

You can make a payment with a debit, but not credit card

23.

Which is TRUE if you do not pay your taxes?

a)

You owe twice as much the following year

b)

You're more likely to be approved for low interest loans

c)

You cannot go to jail (but you will be heavily fined)

d)

Your credit score may be impacted

24.
Which is an example of Taxable income?
a)
Debts Forgiven
b)
Gifts
c)
Death Payments
d)
Civil Damages
25.
What is ACA?
a)
Alternate Care Army
b)
Obama Care
c)
Affordable Care Act
d)
America Cant Acclimate 
26.
Which is an example of Non-Taxable Income
a)
Dividends 
b)
Child support
c)
Awards
d)
Hobby income
27.
Who must file a tax return?
a)
Single, under 65, income $3,000
b)
Married Filing Joint, both under 65, income over$22,000
c)
Head of household, any age, $4000 income
28.
How many types of ID do you need for a Tax Return ?
a)
2
b)
4
c)
5
d)
1
29.
To determine if a taxpayer must file a return, do you need to know their income year, filing status, and place of birth?
a)
Yes
b)
No
30.

Ken, a single taxpayer, has a gross income of $79,685. He claims one exemption and can take a deduction of $1,257 for medical expenses, a deduction of $2,181 for interest on his mortgage, an adjustment of $800 for alimony, a deduction of $1,419 for property taxes, an adjustment of $1,722 for business expenses, and an adjustment of $2,511 for contributions to his retirement fund. The standard deduction for a single filer is $5,700, and exemptions are worth $3,650 apiece. Using the table below, how much does Ken owe in income tax?

a)

$12,663

b)

$12,825

c)

$12,675

d)

$12,838

31.

Who should fill out the W-2 form?

a)

the taxpayer’s employer

b)

the taxpayer

c)

a qualified tax professional

d)

the IRS

32.

Sandy and Alex are married, with no dependents. They wish to file a joint tax return. Both of them work, but their combined salaries only put them at a slightly above-average income. They would also like to deduct interest paid on their student loans. Recommend an appropriate 1040 form for Sandy and Alex to fill out. (Answer: 1040 A)

a)

1040

b)

1040-EZ

c)

1040-2

d)

1040-A

33.

What is the difference between a tax credit and a tax deduction?

a)

A tax credit represents money owed to you, while a tax deduction represents money you owe.

b)

A tax credit reduces the amount of money you must pay, while a tax deduction reduces your taxable income.

c)

A tax credit is owed money that collects interest, while a tax deduction is money that you do not have to pay.

d)

A tax credit occurs if you underpaid during the year, and a tax deduction occurs if you overpaid.

34.

A tax return is...

a)

Money you get back for working really hard

b)

a report containing information used to calculate taxes owed by the taxpayer

c)

The Internal Revenue Service (IRS)

35.

Not filing a tax return is a crime.

a)

True

b)

False

36.

_________________ is the primary source of revenue for the federal government.

a)

Individual income tax

b)

sales tax

c)

food

37.

What does voluntary mean?

a)

Done, given, or acting by force. You do not have a choice.

b)

Done, given, or acting of one's own free will. By choice.

38.

Filing status is a category that determines which tax form to use and the tax liability. It is based on your...

a)

job

b)

marital status

c)

unemployment

d)

house

39.

The Wage and Tax Statement, which shows a person’s earnings and the amounts of income, is also known as the Form _-_.

a)

W-2

b)

1099

c)

W-4

40.

Taxable income is the amount on which taxes are calculated.

a)

True

b)

False

41.

__________ is calculated by subtracting adjustments from total income.

a)

net pay

b)

gross pay

c)

adjusted gross income

d)

taxable income

42.

Adjusted gross income is calculated by subtracting adjustments from total income. If your total income was $34,000 and your adjustments are $2,000. What is your adjusted gross income?

a)

$33,000

b)

$32,000

c)

$31,500

43.

A tax deduction is....

a)

an amount of extra taxes to pay

b)

an amount that is added to adjusted gross income

c)

an amount that is subtracted from adjusted gross income

44.

Two types of tax deductions are:

(Choose 2)

a)

itemized deduction

b)

income deduction

c)

tax beak

d)

standard deduction

45.

An amount that a taxpayer can claim for each person who is dependent on that person’s income is called an ________.

a)

tax break

b)

exemption

c)

liability

46.

A dependent is...

a)

an adult individual who pays taxes and takes care of themselves

b)

someone who is lazy

c)

an individual who relies on someone else for financial support, such as a child, a spouse, or an elderly parent.

47.

Your tax liability is..

a)

the amount of total tax owed on income for the year.

b)

the amount of tax income you saved.

c)

the number of dependents you have.

48.

What information do you think is required for an individual to complete a tax return?

4 lines
49.

A dependent is...

a)

Someone who is lazy

b)

Someone who works hard

c)

an adult individual who pays taxes and takes care of themselves

d)

an individual who relies on someone else for financial support, such as a child, a spouse, or an elderly parent

50.

List three basic forms used to file income taxes.

a)

1040, 1040A, 1040EZ

b)

1040, 1040EZ, 1099

c)

W-2,W-4, W-12

d)

I-35, 290, Mopac

51.

Ellie is a 21 year old full-time college student. She earned $12,500 at her year-long internship. Can she be claimed as a dependent?

a)

Yes

b)

No

52.
Income tax is an example of which type of tax?
a)
Proportional
b)
Progressive
c)
Excise
d)
Regressive
53.

As taxable income decreases, income tax _____.

a)

Decreases

b)

Increases

c)

Remain the same

54.
The ability-to-pay principle states _____.
a)
People with higher incomes should get fewer credits on their tax return
b)
Businesses do not have to file tax returns
c)
People with higher incomes should pay more taxes
d)
People with lower incomes should pay higher taxes
55.

You move up in _____ as your taxable income increases.

a)

tax brackets

b)

credits

c)

refund amount

d)

allowances

56.
 Sales tax is an example of which type of tax?
a)
Regressive
b)
Excise
c)
Proportional
d)
Progressive
57.

On the Roger's year 2022 1040 tax return, Tax Line 24 exceeds Total tax payments Line 33. Does Roger have a refund or amount owed?

a)

owes money to the IRS

b)

should increase his payroll allowances

c)

will get a refund

d)

should increase his salary

58.

William received a letter in the mail from the IRS requesting tax documentation. Which term describes this process?

a)

Audit

b)

Tax evasion

c)

Tax exemption

d)

Proportional tax

59.

Which entity has the power to create or alter federal income tax and tax laws?

a)

Congress

b)

Supreme Court

c)

Internal Revenue Service

d)

State governor

60.
Property tax is an example of which type of tax?
a)
Excise
b)
Progressive
c)
Regressive
d)
Proportional
61.

Which of the following is NOT on the 1040EZ?

a)

Wages, salaries, and tips

b)

Taxable income

c)

Head of the household tax filing status

d)

Earned Income Credit (EIC)

62.

On your tax return, which of the following is EXCLUDED from gross income on a tax return?

a)

Unemployment compensation

b)

Child support you receive

c)

Interest earned on a Certificate of Deposit (CD)

d)

Tips

63.

Your paycheck is largest if you elect which of the following allowances on your Form W4? (Ch2)

a)

4

b)

2

c)

5

d)

3

64.
Income tax is an example of which type of tax?
a)
Proportional
b)
Progressive
c)
Excise
d)
Regresive
65.
Single, Married Filing Joint, and Head of the Household are all examples of___ on a tax return.
a)
filing status
b)
standard deductions
c)
itemized deductions
d)
dependents
66.
By what date must employers mail Wages and Tax Statements to employees?
a)
January 31
b)
April 15
c)
January 1
d)
March 1
67.
Which of the following found on a tax return, REDUCES your tax?
a)
Unemployment compensation
b)
Taxable interest
c)
Tips
d)
Credits
68.
How long should you keep copies of your tax returns and other supporting tax documents?
a)
one year
b)
one month
c)
three years
d)
three months
69.

____ is the deadline to file your tax return.

a)

January 31

b)

January 1

c)

December 31

d)

April 15

70.
Income tax is an example of which type of tax?
a)
Proportional
b)
Progressive
c)
Excise
d)
Regressive
71.

Which of the following is NOT included in gross income (on your tax return)?

a)

Wages

b)

Tips earned as wait staff

c)

Interest earned on savings/ bonds

d)

Alimony you paid