PERSONAL FINANCE - EXAM

PERSONAL FINANCE - EXAM

9th - 12th Grade

•

75 Qs

quiz-placeholder

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PERSONAL FINANCE - EXAM

PERSONAL FINANCE - EXAM

Assessment

Quiz

•

Business

•

9th - 12th Grade

•

Practice Problem

•

Hard

Created by

Leonard Brown

Used 5+ times

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75 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

5 mins • 1 pt

Late or missed payments to credit card companies ___ your credit rating.

Do not affect

Limit

Lower

Raise

2.

MULTIPLE CHOICE QUESTION

5 mins • 1 pt

When businesses borrow money, they often pass along the cost of interest to consumers in the form of ___.

Finance charges

Higher prices

Interest and fees

Lower wages

3.

MULTIPLE CHOICE QUESTION

5 mins • 1 pt

Something of value the bank can take if a borrower does not make the required loan payments is called ___.

Capacity

Security

Collateral

Warrant

4.

MULTIPLE CHOICE QUESTION

5 mins • 1 pt

A ___ advance is a loan given in cash by a credit card company in anticipation of the borrower's being able to repay it.

Cash

Payday

Quick

Trust

5.

MULTIPLE CHOICE QUESTION

5 mins • 1 pt

The loan applicant's ability to repay the loan is called ___.

Capacity

Capital

Cash on hand

Collateral

6.

MULTIPLE CHOICE QUESTION

5 mins • 1 pt

Proof of a loan applicant's trustworthiness to repay debts is called ___.

Cash on hand

Character

Competence

Correctness

7.

MULTIPLE CHOICE QUESTION

5 mins • 1 pt

The amount of money the applicant has beyond his or her debts is called ___.

Capacity

Capital

Cash on hand

Collateral

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