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Chapter 3 Purchasing Power

Total questions: 40

Worksheet time: 40mins

Name
Class
Date
1.

Choose the correct definition for: advertising.

a)

Informing consumers about products and encouraging them to buy

b)

Advertising a product or service at a low price to lure in customers and then persuading them that additional products or services are needed

c)

False or misleading claims made about the quality, price, or purpose of a particular product

d)

A specific consumer group who are likely to buy a product

2.

Choose the correct definition for: comparison shopping.

a)

Checking prices, brands, and quality among several sellers to make sure you are getting the best deal

b)

The process of selecting goods and services based on need, want, and logical choices

c)

Informing consumers about products and encouraging them to buy

d)

Getting the highest value for the money spent

3.

Choose the correct definition for: cost-plus pricing.

a)

Setting a price based on production costs plus a markup

b)

Setting a price based on how much consumers are willing to pay

c)

Rising prices as a result of rising production costs

d)

The percentage amount added to production cost to obtain the price of an item

4.

Choose the correct definition for: cost-push inflation.

a)

Rising prices as a result of rising production costs

b)

Rising prices as a result of consumers wanting to buy more goods and services than producers supply

c)

An increase in the general level of prices for goods and services

d)

Rapidly rising prices that are out of control

5.

Choose the correct definition for: deception.

a)

False or misleading claims made about the quality, price, or purpose of a particular product

b)

An illegal multilevel marketing gimmick that promises members commissions from their own sales as well as from the sales of other members they recruit

c)

Informing consumers about products and encouraging them to buy

d)

Advertising a product or service at a low price to lure in customers and then persuading them that additional products or services are needed

6.

Choose the correct definition for: deflation.

a)

A decrease in the general level of prices for goods and services

b)

An increase in the general level of prices for goods and services

c)

Rapidly rising prices that are out of control

d)

Rising prices as a result of rising production costs

7.

Choose the correct definition for: demand-pull inflation.

a)

Rising prices as a result of consumers wanting to buy more goods and services than producers supply

b)

Rising prices as a result of rising production costs

c)

An increase in the general level of prices for goods and services

d)

Rapidly rising prices that are out of control

8.

Choose the correct definition for: economizing.

a)

Saving as much as possible and spending money only when necessary

b)

Getting the highest value for the money spent

c)

The process of selecting goods and services based on need, want, and logical choices

d)

Checking prices, brands, and quality among several sellers to make sure you are getting the best deal

9.

Choose the correct definition for: gross domestic product (GDP).

a)

The value of all goods and services produced in a country in a given time period

b)

A concept that says a dollar you receive in the future will be worth less than a dollar you receive today

c)

An increase in the general level of prices for goods and services

d)

The percentage amount added to production cost to obtain the price of an item

10.

Choose the correct definition for: hyperinflation.

a)

Rapidly rising prices that are out of control

b)

An increase in the general level of prices for goods and services

c)

Rising prices as a result of consumers wanting to buy more goods and services than producers supply

d)

A decrease in the general level of prices for goods and services

11.

Choose the correct definition for: inflation.

a)

An increase in the general level of prices for goods and services

b)

A decrease in the general level of prices for goods and services

c)

Rapidly rising prices that are out of control

d)

Rising prices as a result of rising production costs

12.

Choose the correct definition for: low-balling.

a)

Advertising a product or service at a low price to lure in customers and then persuading them that additional products or services are needed

b)

Informing consumers about products and encouraging them to buy

c)

False or misleading claims made about the quality, price, or purpose of a particular product

d)

A specific consumer group who are likely to buy a product

13.

Choose the correct definition for: markup.

a)

The percentage amount added to production cost to obtain the price of an item

b)

Setting a price based on production costs plus a markup

c)

Setting a price based on how much consumers are willing to pay

d)

The value of all goods and services produced in a country in a given time period

14.

Choose the correct definition for: optimizing.

a)

Getting the highest value for the money spent

b)

Saving as much as possible and spending money only when necessary

c)

The process of selecting goods and services based on need, want, and logical choices

d)

Checking prices, brands, and quality among several sellers to make sure you are getting the best deal

15.

Choose the correct definition for: pyramid scheme.

a)

An illegal multilevel marketing gimmick that promises members commissions from their own sales as well as from the sales of other members they recruit

b)

False or misleading claims made about the quality, price, or purpose of a particular product

c)

Informing consumers about products and encouraging them to buy

d)

A specific consumer group who are likely to buy a product

16.

Choose the correct definition for: rational buying.

a)

The process of selecting goods and services based on need, want, and logical choices

b)

Checking prices, brands, and quality among several sellers to make sure you are getting the best deal

c)

Saving as much as possible and spending money only when necessary

d)

Getting the highest value for the money spent

17.

Choose the correct definition for: space-shifting.

a)

Storing media on one device to be accessed from another place through another device

b)

Recording video or audio for later viewing or listening

c)

Informing consumers about products and encouraging them to buy

d)

Advertising a product or service at a low price to lure in customers and then persuading them that additional products or services are needed

18.

Choose the correct definition for: target audience.

a)

A specific consumer group who are likely to buy a product

b)

Informing consumers about products and encouraging them to buy

c)

False or misleading claims made about the quality, price, or purpose of a particular product

d)

Getting the highest value for the money spent

19.

Choose the correct definition for: time-shifting.

a)

Recording video or audio for later viewing or listening

b)

Storing media on one device to be accessed from another place through another device

c)

A concept that says a dollar you receive in the future will be worth less than a dollar you receive today

d)

The value of all goods and services produced in a country in a given time period

20.

Choose the correct definition for: time value of money.

a)

A concept that says a dollar you receive in the future will be worth less than a dollar you receive today

b)

The value of all goods and services produced in a country in a given time period

c)

Getting the highest value for the money spent

d)

An increase in the general level of prices for goods and services

21.

Choose the correct definition for: value-based pricing.

a)

Setting a price based on how much consumers are willing to pay

b)

Setting a price based on production costs plus a markup

c)

The percentage amount added to production cost to obtain the price of an item

d)

Rising prices as a result of rising production costs

22.

A cost-of-living adjustment (COLA) gives the consumer more purchasing power.

a)

True

b)

False

23.

The most common type of inflation is called demand-pull.

a)

True

b)

False

24.

The United States has never experienced hyperinflation.

a)

True

b)

False

25.

Businesses need a normal profit in order to stay in business.

a)

True

b)

False

26.

Overspending is a problem that often occurs when consumers are economizing.

a)

True

b)

False

27.

Clearance and liquidation are sales techniques that involve slashing prices drastically.

a)

True

b)

False

28.

Currently, the consumer’s role in the marketplace is viewed as being "buyer beware."

a)

True

b)

False

29.

The Federal Trade Commission (FTC) is the federal clearinghouse for complaints of identity theft.

a)

True

b)

False

30.

Repair shops often use a deceptive practice known as bait and switch.

a)

True

b)

False

31.

When you have a complaint or need to solve a problem with a business, seeking legal recourse should be a last resort.

a)

True

b)

False

32.

The largest percentage of gross domestic product (GDP) is:

a)

imports

b)

consumer spending

c)

government spending

d)

exports

33.

Which of the following types of inflation is more common among products that face intense competition and have many substitutes?

a)

disinflation

b)

reflation

c)

deflation

d)

hyperinflation

34.

An action taken by the Federal Reserve System to help stabilize the economy is known as

a)

gross domestic product (GDP)

b)

cost-of-living adjustment

c)

monetary policy

d)

fiscal policy

35.

Which of the following pricing strategies is most likely to be used for a new technology product that incurred high research and development (R&D) costs?

a)

cost-recovery pricing

b)

value-based pricing

c)

cost-plus pricing

d)

market-based pricing

36.

Which of the following occurs when people buy products based on desire rather than logic? (

a)

rational buying

b)

emotional buying

c)

impulse buying

d)

economizing

37.

Which of the following selling strategies is a form of direct advertising?

a)

social media marketing

b)

customer loyalty programs

c)

display advertising

d)

telemarketing

38.

The Kefauver-Harris Drug Amendment of 1962

a)

requires that all drugs contain warning labels

b)

requires drug advertising to disclose accurate information about potential side effects of medications

c)

mandates that the U.S. Food and Drug Administration (FDA) approves drugs before they can be sold

d)

limits the types of generic drugs that can be sold

39.

Which of the following federal agencies regulates false or deceptive advertising?

a)

U.S. Department of Agriculture (USDA)

b)

Food and Drug Administration (FDA)

c)

Federal Trade Commission (FTC)

d)

Securities and Exchange Commission (SEC)

40.

Which of the following schemes occurs when an "expert" financial adviser promises very high returns and then steals the money?

a)

fake sale

b)

pyramid scheme

c)

Ponzi scheme

d)

pigeon drop