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Sources of finance

Total questions: 40

Worksheet time: 20mins

Name
Class
Date
1.
Which is an example of an internal source of finance?
a)
Owners' Funds
b)
Hire Purchase
c)
Leasing
d)
Trade credit
2.

This is the cash that is generated by the business when it operates successfully

a)

Retained profits

b)

Share capital

c)

Angel investor

d)

Owner savings

3.

Which of the statements about retained profits is false?

a)

You have unlimited amounts of money available

b)

Shareholders and employees could be frustrated because there is less profit to be 'shared out'

c)

You do not have to pay interest

d)

You are free to use it for any purpose

4.

Which of the following statements about bank loans is not true?

a)

Usually used for large amounts of money that need to be paid back over a longer time-frame

b)

Interest rates make the loan more expensive

c)

Easy to get

d)

Usually cheaper than consistently using a bank overdraft

5.

True or false - crowdfunding is usually only used for new business start-ups/concepts and is therefore inappropriate for existing large, profitable businesses

a)

True

b)

False

6.
A loan that is secured on a property is called a 
a)
Mortgage
b)
Overdraft
c)
Credit Card
d)
Government Grant
7.
This type of finance does not need to be repaid.
a)
Bank Loan
b)
Overdraft
c)
Mortgage
d)
Government Grant
8.
A Venture Capital / Business Angel will expect a share of the profits.
a)
True
b)
False
9.
Which of the following sources of finance does not have interest added.
a)
Overdraft
b)
Owners' Capital
c)
Mortgage
d)
Bank Loan
10.

What of the following is a source of internal finance?

a)

Selling assets

b)

Trade credit

c)

A bank loan

11.
What does external mean?
a)
A source from within the business
b)
A source from outside the business
12.
What is an advantage of owners' funds?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They take a long time to arrange
d)
You don't have to pay it back
13.
What is an advantage of a bank loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They are quick and easy to arrange
d)
You don't have to pay it back
14.
What is a disadvantage of a friends and family loan?
a)
It means you have no savings
b)
It can lead to personal conflicts
c)
It can take a long time to arrange
d)
They can be recalled immediately
15.

What is the most likely source of finance for a small firm?

a)

A debenture

b)

Issuing shares

c)

A bank loan

16.

What is the most likely source of finance for buying a new IT system?

a)

Mortgage

b)

Factoring

c)

A bank loan

17.
The source of finance that is provided by the Owners is called 
a)
Capital
b)
Overdraft
18.

What is an advantage of an overdraft?

a)

There is never interest

b)

You can pay in smaller installments

c)

Useful for relatively small sums and short term finance

d)

You don't have to pay it back

19.

Which of these facts about venture capitalists is NOT true?

a)

Venture capitalists tend to operate in fairly risky markets

b)

Venture capitalists would be paid a share of the profits

c)

Venture capitalists usually provide money only and have no interest in running the business

d)

Venture capitalists usually invest large sums of money

20.

An amount of money that is paid back within an agreed amount of time, with interest

a)

Bank loan

b)

Angel investment

c)

Overdraft

d)

Retained profit

21.
Which is an example of an internal source of finance?
a)
Owners' Funds
b)
Hire Purchase
c)
Leasing
d)
Trade credit
22.

This is the cash that is generated by the business when it operates successfully

a)

Retained profits

b)

Share capital

c)

Angel investor

d)

Owner savings

23.

Which of the statements about retained profits is false?

a)

You have unlimited amounts of money available

b)

Shareholders and employees could be frustrated because there is less profit to be 'shared out'

c)

You do not have to pay interest

d)

You are free to use it for any purpose

24.

Which of the following statements about bank loans is not true?

a)

Usually used for large amounts of money that need to be paid back over a longer time-frame

b)

Interest rates make the loan more expensive

c)

Easy to get

d)

Usually cheaper than consistently using a bank overdraft

25.

True or false - crowdfunding is usually only used for new business start-ups/concepts and is therefore inappropriate for existing large, profitable businesses

a)

True

b)

False

26.
A loan that is secured on a property is called a 
a)
Mortgage
b)
Overdraft
c)
Credit Card
d)
Government Grant
27.
This type of finance does not need to be repaid.
a)
Bank Loan
b)
Overdraft
c)
Mortgage
d)
Government Grant
28.
A Venture Capital / Business Angel will expect a share of the profits.
a)
True
b)
False
29.
Which of the following sources of finance does not have interest added.
a)
Overdraft
b)
Owners' Capital
c)
Mortgage
d)
Bank Loan
30.

What of the following is a source of internal finance?

a)

Selling assets

b)

Trade credit

c)

A bank loan

31.
What does external mean?
a)
A source from within the business
b)
A source from outside the business
32.
What is an advantage of owners' funds?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They take a long time to arrange
d)
You don't have to pay it back
33.
What is an advantage of a bank loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They are quick and easy to arrange
d)
You don't have to pay it back
34.
What is a disadvantage of a friends and family loan?
a)
It means you have no savings
b)
It can lead to personal conflicts
c)
It can take a long time to arrange
d)
They can be recalled immediately
35.

What is the most likely source of finance for a small firm?

a)

A debenture

b)

Issuing shares

c)

A bank loan

36.

What is the most likely source of finance for buying a new IT system?

a)

Mortgage

b)

Factoring

c)

A bank loan

37.
The source of finance that is provided by the Owners is called 
a)
Capital
b)
Overdraft
38.

What is an advantage of an overdraft?

a)

There is never interest

b)

You can pay in smaller installments

c)

Useful for relatively small sums and short term finance

d)

You don't have to pay it back

39.

Which of these facts about venture capitalists is NOT true?

a)

Venture capitalists tend to operate in fairly risky markets

b)

Venture capitalists would be paid a share of the profits

c)

Venture capitalists usually provide money only and have no interest in running the business

d)

Venture capitalists usually invest large sums of money

40.

An amount of money that is paid back within an agreed amount of time, with interest

a)

Bank loan

b)

Angel investment

c)

Overdraft

d)

Retained profit