money left over after allocating money to needs.

(a)  

expenses that you pay regularly

(a)  

expenses that are the same every month

(a)  

expenses that change in amount

(a)  

when your expenses and savings are below your income

(a)  

when expenses and savings exceed the income number

(a)  

a financial institution that takes deposits and makes loans to everyday citizens

(a)  

refers to the ease of converting an investment into cash

(a)  

 a government agency that will guarantee deposit—up to $250,000 per person—if a bank goes bankrupt (FDIC)

(a)  

nonprofit unions that are owned by their members, who typically have common interests

(a)  

Automated Teller Machine used to access money

(a)  

a type of deposit account that earns interest

(a)  

a payment card that deducts money directly from your checking account

(a)  

effective yearly rate that factors in compounding in order to allow you to compare accounts

(a)  

interest rate that doesn’t consider inflation

(a)  

interest rate that’s after inflation

(a)  

a complete list of account fees that banks mandated to create and provide customers per the Truth in Savings Act.

(a)  

card that allows the bank to compare the signatures on future transactions to make sure it’s really you and not a criminal trying to access your money

(a)  

funds dedicated to paying for unexpected expenses

(a)  

boxes that banks allow you to store important documents and small valuable onsite.

(a)  

statement that shows your transaction history

(a)  

personal identification number, four or more digits used as a security feature to verify your identity.

(a)  

trying to use your debit card for an item that costs more than what is in your account, or trying to draw more than your account balance from an ATM.

(a)  

or bounce fees, fees given to you by the bank if you accidentally write a check in excess of your balance or have an automatic bill payment go through when you don’t have funds in your account. The payment will 

“bounce”

(a)  

intentional deceit for the purpose of gain

(a)  

anyone who accesses your account without your permission

(a)  

the branch of government responsible for consumers protections (FTC)

(a)  

ATM

(a)