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WorksheetsPNB Elite and Women Power Saving Scheme Worksheet
Total questions: 95
Worksheet time: 48mins
What is the minimum QAB for the "Premium" Elite variant?
Rs. 25,000
Rs. 50,000 (up to less than Rs. 5 Lakh)
Rs. 1 Lakh
Rs. 5 Lakh
What is the minimum QAB for the "Executive" Elite variant?
Rs. 1 Lakh
Rs. 2.5 Lakh
Rs. 5 Lakh (up to less than Rs. 10 Lakh)
Rs. 10 Lakh
What is the minimum QAB for the "Grand" Elite variant?
Rs. 5 Lakh
Rs. 10 Lakh (up to less than Rs. 15 Lakh)
Rs. 15 Lakh
Rs. 25 Lakh
What is the minimum QAB for the "Royal" Elite variant?
Rs. 10 Lakh
Rs. 15 Lakh and above
Rs. 25 Lakh
Rs. 50 Lakh
How many free cheque leaves per annum are provided in the "Royal" variant?
200
400
Unlimited
1,000
Which variant provides 400 free cheque leaves per annum?
Executive
Grand
Premium
Royal
What is the accidental insurance cover on the Exclusive PNB RuPay Select Debit Card?
Rs. 2 Lakh
Rs. 5 Lakh
Rs. 10 Lakh
Rs. 50 Lakh
How many free domestic airport lounge visits are allowed per quarter?
1
2
4
Unlimited
How many international airport lounge visits are allowed per year?
1
2
4
None
How often can an Elite customer avail of a complimentary health check-up?
Once a quarter
Once a year
Once in two years
Monthly
What locker rent concession is provided to the "Royal" variant?
50% discount
Free small locker
Free Small/Medium/Large locker (subject to availability)
75% discount
What is the concession on loan processing fees for the "Royal" variant?
50%
75%
100%
25%
How many complimentary spa sessions are provided annually?
One
Two
Four
Twelve
What is the "Total Relationship Value" (TRV) criteria for the Royal variant?
Above Rs. 25 Lakh
Above Rs. 50 Lakh
Above Rs. 100 Lakh
Above Rs. 500 Lakh
What is the maximum instant credit for outstation cheques in the Royal variant?
Rs. 25,000
Rs. 50,000
Rs. 1.00 Lakh
Unlimited
Are Demat account AMC charges applicable for Elite customers?
Yes
AMC is Free
50% discount
Only for Royal
What happens if an Elite customer fails to maintain the QAB?
Account is closed
Freebies withdrawn and customer informed via SMS
Penalty of Rs. 1,000 charged daily
ATM card blocked
Which variant provides a free "Small" locker?
Premium
Executive
Grand
All Elite variants
What is the TRV requirement for the Executive variant?
Above Rs. 10 Lakh
Rs. 25.00 Lakh up to Rs. 50 Lakh
Rs. 50 Lakh to Rs. 100 Lakh
Rs. 5 Lakh
Can new accounts for "non-individuals" be opened in the Premium Elite variant?
Yes
No, no new account of non-individual shall be opened
Only Trusts are allowed
Only in rural areas
What is the QAB for Women Power accounts in Urban/Metro areas?
Rs. 500
Rs. 1,000
Rs. 2,000
Zero
What is the daily ATM withdrawal limit on a RuPay Platinum Debit card?
Rs. 10,000
Rs. 1,00,000
Rs. 50,000
Rs. 25,000
What is the daily POS limit on a RuPay Platinum card for women?
Rs. 25,000
Rs. 1,00,000
Rs. 3,00,000
Unlimited
How many free Demand Drafts can be issued monthly?
One (up to Rs. 1,00,000)
Two
Five
Unlimited
What is the discount on Housing/Car/Personal loan processing fees?
50%
75%
100%
25%
What is the accidental death insurance cover on the RuPay Platinum card?
Rs. 1 Lakh
Rs. 2 Lakh
Rs. 5 Lakh
Rs. 10 Lakh
What QAB is required to qualify for the additional Rs. 3 Lakh PAI cover?
Rs. 10,000
Rs. 25,000
Rs. 50,000
Rs. 1,00,000
What is the discount on De-mat account fees for women?
10%
25%
50%
100%
What is the tenor for the sweep facility in this scheme?
7 to 46 days
7 days to 1 year
46 to 180 days
1 to 3 years
What is the locker rent discount for the first year?
25%
50% (one small locker)
75%
100%
Are RTGS and NEFT charges applicable?
Yes
No, they are free
Free only for Metro customers
50% concession
What is the maximum instant credit for outstation cheques for women?
Rs. 10,000
Rs. 25,000
Rs. 50,000
Rs. 1.00 Lakh
Is there a charge for SMS alerts in this scheme?
Yes
No, SMS Alert charges are free
Free only for Platinum cardholders
Free for the first year
What is the daily ATM limit on a RuPay Classic card for women?
Rs. 10,000
Rs. 25,000
Rs. 50,000
Rs. 1,00,000
What is the issuance charge for the World Travel Card for women?
Rs. 500
NIL
Rs. 1,000
50% discount
How many free cheque leaves are provided annually?
25
50
100
Unlimited
Is a credit card facility available?
No
Yes, against Fixed Deposit or based on eligibility
Only for working women
Only for Metro areas
Are cash deposit charges applicable?
Yes
No, they are free
Free up to Rs. 5,000
Only at home branch
What is the sweep withdrawal logic?
FIFO
LIFO
Pro-rata
Interest-based
Is the initial deposit requirement the same as the Unnati account?
Yes (Rural 500, S/U 1000, Urban/Metro 2000)
No
It is zero for all
It is Rs. 10,000 for all
Who is eligible for a Samman account?
Any senior citizen
Pensioners and prospective pensioners (including bank retirees)
Only government employees
Only PNB staff
What is the minimum QAB for a Samman account?
ZERO
Rs. 500
Rs. 1,000
Rs. 5,000
What is the maximum overdraft (OD) limit?
Rs. 50,000
Lower of Rs. 1,00,000 or 4 times monthly net pension
Rs. 2,00,000
10 times monthly pension
How often must the Samman account come into credit for the OD facility?
Every month
Every 6 months
Once in twelve months
Never required
What is the maximum age to apply for the OD facility at the time of sanction?
60 years
65 years
70 years
75 years
Can a pensioner avail this OD if they already have a Personal Loan for pensioners?
Yes
No, facility is for those who have NOT availed loan against pension
Only with Manager approval
Only for medical use
How many months does a prospective pensioner have to start receiving pension?
1 month
3 months
Within next six months
1 year
How many free cheque leaves are provided annually?
25
50
100
10
What is the free Demand Draft limit per month?
One draft up to Rs. 25,000
Two drafts
Unlimited
None
Is there a charge for SMS alerts in a Samman account?
Yes
No, they are free
Free only for the first year
Free for bank staff only
Can a Samman account be opened jointly?
With anyone
Only with Spouse
Only with dependent children
No joint accounts allowed
Are NEFT charges applicable for Samman accounts?
Yes
No, they are free
Free up to Rs. 5,000
Only via i-Bank
What is the initial deposit requirement for Samman?
ZERO
Rs. 500
Rs. 1,000
Rs. 5,000
Is collection of pension cheques free?
Yes
No
Free up to Rs. 10,000
Only for PNB pensioners
Is nomination allowed?
Yes
No
Only for the spouse
Only if the balance is above Rs. 10,000
Who is eligible to open a BSBDA?
Only adults
Only urban residents
Individuals, minors (10+), illiterate, and visually impaired persons
Only BPL card holders
What is the minimum balance requirement for BSBDA?
ZERO
Rs. 500
Rs. 1,000
Rs. 100
How many free cheque leaves are provided annually for BSBDA?
5
10
20
25
Is there a charge for cash deposits at branch or ATMs?
Yes
No, it shall be free
Free up to 3 times a month
Only at home branch
What is the minimum number of free withdrawals allowed monthly?
2
4
6 (including ATM withdrawals)
Unlimited
Can a BSBDA holder maintain another savings account in the same bank?
Yes
No, must close other accounts within 30 days
Only if it is a joint account
Only in different branches
Is there a charge for the issuance of the ATM-cum-Debit card?
Rs. 250
No charge for issuance
Free only for the first year
Only AMC is waived
Are annual maintenance charges (AMC) recovered for the BSBDA card?
Yes, they shall be recovered
No, AMC is free
Waived if 40 transactions are made
Waived for minors
Are there restrictions on the number of credits in a BSBDA?
Max 10 per month
No restriction on number of credits
Max Rs. 1 Lakh per month
Only 1 credit per day
What happens if a BSBDA holder has a second savings account after 30 days?
Both are closed
Holder is required to close the other account as per policy
Account is converted to Unnati
Penalty of Rs. 1,000 is charged
What is the eligibility age for PNB Secured Savings?
18 to 45 years
18 to 50 years
21 to 60 years
18 to 65 years
What type of insurance plan is provided?
Endowment
Term Plan with Return of Premium (TROP)
ULIP
Whole Life
What is the policy term for the life insurance?
5 years
10 years
15 years
20 years
What is the premium payment term?
5 years
10 years
15 years
Single premium
What is the maturity benefit?
Lumpsum Rs. 5 Lakh
No benefit if alive
100% of all premiums (excluding GST) refunded
Doubling of the sum assured
What are the death benefit options for the nominee?
Monthly income for 10 years
Lumpsum payment
Choice between monthly income (10 yrs) or lumpsum
Only lumpsum
What is the maximum age at maturity for the insurance?
60 years
65 years
70 years
75 years
How many free cheque leaves are provided annually?
10
25
50
Unlimited
What is the QAB for Metro areas in this scheme?
Rs. 500
Rs. 1,000
Rs. 2,000
Rs. 5,000
Is digital banking (IBS/MBS) available?
Yes
No
Only for viewing
Only after age 21
Who is eligible for Rakshak Plus?
Only Army
All Defence (3 wings), BSF, CRPF, Police, RAW, IB, CBI, etc.
Only retired personnel
Only PNB staff
What is the Personal Accidental (Death) cover?
Rs. 10 Lakh
Rs. 25 Lakh
Rs. 50.00 Lakh
Rs. 100 Lakh
What is the Air Accident (Death) Insurance cover?
Rs. 50 Lakh
Rs. 100.00 Lakh
Rs. 200 Lakh
Rs. 500 Lakh
What is the maximum overdraft limit?
Rs. 1 Lakh
Rs. 2 Lakh
Rs. 3,00,000 or last 3 months Net Salary
Rs. 5 Lakh
For how long is the locker AMC waived?
1 year
Three years from date of issue
5 years
Forever
What is the educational assistance for a deceased holder's child?
Rs. 1.00 Lakh per year for 4 years (up to 2 children)
Rs. 50,000 for 3 years
Rs. 2.00 Lakh lumpsum
Free graduation
What is the initial threshold for the sweep facility?
Rs. 5,000
Rs. 10,000
Rs. 25,000
Rs. 50,000
Are cash handling charges levied for Rakshak Plus?
Yes
No, all branches considered 'Home' branch
Free up to Rs. 10,000
Only for staff
Are family members eligible for zero balance accounts?
Yes, zero balance saving account to family members
No
Only the spouse
Only if the balance is above Rs. 1 Lakh
Can Gorkha personnel remit funds to Nepal for free?
Yes, to Everest Bank Limited (EBL)
No
Only up to Rs. 10,000
Only via NEFT
Who is the primary target for Agni Rakshak?
Senior officers
Agniveers under Agnipath Scheme
Only Navy personnel
State Police only
What is the OD facility limit for Agni Rakshak?
Rs. 10,000
Rs. 25,000
Up to Rs. 50,000
Rs. 1,00,000
Are cheque books free for Agniveers?
Yes, free unlimited cheque book
Only 10 leaves
Only 25 leaves
No cheque book
Who else can open a zero-balance account under this primary holder?
Friends
Parents, Spouse, and dependent children
Extended family
No one
What is the PAI cover for Agniveers?
Rs. 25 Lakh
Rs. 50 Lakh
Rs. 10 Lakh
Rs. 100 Lakh
What is the maximum entry age for the Cancer Indemnity health variant?
45 years
50 years
60 years
65 years
What is the sum insured for the Cancer Indemnity variant?
Rs. 1 Lakh
Rs. 5 Lakh
Rs. 10 Lakh
Rs. 20 Lakh
What is the daily cash allowance in the health variant?
Rs. 1,000
Rs. 2,000
Rs. 3,000 / Rs. 5,000 / Rs. 10,000 (based on premium)
Which menu option is used for "Verification of Saving Account"?
HOAACSB
HOAACVSB
HACM
BOCUSTCO
What does "CDD" stand for in banking?
Cash Deposit Details
Customer Due Diligence
Certified Digital Document
Current Deposit Division
