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Ekonomi Dasar

Total questions: 56

Worksheet time: 28mins

Name
Class
Date
1.

What is meant by opportunity cost in economic activities?

a)

Cost paid to third parties for resource use

b)

Costs not recorded in financial statements

c)

Value of the best alternative sacrificed when choosing one option

d)

Total expenditure for all economic activities

e)

Actual costs incurred in the production process

2.

What is the core principle of economic decision-making?

a)

Choosing based on habit and emotion

b)

Acting to increase total consumption

c)

Making choices to maximize benefit while minimizing cost

d)

Reducing work hours for higher income

e)

Distributing resources equally regardless of need

3.

What does the concept of scarcity imply in economics?

a)

All goods and services are easily available at low prices

b)

Resources are sufficient to meet all human wants

c)

Limited resources require people to make choices

d)

Human needs are decreasing over time

e)

Government always provides every basic good freely

4.

What is meant by decreasing to scale in production theory?

a)

Production costs decrease as scale increases

b)

Output increases more than the added input

c)

Output increases but less than the increase in input

d)

Small production scale generates large profits

e)

Fixed costs become zero as production increases

5.

Which of the following is included in fixed costs?

a)

Cost of purchasing raw materials

b)

Daily labor wages

c)

Monthly production building rent

d)

Packaging costs per unit

e)

Sales commission per transaction

6.

What is included in the scope of microeconomic issues?

a)

Exchange rates against the dollar

b)

International trade balance

c)

Interaction between producers and consumers in the market

d)

National inflation over a decade

e)

State budget spending per sector

7.

What is meant by economic action?

a)

All human behavior in daily life

b)

Human actions based on customs and habits

c)

Human actions to meet needs rationally

d)

Human activities in agriculture only

e)

Human actions that are speculative and uncertain

8.

What is the basis for someone to take economic action?

a)

Pressure from local social and cultural norms

b)

Desire to show social status

c)

Drive to meet basic life needs

d)

Obligation to follow political systems

e)

Subsidies from the government

9.

What is the key difference between macroeconomics and microeconomics?

a)

Microeconomics studies general national data; macroeconomics focuses on individuals

b)

Microeconomics deals with government policy; macroeconomics ignores it

c)

Microeconomics analyzes individual units, while macroeconomics examines the whole economy

d)

Microeconomics focuses on international trade; macroeconomics does not

e)

Microeconomics only applies to small countries with limited budgets

10.

What is the main role of producers in the economic activities of a country?

a)

Manage income distribution fairly across sectors

b)

Determine the direction of foreign trade and export policies

c)

Provide goods and services to meet community needs

d)

Supervise the financial system and private banking activities

e)

Create fiscal policies that impact public spending

11.

What is the role of consumers in a market-based economic system?

a)

Determine prices of goods through the demand they create

b)

Regulate production processes and operational efficiency in the industrial sector

c)

Manage the distribution process from factories to local sales centers

d)

Determine the tax system applicable to companies

e)

Regulate exports and imports based on the national trade balance

12.

What is depicted by the Production Possibility Curve (PPC)?

a)

The amount of labor used for each production sector

b)

Price levels that change with consumption volume

c)

Maximum ability to produce two goods with limited resources

d)

The relationship between household consumption and government spending

e)

National income divided by business sector

13.

Apa saja yang termasuk faktor produksi primer dalam sistem ekonomi klasik?

a)

Lahan, tenaga kerja, dan sumber daya alam yang belum diolah

b)

Modal, cadangan devisa, dan kebijakan fiskal tahunan

c)

Ekspor barang jadi, tingkat suku bunga, dan pajak

d)

Teknologi informasi, sektor digital, dan regulasi ekspor

e)

Komoditas utama, jasa logistik, dan tenaga pemasaran

14.

Apa perbedaan utama antara produk total dan produk marjinal dalam teori produksi?

a)

Produk total mencerminkan output keseluruhan; marjinal mencerminkan tambahan output dari satu unit input

b)

Produk total menunjukkan nilai pasar; marjinal menunjukkan biaya produksi

c)

Produk total dihitung per minggu; marjinal dihitung per bulan

d)

Produk total adalah nilai investasi; marjinal adalah hasil konsumsi

e)

Produk total adalah biaya keseluruhan; marjinal adalah laba kotor

15.

What is an example of a fundamental economic problem caused by scarcity?

a)

A government providing equal access to resources for all citizens

b)

A business deciding to expand production due to rising demand

c)

A country choosing between investing in education or infrastructure

d)

A consumer spending freely due to unlimited credit supply

e)

An economy producing more than the demand for luxury goods

16.

Apa yang ditunjukkan oleh kurva indeferensi dalam konteks perilaku konsumsi?

a)

Kombinasi dua barang yang memberikan tingkat kepuasan yang sama bagi konsumen

b)

Tingkat harga barang mewah yang berubah berdasarkan permintaan

c)

Pengaruh pendapatan terhadap pengeluaran barang publik

d)

Perubahan harga terhadap selera konsumen dalam pasar

e)

Jumlah pengeluaran konsumen dibandingkan nilai barang pokok

17.

Who are considered the main economic agents in a national economic system?

a)

Pemerintah, masyarakat rumah tangga, perusahaan, dan sektor luar negeri

b)

Investor asing, distributor produk, dan industri pertambangan

c)

Akademisi, pengusaha, dan tokoh masyarakat lokal

d)

Perdagangan lokal, organisasi sosial, dan lembaga politik

e)

Institusi pajak, pemilik aset, dan pengelola keuangan pribadi

18.

Apa yang digambarkan oleh kurva Lorenz dalam analisis ekonomi?

a)

Pola ketimpangan distribusi pendapatan di antara kelompok masyarakat

b)

Rasio antara konsumsi dan tabungan dalam kurun waktu tertentu

c)

Tingkat produksi berdasarkan variabel jumlah tenaga kerja

d)

Hubungan antara inflasi dan nilai tukar mata uang

e)

Jumlah pendapatan sektor pemerintah dibandingkan sektor swasta

19.

What best describes the relationship between demand and supply in a market?

a)

Supply remains constant regardless of changes in consumer preferences

b)

Demand is independent of income and price levels

c)

Demand and supply interact to determine the equilibrium price and quantity

d)

Prices are always fixed by the government based on demand

e)

Supply adjusts only when external intervention occurs

20.

Apa yang digambarkan oleh garis anggaran dalam perilaku konsumen?

a)

Batas maksimum pengeluaran konsumen berdasarkan pendapatan dan harga barang

b)

Nilai tabungan konsumen dalam satu periode tertentu

c)

Perbandingan pendapatan nasional dengan konsumsi agregat

d)

Jumlah barang yang diproduksi dalam pasar monopoli

e)

Selisih antara pendapatan dan pengeluaran pemerintah

21.

Apa ciri utama dari pasar monopoli?

a)

Terdapat banyak penjual dengan harga bersaing

b)

Tidak ada hambatan masuk bagi produsen baru

c)

Hanya ada satu penjual yang menguasai pasar dan menetapkan harga

d)

Harga ditentukan melalui negosiasi antara konsumen dan produsen

e)

Konsumen memiliki banyak pilihan barang substitusi

22.

Apa karakteristik utama dari pasar persaingan sempurna?

a)

Terdapat hambatan masuk yang tinggi dan barang tidak homogen

b)

Penjual memiliki kekuatan menentukan harga jual barang

c)

Banyak penjual dan pembeli dengan barang serupa serta harga ditentukan pasar

d)

Produk berbeda tergantung pada strategi pemasaran masing-masing perusahaan

e)

Produsen mampu menciptakan permintaan melalui iklan

23.

What happens to the quantity demanded when price increases, assuming other factors remain constant?

a)

The quantity demanded remains unchanged due to brand loyalty

b)

The quantity demanded increases because consumers expect shortages

c)

The quantity demanded decreases due to the law of demand

d)

The quantity demanded rises as income rises proportionally

e)

The quantity demanded fluctuates randomly with price changes

24.

Apa tujuan utama dari perhitungan pendapatan nasional dalam suatu negara?

a)

Mengetahui jumlah penduduk miskin dan tingkat inflasi

b)

Menentukan suku bunga dan target ekspor pemerintah

c)

Mengukur nilai keseluruhan produksi dan pendapatan ekonomi nasional

d)

Menentukan batas harga barang pokok di pasar domestik

e)

Mengatur jumlah subsidi untuk sektor swasta dan publik

25.

What is the main difference between GDP and GNP?

a)

GDP includes foreign earnings; GNP does not

b)

GNP measures domestic activity; GDP measures global impact

c)

GDP counts production within borders; GNP includes income from abroad

d)

GDP is based on ownership; GNP is based on location

e)

GNP uses current prices; GDP uses constant prices

26.

Apa yang dimaksud dengan GNP dalam konteks ekonomi makro?

a)

Jumlah barang ekspor dikurangi impor selama satu tahun

b)

Nilai total output domestik ditambah pendapatan neto dari luar negeri

c)

Seluruh pendapatan rumah tangga dalam satu periode tertentu

d)

Jumlah produksi barang konsumsi untuk kebutuhan dalam negeri

e)

Pendapatan nasional yang dihitung dari sektor pertanian

27.

Bagaimana cara menghitung pendapatan nasional dengan pendekatan pendapatan?

a)

Menjumlahkan konsumsi, tabungan, dan investasi

b)

Menjumlahkan upah, sewa, bunga, dan keuntungan

c)

Mengurangi impor dari nilai ekspor bersih

d)

Menjumlahkan pendapatan dari sektor swasta dan pemerintah

e)

Menghitung selisih antara PDB dan belanja rumah tangga

28.

Apa yang dimaksud dengan Produk Domestik Bruto (PDB)?

a)

Nilai tambah dari barang dan jasa yang diproduksi dalam negeri selama periode tertentu

b)

Jumlah keseluruhan konsumsi dan tabungan masyarakat

c)

Selisih antara belanja negara dan pajak langsung

d)

Nilai produksi sektor publik ditambah pendapatan rumah tangga

e)

Jumlah pengeluaran pemerintah pada sektor infrastruktur

29.

Bagaimana cara menghitung Produk Nasional Bruto (PNB) dari PDB?

a)

Menambah nilai pajak dan belanja rumah tangga

b)

Mengurangi PDB dengan pendapatan masyarakat luar negeri

c)

Menambahkan pendapatan neto dari luar negeri ke dalam PDB

d)

Mengalikan PDB dengan tingkat inflasi

e)

Menggabungkan PDB dengan nilai ekspor barang konsumsi

30.

Apa dampak inflasi terhadap perekonomian secara umum?

a)

Meningkatkan daya beli masyarakat kelas menengah

b)

Menurunkan biaya produksi dan mendorong ekspor

c)

Mengurangi nilai riil pendapatan dan daya beli masyarakat

d)

Meningkatkan permintaan terhadap barang impor

e)

Memperkuat nilai tukar mata uang domestik

31.

Bagaimana cara sederhana menghitung inflasi tahunan?

a)

Membandingkan pendapatan nasional antar dua tahun

b)

Mengurangkan PDB dari pengeluaran konsumsi

c)

Menghitung perubahan persentase indeks harga konsumen

d)

Menjumlahkan harga barang pokok setiap bulan

e)

Mengalikan nilai konsumsi rumah tangga dengan suku bunga

32.

What is the main cause of cost-push inflation?

a)

Rising consumer demand exceeding supply

b)

Increase in taxes on imported consumer goods

c)

Higher production costs such as wages and raw materials

d)

Government subsidies to domestic producers

e)

Surplus in agricultural production causing price rise

33.

What causes demand-pull inflation in an economy?

a)

Increased production costs from raw material shortages

b)

A rise in government interest rates

c)

Excessive aggregate demand exceeding supply capacity

d)

Reduction in export volume due to currency depreciation

e)

Improvement in trade balance causing price fluctuations

34.

What is meant by structural unemployment?

a)

Unemployment due to seasonal changes in labor demand

b)

Unemployment due to decreased demand for goods

c)

Unemployment that occurs due to a mismatch between the skills of the workforce and market needs

d)

Unemployment due to government policies that restrict the industrial sector

e)

Temporary unemployment due to relocation of work

35.

What is the main function of the capital market in the economy?

a)

Providing grant funds for micro enterprises

b)

Being a place for foreign exchange trading

c)

Channeling funds from surplus parties to those needing investment

d)

Determining national export and import tariffs

e)

Regulating the distribution of primary goods to the public

36.

What is the main role of insurance in financial systems?

a)

To increase personal savings and reduce consumption

b)

To eliminate financial risk entirely from investments

c)

To provide financial protection against unforeseen events

d)

To manage government spending and revenue flows

e)

To ensure that all bank loans are secured by collateral

37.

What is the main advantage of the existence of the capital market for the economy?

a)

Increasing local government spending

b)

Providing price stability for consumer goods

c)

Providing long-term financing alternatives for companies

d)

Reducing the amount of foreign loans in the public sector

e)

Guaranteeing job availability in the agricultural sector

38.

What is the main function of the central bank in the national financial system?

a)

Providing bailout funds for small businesses

b)

Regulating international trade transactions

c)

Maintaining currency stability and regulating monetary policy

d)

Determining the profit level of the private sector

e)

Managing foreign loans for public companies

39.

What is the function and purpose of the Financial Services Authority (OJK)?

a)

Providing soft loans for the middle class

b)

Regulating the distribution of consumer goods evenly

c)

Supervising the financial industry to operate transparently and stably

d)

Providing tax services for the informal sector

e)

Determining market prices based on inflation data

40.

What are the main products of Islamic banks that distinguish them from conventional banks?

a)

High-interest loans and fixed deposits

b)

Conventional savings and consumptive loans

c)

Profit-sharing financing such as mudharabah and musyarakah

d)

Conventional insurance and quick loans

e)

Certificates of deposit and government securities

41.

What is meant by shares in the capital market?

a)

Long-term debt securities from the government

b)

Proof of ownership of a portion of a company

c)

Proof of tax payment in digital form

d)

Investment instruments issued by banks

e)

A form of savings with fixed monthly interest

42.

What is the main feature of a bond (obligation) as a financial instrument?

a)

Ownership of company shares that provide voting rights

b)

Short-term loan to a government with variable returns

c)

Debt security with fixed interest payments over time

d)

A contract allowing shareholders to manage a business

e)

An equity instrument traded exclusively in foreign markets

43.

What is the relationship between interest rates and inflation in the context of monetary policy?

a)

When inflation rises, interest rates are usually lowered to maintain consumption

b)

Interest rates and inflation have no correlation in economic policy

c)

High inflation is often responded to by raising interest rates to curb demand

d)

Inflation only affects exchange rates, not interest rates

e)

Interest rates rise to lower export values

44.

What is the main function of pawnshops in the economy?

a)

Providing unsecured loans for large industries

b)

Offering time deposits and various savings

c)

Providing loans secured by movable goods

d)

Distributing subsidized goods from the government

e)

Managing pension funds for civil servants

45.

What is meant by government bonds?

a)

Tax paid by the public every month

b)

Official identity card for local investors

c)

Financing instruments issued by the government to finance budget deficits

d)

Certificate of income for government employees

e)

Deed of ownership of state land

46.

What is meant by open market operations in monetary policy?

a)

The government sells state assets to foreign investors

b)

The central bank sells or buys securities to regulate the money supply

c)

Commercial banks provide unsecured loans to the public

d)

The government opens exports of staple goods abroad

e)

Traditional markets are subsidized for price stabilization

47.

What is the main function of BPR (People's Credit Bank)?

a)

Manage state foreign exchange for export needs

b)

Provide simple financial services for small communities

c)

Regulate fiscal policy between regions

d)

Set corporate credit interest rates

e)

Supervise national capital market transactions

48.

What form of monetary policy aims to increase the money supply?

a)

Raising import tax rates

b)

Lowering the minimum reserve requirement for commercial banks

c)

Limiting credit for small businesses

d)

Increasing export tax rates on primary products

e)

Reducing fuel subsidies

49.

What is the general economic consequence of inflation?

a)

Increased real income and purchasing power

b)

Decrease in money supply and interest rates

c)

Erosion of purchasing power and distortion in price signals

d)

Improved trade balance and investment flow

e)

Stable consumer behavior and constant price levels

50.

What are the main instruments of monetary policy used by the central bank?

a)

Export taxes, food subsidies, and income taxes

b)

Open market operations, reserve requirements, and interest rates

c)

Microcredit, pension funds, and deposits

d)

Setting minimum wages and electricity tariffs

e)

Regional bonds and special allocation funds

51.

What is the impact of devaluation policy on the domestic economy?

a)

Lowering export prices and increasing trade balance deficits

b)

Increasing import prices and strengthening export positions

c)

Reducing inflation and accelerating foreign capital flows

d)

Stabilizing the rupiah exchange rate and lowering interest rates

e)

Increasing public consumption of imported goods

52.

What is the main objective of fiscal policy in macroeconomics?

a)

Regulate the number of workers in the agricultural sector

b)

Stabilize the economy through state spending and revenue

c)

Determine banking credit interest rates

d)

Regulate international trade through tariffs

e)

Manage exchange rates through direct intervention

53.

What is the function of hedging in international economic activities?

a)

Reduce the risk of losses due to exchange rate fluctuations

b)

Increase profits through speculative transactions

c)

Lower domestic distribution costs

d)

Stabilize domestic prices of goods

e)

Increase export volume through direct subsidies

54.

What is the role of LPS (Deposit Insurance Agency) in the financial system?

a)

Provide long-term investment credit

b)

Guarantee customer deposits if the bank fails

c)

Regulate interbank interest rates

d)

Manage private employee pension funds

e)

Distribute funds for the agricultural sector

55.

What are the characteristics of an expansive monetary policy?

a)

Lowering the money supply and raising interest rates

b)

Increasing taxes and reducing state spending

c)

Increasing the money supply to encourage economic growth

d)

Reducing credit and tightening household consumption

e)

Limiting imports of capital goods and raw materials

56.

What is the primary function of money in a modern economy?

a)

To increase national savings through taxation

b)

To determine trade balances between nations

c)

To serve as a medium of exchange and store of value

d)

To create inflation and reduce unemployment

e)

To limit production through regulatory measures