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WorksheetsBARODA GYANI WOMEN SPECIAL QUIZ COMPETITION 2024
Total questions: 50
Worksheet time: 25mins
Name
Class
Date
1.
What is the maximum purchase limit of BHIM BARODA PAY
a)
Rs. 10
b)
Rs. 1
c)
Rs. 1000
d)
Rs. 100
e)
Rs. 10000
2.
Maximum per week transaction limit for Fund transfer to Beneficiary Payments through NEFT in Bob Wold
a)
1500000
b)
2000000
c)
500000
d)
25000
e)
1000000
3.
what is the per day transaction limit for corporate customer in BOB World internet
a)
75 lakhs
b)
30 lakhs
c)
50 lakhs
d)
25 lakhs
e)
100 lakhs
4.
maximum per week transaction limit for fund transfer to beneficiary payments through IMPS in Bob World
a)
25000
b)
1000000
c)
2000000
d)
1500000
e)
500000
5.
Merchant payments using International cards will be settled on ___ days in IPD
a)
T+2
b)
T+5
c)
T+1
d)
same day
e)
T+3
6.
What is the maximum per tran limit of Bhim Baroda Pay UPI in IPO ASBA
a)
25000
b)
200000
c)
No limit
d)
100000
e)
2000
7.
Minimum per transaction limit for Cash on Mobile
a)
5
b)
50
c)
10
d)
100
e)
20
8.
Merchant payment using Domestic cards will be settled on ______ Days in Baroda Pay Point
a)
T+5
b)
T+2
c)
T+1
d)
Same Day
e)
T+3
9.
Credit score in BOB World is provided by
a)
CIBIL
b)
all the three
c)
Equifax
d)
None
e)
Experian
10.
Whatsapp banking is available in which all languages
a)
All the three
b)
Gujarati
c)
Hindi
d)
English
e)
None
11.
Maximum per transaction limit for WMS in Bob World
a)
500000
b)
250000
c)
25000
d)
100000
e)
200000
12.
What is the maximum Digital Auto Loan limit
a)
5 lakhs
b)
50 lakhs
c)
25 lakhs
d)
30 lakhs
e)
1 Crore
13.
Minimum tenure for for a pre approved auto loan (STP)
a)
12 Months
b)
84 Months
c)
36 Months
d)
60 Months
e)
24 Months
14.
Maximum permissible limit under Pre approved Auto loan
a)
Rs. 500000
b)
Rs. 1000000
c)
Rs. 1500000
d)
Rs. 2000000
e)
Rs. 2000000
15.
As per Priority sector guidelines ___% of ANBC or credit equivalent of off balance sheet exposure whichever is higher should be given to total priority sector
a)
18
b)
40
c)
45
d)
13.5
e)
15
16.
Which of the following is not the sub category under Agriculture in Priority Sector Lending
a)
Farm Credit
b)
Agriculture Infrastructure
c)
Ancillary Services
d)
Food and Agro
e)
Tractor Loan
17.
Advances to weaker section target is ___% of ANBC or credit equivalent amount of Off Balance sheet exposure whiever is higher for the FY 2023-24
a)
8
b)
10
c)
11.5
d)
12
e)
15
18.
Who is the sanctioning authority to sanction BKCC scheme for the staff members working at the branches?
a)
3
b)
Credit Head at RO
c)
Deputy Regional Manager
d)
Regional Manager
e)
None of the above
19.
Who among the following is not eligible for Baroda Home Loan?
a)
Individual s singly or jointly
b)
Public Limited Co
c)
PIO & OCI
d)
HUF
e)
All of the above
20.
In case the borrower could not construct the House within the stipulated period due to Circumstances beyond his/her control or genuine difficulties, is authorized to waive / refund
the commercial ROI on case to case basis and strictly on merits.
a)
Sanctioning authority
b)
Regional authority
c)
Zonal Authority
d)
None of Above
e)
All of the above
21.
While applying for Baroda Home loan, If the Credit Score of Primary Applicant 762 & Co Applicant 649, then----------
a)
No Deviation required, Sanctioning authority can sanction in their DLP
b)
Deviation decision rests with Regional authority
c)
Deviation decision rests with Zonal authority
d)
None of above
e)
All of the above
22.
Maximum limit under scheme Baroda Mortgage Loan is
a)
3.00 crore for SU Branches
b)
10 Crore for Metro Branches
c)
Rs. 10.00 crore for Urban branchs
d)
Rs 1.00 Crores in Rual branches
e)
All of the above
23.
Margin requirement for the immovable industrial property mortgaged under Baroda Mortgage Loan to non-individuals is
a)
50% of Realisable value of the property
b)
50% of Market value of the property
c)
40% of Market value of the property
d)
40% of Realisable value of the property
e)
60% of Realisable value
24.
The maximum loan amount under Baroda Ashray including interest for entire life shall be restricted to Rs ____, subject to the margin of ____% on present market value of the property
a)
5.00 Crores, 25
b)
1 Crores, 25
c)
1 Crores, 20
d)
5 Crores, 20
e)
4 Crores, 25
25.
In case an account in doubtful category-II with secured assets i.e. for more than 12 months but less than 36 months, the provision to be made is :
a)
0.2
b)
0.25
c)
0.4
d)
1
e)
0.8
26.
Any Bills purchased /discounted account will be slipped into NPA if they,
a)
Remain overdue for a period of more than 30 days
b)
Remain overdue for a period of more than 60 days
c)
Remain overdue for a period of more than 90 days
d)
Remain overdue for a period of more than 180 days
e)
None of the above
27.
Bank should report credit information of all borrower entities having aggregate Exposure (including Fund Based and Non-fund based exposure) including SMA Account to Central Repository of Information on Large Credits (CRILC)
a)
Rs 1.00 Crore and above
b)
Rs 3.00 Crore and above
c)
Rs 10.00 Crore and above
d)
Rs 5.00 Crore and above
e)
All of the above
28.
Change in the pattern of debt service obligation is
a)
Rephasement
b)
Rescheduling
c)
Restructuring
d)
None of Above
e)
All of the above
29.
The minimum and maximum limits considered under Baroda contractor scheme are
a)
Rs 10 lacs ; Rs 1000 lacs
b)
Rs 10 lacs; Rs 3000 lacs
c)
Rs 25 lacs; Rs 1000 lacs
d)
Rs 25 lacs; Rs 3000
e)
Rs. 5 lacs, Rs 1000 lacs
30.
At present CGTMSE coverage is available up to Rs. Crores
a)
2
b)
2.5
c)
5
d)
4
e)
8
31.
Which of the following parameter is recently added in Zero Tolerance Area?
a)
Four Eye Principle
b)
Obtaining of LAD
c)
Inspection by Security officer
d)
e KYC for Mobile number registration
e)
All of the above
32.
Which is not a benefit of Spot Rectification?
a)
Sensitive issues resolved within short span
b)
Improvement in compliance culture.
c)
Monetary Benefits
d)
Reduction in TAT of compliance & Closure cycle.
e)
All of the above
33.
Flash Report(FR) is issued by__________
a)
Concurrent Auditor
b)
Internal Auditor
c)
Statuary Auditor
d)
ZIAD Head
e)
None of the above
34.
Can BSBD account holder open other deposit accounts individually?
a)
No, individual cannot have any other deposit account.
b)
Yes, individual can open Recurring deposit only
c)
Yes, individual can open Term deposit only
d)
Yes, individual can open Term deposit & Recurring deposit.
e)
None of the above
35.
In which types of transactions, the Risk perception is high?
a)
Staff Accounts
b)
School Fees Deposit Account
c)
NRO Account
d)
Corporate main account for collection of cheque
e)
All of the above
36.
The BKCC - Crop Loan will be classified as NPA if it remains overdue for a period of in case of short duration crops?
a)
Two Years
b)
Two Crop Season
c)
Eighteen Months
d)
One Crop Season
e)
None of the above
37.
In case of Poultry Unit 'Layer Farming' means …?
a)
Raising crops in different layers in hilly areas
b)
Raising crops of different heights to capture maximum sunlight
c)
Raising poultry birds for the purpose of eggs
d)
Aggregating various machineries for leasing
e)
All of the above
38.
For financing to Food & Agro processing units, the minimum internal rating should be .
a)
BOB 4 / MSMEBOB 4
b)
BOB 5 / MSMEBOB 5
c)
BOB 6 / MSMEBOB 6
d)
BOB 7 / MSMEBOB 7
e)
None of the above
39.
Activity clearance is to be obtained for financing the units engaged in under “Food & Agro Based scheme” (Agriculture).
a)
Cotton Ginning & Pressing
b)
Seed Processing
c)
Flour Mill
d)
Vegetable Oil & Vanaspati
e)
All of the above
40.
Reserve Babk has decided to extend the Payment Insfrastructure Development Fund Scheme up to
a)
31.03.2025
b)
31.12.2025
c)
31.12.2027
d)
31.03.2024
e)
31.03.2026
41.
UPI transaction limit for payments to hospitaland educational Institutions raised form Rs.1.00 Lacs to Rs. ….per transaction
a)
2 lacs
b)
10 lacs
c)
3 lacs
d)
5 lacs
e)
12 lacs
42.
What will be period of contract of single Service Provider as per Policy on Outsourcing of Services
a)
3 to 5 years
b)
1 to 3 years
c)
2 to 4 years
d)
1 to 2 years
e)
All of the above
43.
Free NEFT/RTGS/IMPS facility is available in which of the savings bank account
a)
Baroda Super saving Bank Account
b)
BOB bro savings bank account
c)
Baroda Platinum savings bank account
d)
All of the above
e)
None of the above
44.
End to end digital collatoral free loan up to Rs..will be given for premier institutes
a)
30 Lakhs
b)
40 lakhs
c)
50 lakhs
d)
10 lakhs
e)
75 lakhs
45.
What is the age bracket under which BOB bro account can be opened.
a)
16-25
b)
10--14
c)
16-20
d)
18-25
e)
20-25
46.
Free personal accidental insurance cover is available up to Rs……under Baroda salary classic SB account
a)
40 lacs
b)
20 lacs
c)
30 lacs
d)
50 lacs
e)
75 lacs
47.
Overdraft availed under Baroda salary Privilege SB account is to settled in ….days
a)
30
b)
15
c)
60
d)
90
e)
45
48.
Quality Current account opening campaign run from 24.04.2023 to 30.06.2023 does not include
a)
POS installation
b)
BCMS services
c)
Current account opening
d)
QR installation
e)
All of the above
49.
Which company is set to build Israel's most powerful AI computer- Israel1?
a)
Nvidia
b)
Dell
c)
HP
d)
Intel
e)
Microsoft
50.
Which company is set to buy the Danske Bank's IT Center in India?
a)
Cognizant
b)
TCS
c)
HCL
d)
Infosys
e)
Wipro
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