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CALM FINAL 25' SEM 2

Total questions: 50

Worksheet time: 27mins

Name
Class
Date
1.

What is the term for when a person needs to take a drug in order to feel or function normally?


a)

tolerance

b)

dependence

c)

addiction

d)

withdrawal

2.

Taking oral hormonal birth control can protect you from STBBIs


a)

True

b)

False

c)

Only some STBBIs

3.

An example of a variable expense would be

a)

Groceries

b)

Phone bill

c)

Rent

d)

Car Payment

4.

What is the correct definition of Gross Income?

a)

The income left over AFTER taxes and benefits have been deducted.


b)

Your salary income earned each year.


c)

The income employees earn BEFORE taxes and benefits are deducted.


d)

The amount of taxes taken off each paycheck.


5.

The following characteristics demonstrate which type of communication:

•Give in and say yes even when they don’t want to

•Put the feelings and concerns of others before their own

•Does not share/say their concerns

a)

Assertive

b)

Passive

c)

Aggressive

6.

Which forms of birth control can protect you against STBBI's?


Choose all that apply.

a)

Condoms

b)

Vaginal Condoms


c)

Birth control pill


d)

Abstinence


7.


Being controlling with one another is a part of a ________________ relationship.


a)

Healthy

b)

Unhealthy

8.

What are the important factors in a healthy relationship?


a)

Fear and submission


b)

Communication, equality, respect, honesty


c)

Tenacity and control


d)

All of the above


9.

If you contract HIV it can develop into:


a)

Syphilis

b)

AIDS

c)

Herpes

d)

HPV

10.

Sexual assault has to be or forceful or aggressive to be considered assault.


a)

True

b)

False

11.

Select responses that ARE NOT consent


Select all that apply.

a)

"Yes"

b)

"Okay"

c)

saying nothing

d)

"I'm not sure . . . but, we can if you want to"

12.

Which sexual activities require consent?


a)

Only intercourse

b)

Only intercourse and oral

c)

Oral and anal intercourse

d)

All sexual activities

13.

An example of a fixed expense expense would be:


a)

Groceries

b)

Entertainment

c)

Rent

d)

Emergency Expenses

14.

Fiscally, what is interest (stocks, mortgages, vehicles, etc.)?

a)

Interest is only the payment received for lending money

b)

Interest is only the fee for borrowing money.

c)

Interest is the fee charged for borrowing money, or the payment received for lending money.

d)

None of these responses

15.

What should we write down in our professional summaries ("objectives") on resumes? Choose the BEST answer.

a)

Clearly and concisely tailors your skills to the job being applied for

b)

Clearly and concisely states your skills

c)

clearly and concisely states your career goals and how they align with the specific position you're applying for

d)

Shows you are a good candidate

16.

Expenses that are likely to change from month to month are called:


a)

Variable

b)

Fixed

c)

Changing

d)

Placed

17.

Expenses you can expect every month to remain consistent are called.


a)

Variable

b)

Fixed

c)

Placed

d)

Changing

18.

What is the correct definition of NET Income?


a)

The income left over AFTER taxes and benefits have been deducted.


b)

Your salary income earned each year.


c)

The income employees earn BEFORE taxes and benefits are deducted.


d)

The amount of taxes taken off each paycheck.


19.

What does RRSP stand for?


a)

Rapidly Registered Solid Patent


b)

Really Random Savings Plan


c)


Relaxed

Retirement Stability Plan

d)

Registered Retirement Savings Plan


20.

What does TFSA stand for?


a)
Tax-Free Savings Account
b)
Taxable Financial Savings Account
c)
Tax-Free Spending Account
d)
Tax-Free Security Account
21.

What would be a good tip for someone trying to make new friends?


Select all that apply.

a)

Join groups that share your values or offer activities you like.


b)

Treat only the people you know with respect.


c)

Pretend you enjoy similar things so you’ll be liked by people.


d)

Join groups that include everyone regardless of appearance

22.

Clearly stating needs, confidence, good eye contact, standing up for yourself, and listening are examples of ___________ communication.


a)

passive

b)

assertive

c)

AGGRESSIVE

d)

passive aggressive

23.

Yelling, criticizing, humiliating, disrespecting, and being unwilling to compromise are examples of ___________ communication.


a)

passive

b)

assertive

c)

aggressive

d)

passive aggressive

24.

How can you protect yourself and partners from STBBI's


a)

Frequent testing and screenings.


b)

Getting immunized against HPV and Hepatitis


c)

Communicating openly with your partner about sexual health and activity.


d)

Practicing only touching and oral sex and not engaging in intercourse.


25.

What is true about consent in Canada


Select all that apply.

a)

A person under 18 cannot legally give consent to a person who is in a position of authority. (coach, teacher, employer)


b)

Children under 12 cannot consent to sexually activity under any circumstance.


c)

14-15 year old can give consent to a partner less than 5 years older. 12-13 to a partner less than 2 years older.


d)

A person who is 19 can accept consent from a person who is 6 years younger them.

26.

A person is capable of giving consent when they are under the influence of drugs and alcohol.


a)

Yes, always.


b)

No, Never


c)

Yes if both people are drunk or high.


d)

Yes, if you have had consent previously when sober.


27.

The social determinants of health (SDOH) are (select all that apply):

a)

the non-medical factors that influence a person's health, including their living conditions

b)

income, education, housing, social support, physical environment, race & ethnicity, gender, and childhood experiences

c)

social tycoons that try to justify inequities in the healthcare, housing, and educational sectors

d)

Our ability to socialize in order to network to gain further access into educational and employment opportunities

28.

The value in frequent journaling and reflection is to

a)

take a step back, analyze our lives and relationships, to calm down, to be present, and to progress

b)

to have fun

c)

to express ourselves in myriad/multiple ways

d)

All answers are correct

29.

You invest $1,000 into Ford Motor Co stocks. You predict you will earn 5% interest on this $1,000 over 3 years. How much money will you have after the 3 years including your principal amount of $1,000?

a)

$1,300

b)

$1,050

c)

$1,150

d)

$1,115

30.

What is considered a "good" credit score?

a)

500-650

b)

450-600

c)

660-724

d)

800-900

31.

Why is it useful to have a credit card?

a)

They have points reward systems, they have cashback deals, they help you secure loans if credit score is good, emergency situations

b)

They have points rewards systems, they have cashback deals, you don't need to pay them off as often as other expenses

c)

They have cashback deals, they help you secure loans if credit score is good but you cannot use them for emergency situations

d)

You can overspend your budget and simply pay the interest back.

32.

What is the purpose of making 5-Year Plans? Select all that apply.

a)

To forget the present and think of the future

b)

To set up some goals to reach toward in the present

c)

To make a rough outline of where you may want to go after high school to avoid stagnancy

d)

There is no purpose.

33.

Why do humans make irrational choices?

a)

Typically, because of the heuristic concept of "loss aversion"

b)

Because of the anchoring effect---a cognitive bias where individuals tend to rely too heavily on the first piece of information they receive when making decisions

c)

Because we once had to make quick choices; survival depends on making quick decisions with limited information

d)

All answers are correct.

34.

What is "sexual health & wellness"?

a)

The ability to be happy while expressing our sexuality

b)

The safety of knowing we are safe in our sexual practices and activities

c)

To be knowledgeable about STBBIs, non-discriminatory testing, and consensual practice

d)

All answers are correct

35.

How can we remove STI stigma? Select all that apply.

a)

By judging others for being promiscuous

b)

By accepting that everyone engages with sexual activities differently

c)

By regularly talking about testing and reducing judgements through discussion and awareness

d)

None are correct

36.

What is a GIC?

a)
A GIC is a General Investment Company.
b)
A GIC is a Guaranteed Investment Certificate.
c)
A GIC is a Government Issued Currency.
d)
A GIC is a Guaranteed Income Certificate.
37.

What is a budget?

a)
A budget is a document for tracking personal goals.
b)
A budget is a type of investment strategy.
c)
A budget is a financial plan for managing income and expenses.
d)
A budget is a list of all your assets and liabilities.
38.

What is a spending plan?

a)
A spending plan is a budget that details how income will be spent on various expenses.
b)
A spending plan is a list of all the items you own.
c)
A spending plan is a record of past expenses only.
d)
A spending plan is a financial statement that shows profits and losses.
39.

Which of the following is an example of a variable expense?


a)

Car insurance

b)

Rent

c)

Dining out

d)

Internet bill

40.

What is the main purpose of creating a budget?


a)

To increase your spending

b)

To avoid paying taxes

c)

To plan and manage your income and expenses

d)

To track only your income

41.

Which of the following best describes assertive communication?


a)

Expressing your needs and feelings clearly while respecting others

b)

Refusing to communicate at all

c)

Ignoring your own needs to please others

d)

Raising your voice to get your way

42.

What is one benefit of tracking your variable expenses?


a)

It allows you to adjust your spending habits as needed

b)

It helps you predict your exact income

c)

It eliminates the need for a budget

d)

It guarantees you will save money every month

43.

Which account is specifically designed to help Canadians save for retirement?

a)

Tax-Free Savings Account (TFSA)

b)

Guaranteed Investment Certificate (GIC)

c)

Registered Retirement Savings Plan (RRSP)

d)

Chequing account

44.

What is the benefit of a TFSA?

a)

Withdrawal flexibility

b)

Untaxed savings account

c)

You can hold a variety of investments within a TFSA

d)

All answers are correct

45.

Which of the following is a sign of an unhealthy relationship?


a)

Trust and support

b)

Jealousy and manipulation

c)

Open communication

d)

Mutual respect

46.

What is the primary purpose of tracking your fixed expenses?


a)

To identify areas where you can reduce spending

b)

To ensure you pay your bills on time

c)

To increase your income

d)

To avoid using a budget

47.

Which of the following best describes consent in a sexual relationship?


a)

It can be ignored if both people know each other well

b)

It is only needed the first time

c)

It is assumed if you are in a relationship

d)

It is ongoing, informed, and freely given

48.

What is one way to build a good credit score?


a)

Paying bills late

b)

Ignoring your credit report

c)

Maxing out your credit cards

d)

Making payments on time

49.

What is a stock? Choose the BEST answer

a)

You attain holding rights in a company

b)

You acquire ownership in a company. Once the company sells, you get a portion of that money.

c)

A small portion of ownership in a company yielding potential voting rights within the company and potential dividends

50.

What is the purpose of purchasing stocks? Choose the MOST correct answer.

a)

To help turn money into various assets

b)

To purchase partial ownership in a company; money the Company can use to fund financial ventures to grow the company

c)

To have a steady passive income without risk

d)

To risk money similar to gambling. You may win big. You may not.