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taxes definitions

Total questions: 40

Worksheet time: 20mins

Name
Class
Date
1.

Which tax form do individuals use to file their annual income taxes?

a)

W-2

b)

1040

c)

W-4

d)

1099

2.

A 1099 form is used to report income for which type of worker?

a)

Full-time employee

b)

Intern

c)

Self-employed worker

d)

Household employee

3.

A 401(k) is primarily used for:

a)

Paying taxes

b)

Saving for emergencies

c)

Retirement savings

d)

Health insurance

4.

True or False: A deduction increases the amount of taxes you owe.

a)

True

b)

False

5.

Who is most commonly claimed as a dependent?

a)

Employer

b)

Coworker

c)

Child

d)

Customer

6.

Discretionary government spending is decided:

a)

Automatically by law

b)

By Congress each year

c)

By employers

d)

By taxpayers

7.

Earned income comes from:

a)

Investments

b)

Gifts

c)

Working a job

d)

Interest

8.

Employer contributions are best described as:

a)

Employee taxes

b)

Money employees pay

c)

Money employers add to benefits

d)

Personal savings

9.

FICA taxes fund which two programs?

a)

Medicare and Medicaid

b)

Social Security and Medicare

c)

Social Security and unemployment

d)

Education and defense

10.

Gross pay is:

a)

Take-home pay

b)

Pay after taxes

c)

Total pay before deductions

d)

Bonus pay only

11.

A household employee works primarily:

a)

In a factory

b)

In a private home

c)

For the government

d)

Online

12.

The I-9 form is used to:

a)

File taxes

b)

Set up retirement

c)

Verify work eligibility

d)

Request a refund

13.

Income taxes are paid to:

a)

Employers

b)

Banks

c)

Federal and state governments

d)

Insurance companies

14.

Mandatory government spending includes:

a)

Parks

b)

Roads

c)

Social Security

d)

Schools

15.

Medicare mainly provides:

a)

Retirement income

b)

Health insurance

c)

Job training

d)

Education funding

16.

Net pay is best described as:

a)

Total earnings

b)

Pay before taxes

c)

Take-home pay

d)

Bonus income

17.

True or False: Pre-tax deductions lower taxable income.

a)

True

b)

False

18.

A refund occurs when:

a)

You owe taxes

b)

You paid too little

c)

You paid too much

d)

You skip filing

19.

A self-employed person:

a)

Works for one employer

b)

Does not pay taxes

c)

Works for themselves

d)

Receives a W-2

20.

Social Security provides:

a)

Student loans

b)

Retirement income

c)

Business grants

d)

Health insurance only

21.

Unearned income includes:

a)

Wages

b)

Tips

c)

Interest

d)

Salaries

22.

The W-2 form shows:

a)

Taxes owed

b)

Tax refunds

c)

Earnings and withholdings

d)

Retirement savings

23.

The W-4 form tells employers:

a)

Where you live

b)

How much to withhold

c)

Your job title

d)

Your pay rate

24.

Withholding refers to:

a)

Saving money

b)

Paying bills

c)

Taxes taken from paychecks

d)

Bonuses earned

25.

True or False: FICA taxes are optional.

a)

True

b)

False

26.

Which form would a freelancer most likely receive?

a)

W-2

b)

I-9

c)

1099

d)

W-4

27.

Which income is earned income?

a)

Dividends

b)

Interest

c)

Paycheck wages

d)

Stock profits

28.

Employer matching most commonly applies to:

a)

Taxes

b)

401(k) plans

c)

Refunds

d)

Deductions

29.

True or False: Gross pay is always higher than net pay.

a)

True

b)

False

30.

Medicare is funded partly by:

a)

Sales tax

b)

Property tax

c)

Payroll taxes

d)

Student loans

31.

Which spending type is required by law?

a)

Discretionary

b)

Optional

c)

Mandatory

d)

Emergency

32.

A deduction does what to taxable income?

a)

Raises it

b)

Lowers it

c)

Eliminates it

d)

Doubles it

33.

True or False: A dependent usually supports themselves financially.

a)

True

b)

False

34.

Net pay appears:

a)

Before deductions

b)

After deductions

c)

Before gross pay

d)

On a W-4

35.

Which program supports retirees and disabled individuals?

a)

Medicare

b)

FICA

c)

Social Security

d)

Medicaid

36.

Unearned income is received:

a)

By working

b)

Without working

c)

From employers

d)

Hourly

37.

True or False: A refund means you still owe taxes.

a)

True

b)

False

38.

Which form verifies legal ability to work in the U.S.?

a)

W-2

b)

W-4

c)

I-9

d)

1040

39.

Which pay amount is shown before taxes are taken out?

a)

Net pay

b)

Gross pay

c)

Refund

d)

Withholding

40.

True or False: Self-employed workers pay both employee and employer taxes.

a)

True

b)

False