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FINANCIAL MANAGEMENT - PART-1

Total questions: 50

Worksheet time: 25mins

Name
Class
Date
1.

Financial management is mainly concerned with

a)

All aspects of acquiring and utilizing financial resources for firms activities

b)

Arrangement of funds

c)

Efficient Management of every business

d)

Profit maximisation

2.

The primary goal of financial management is

a)

to maximize the return

b)

to minimize the risk

c)

to maximize wealth of owners

d)

to maximize profit

3.

Market value of shares is influenced by

a)

financing decision

b)

investment decision

c)

dividend decision

d)

financial decision

4.

A decision to acquire a new and modern plant to upgrade an old one is a

a)

financing decision

b)

working capital decision

c)

investment decision

d)

none of the above

5.

Cost of advertising, printing prospectus etc incurred at the time of raising funds is called-----------------

(a)  

6.

Which of the following can't be a Capital Structure?

a)

Equity + Debentures

b)

Equity only

c)

Preference Shares only

d)

Equity + Preference

7.

Which is the cheapest Source of Finance

a)

Debt

b)

Equity

8.

A firm should use .............. when evaluating an investment

a)

the least costly source of financing

b)

the most costly source of financing

c)

the weighted average cost of all financing sources

d)

the current opportunity cost

9.

The degree of combined leverage is

a)

The percentage change in sales divided by the percentage change in earnings per share

b)

The percentage change in earnings before interest and taxes divided by the percentages change in sales

c)

The degree of operating leverage divided by the degree of financial leverage

d)

The percentage change in earnings per share divided by the percentage change in sales

10.

Financial management is concerned with managerial activities relating to

a)

Planning

b)

Procurement and administration of funds

c)

Optimum utilisation of funds

d)

All of the above

11.

Which of the following is an external source of finance

a)

Retained earnings

b)

Equity shares

c)

Preference shares

d)

Debentures

12.

What are the components of capital structure

a)

Debts and equity

b)

Debts, preference shares and equity

c)

Debts, revenue and equity

d)

None of the above

13.

Optimal capital structure consists of both the mix of debt and equity

a)

True

b)

False

14.

While designing capital structure a finance manager should choose a pattern of capital which-

a)

Minimizes cost of capital

b)

Maximizes the owners return

c)

Maximizes cost of capital and minimizes owners return

d)

Both (a) and (b)

15.

Cost of the company fund is the cost of capital

a)

True

b)

False

16.

Capital structure is a part of the liability side of a balance sheet.

a)

True

b)

False

17.

Which one of the following is not a financial objective of a firm

a)

Timeliness

b)

Profitability

c)

Liquidity

d)

Efficiency

18.

The primary goal of Financial Management is

a)

To maximise the return

b)

To minimise the risk

c)

Wealth maximisation

d)

Profit maximisation

19.

Which of the following is a function of the finance manager

a)

Mobilizing funds

b)

Risk return trade off

c)

Deployment of funds

d)

All of the above

20.

The formula to calculate future value.

a)

FV= (P+i)^n

b)

FV= P(1+i)^n/m

c)

FV= P(1+i)^n

d)

FV= P/(1+i)^n

21.

What is the compound value if you invest Rs. 1,000 at 10% for 3 years?

a)

Rs. 1,331

b)

Rs. 133.1

c)

Rs. 13.31

d)

Rs. 1.331

22.

Present value of Rs. 1 received after 2 years with 10% discounting rate.

a)

0.268

b)

0.628

c)

0.826

d)

0.286

23.

What is the present value of perpetual annuity of Rs. 1,00,000 p.a. at the discounting rate of 10%?

a)

Rs. 10,000

b)

Rs. 10,00,000

c)

Rs. 1,00,00,000

d)

Rs. 1,000

24.

You'll get Rs. 110 after one year if you invest Rs. 100 at 10% interest rate.

a)

True

b)

False

25.
Which of the following assets is not considered as current asset: 
a)
Stock
b)
Furniture 
c)
Cash
d)
Goodwill
26.

Finance functions are

a)

Planning for funds

b)

Raising of funds

c)

Allocation of funds

d)

All of the above

27.

Which one is source of raising of funds?

a)

Equity Shares

b)

Preference Shares

c)

Debentures

d)

Tax

28.

Portion of Profit distributed to the shareholder is

a)

Interest

b)

Dividend

c)

Tax

d)

Earnings

29.

The higher the degree of operating leverage, the more sensitive operating income is to the changes in sales.

a)

TRUE

b)

FALSE

30.

Operating Leverage indicates the impact of changes in sales on operating income.

a)

TRUE

b)

FALSE

31.

Operating leverage occurs due to the existing of ______ in the firm

a)

variable cost

b)

operating cost

c)

fixed cost

d)

EBIT

32.

Degree of operating leverage is calculated with the help of:

a)

Percentage change in EBT and percentage change in EBIT

b)

Percentage change in EBIT and percentage change in sales

c)

Percentage change in EBT and percentage change in sales

d)

None of these

33.

The average of a firm's cost of equity and after tax cost of debt that is weighted based on the firm's capital structure is called the:

a)

weighted capital gains rate.

b)

structured cost of capital.

c)

subjective cost of capital

d)

weighted average cost of capital.

34.

In weighted average cost of capital the term "weight" refers to

a)

Rate of interest.

b)

portion of total capital raised by the firm

c)

income tax consideration.

d)

proportion of each source of capital raised.

35.

A portion of profits, which a company distributes among its shareholders is known as:

a)

Dividends

b)

Capital gain

c)

Retained earnings

d)

interest

36.

What do you mean by indifference point ?

a)

Level of EBIT at which there is no profit no loss to equity share holders

b)

Level of EBIT at which company has same EPS in all financial plans

c)

When EBIT is zero.

d)

None of these

37.

The cost of raising finance is

a)

promotion cost

b)

venture cost

c)

sinking cost

d)

floatation cost

38.

Advertising campaign is an example of

a)

short term investment decision

b)

financial decision

c)

long term investment decision

d)

dividend decision

39.

Long term investment decisions are also called

a)

capital investment decision

b)

capital budgeting decision

c)

capital management decision

d)

capital decision borrowing

40.

______________ is money supplied by investors, banks, or owners of a business.

a)

Equity

b)

Capital

c)

Income statement

d)

Property

41.

What is the major objective of financial management?

a)

Profit Maximization

b)

Wealth Maximization

c)

None of them

42.

The formula for compound value is :

a)

FVn = PV (1+i)

b)

FVn = PV/(1+i)

c)

FVn = PV (1+i)n

d)

FVn = (1+i)/PV

43.

Computing the future value of an amount of money for any specified time period requires knowledge of the amount of principal and the interest rate

a)

True

b)

False

44.

Compound Value also Called

a)

Present Value

b)

Future Value

c)

Net Value

d)

Both a & b

45.

What is the life blood of a business?

a)

Accounts

b)

Decisions

c)

Reports

d)

Finance

46.

What are the financial objectives of a business?

a)

Profitability, Liquidity, Solvency, Growth and Efficiency

b)

Profit and Growth

c)

Profitability, Solvency, Efficiency and Growth

d)

Growth, Profit, Efficiency and Income

47.

Sources of finance are broken down into two categories. What are they?

a)

Loans and Crowdfunding

b)

Debt and Finance

c)

Equity and Debt

d)

Equity and Borrowing

48.

What does this describe?

When a person contributes their own funds to a business or enterprising activity, with the goal of making a return on their money

a)

Investment

b)

Debt

c)

Equity

d)

Self Fundinging

49.

When is a private investor considered an angel investor?

a)

When the investor provides equity finance to a charity

b)

When the investor lends money at a lower interest than the banks

c)

When a private investor provides equity finance to a private company in the start up stage.

50.

Finance functions are

a)

Planning for funds

b)

Raising of funds

c)

Allocation of funds

d)

All of the above