WorksheetsFHS - PM/Standard 9 Review
Total questions: 10
Worksheet time: 5mins
What type of insurance satisfies the financial responsibility law in Virginia?
Medical pay insurance
Collision insurance
Comprehensive insurance
Liability insurance
Teddy rear ends another vehicle stopped at a stop sign. Which statement best describes Teddy's financial responsibility for fixing the other vehicle in this situation?
Teddy's collision insurance will pay for the damages to the other vehicle.
Teddy will have to pay his deductible to cover the cost of repairs to the other vehicle.
Teddy's liability insurance will pay for the damages to the other vehicle.
Teddy's comprehensive insurance will pay for the damages to the other vehicle.
Which type of insurance covers a vehicle that catches on fire?
Collision insurance
Comprehensive insurance
Liability insurance
Medical insurance
Virginia law requires drivers to be able to provide proof of __________ responsibility to a police officer or after a collision.
A driver's license
Vehicle registration
Financial
All of the above
When are the THREE times you must provide proof of financial responsibility? (Choose all correct answers.)
When a police officer asks
When getting your vehicle inspected
If you have a collision
When registering your vehicle
When you have emissions testing done
What is the minimum amount of liability coverage an individual must have?
$25,000 property damage
$100,000 bodily injury or death of two or more persons
$50,000 bodily injury or death of one person
All of the above
What penalties does an individual face if they drive a vehicle without proof of financial responsibility? (select all that apply)
Higher insurance premiums when you apply for insurance
Suspension of your vehicles registration
Suspension of your drivers license
$500 fine
Cheaper Insurance
What are 4 factors that are used to determine the cost of insurance premiums? (Choose 4)
Color of Car
Age
Gender
Grades in school
Driving record
Select FOUR things you should consider when deciding to purchase a vehicle.
What will it cost
How economical is it
Does it attract law enforcement
What safety features does it have
Do I really need it
When planning for your trip what must you consider regarding loading the vehicle?
Do not overload the vehicles weight restrictions
Car-top carriers affect braking
Load the trunk area first
All of the above
