Health Insurance Quiz

Which of the following is the basic principle behind health insurance?

• Pooled risks

• Copayments

• Subsidies for low-income patients

• Health care for all

Which of the following is true of health care in most other industrialized countries but not in the United States?

• Health care is treated as a commodity

• All citizens are entitled to health care substantially paid for by the government

• Only those who can afford health care receive it

• Health outcomes are generally poor

The largest share of total U.S. health care expenditures usually pays for which of the following?

• Personal health care services provided to individuals

• Public health services

• Medical research

• Administrative costs of running the health care delivery and financing system

Enrollment in Medicare has doubled since its passage, but annual expenditures have:

• Doubled

• Tripled

• Fallen to half

• Increased 40-fold

Which of the following agencies operates the largest integrated health care system in the United States?

• Centers for Disease Control and Prevention

• Veterans Health Administration

• Social Security Administration

• Indian Health Service

Which of the following is true of the workers' compensation program?

• Employer and employee are expected to share the burden of loss from job-related injuries

• Only union employees are covered

• The federal government administers the program

• Only injuries are covered, not illness

The requirement that primary care physicians provide patients with referrals for diagnostic tests and specialty care is a feature of which of the following?

• HMOs

• COBRA plans

• Preferred provider organizations

• Medical savings accounts

Which of the following are fixed monthly or annual payments for each person regardless of the amount and kind of services needed?

• Fees for service

• Capitated payments

• Patients’ deductibles

• Copayments

Per capita spending on health care in the United States, adjusted for inflation, grew at what rate between 1960 and 2016?

• 125%

• 250%

• 575%

• 775%

How does U.S. health care spending as a share of GDP compare to that of other industrialized nations?

• It is about the same as others

• It is lower than others

• It far exceeds others

• It cannot be compared due to data collection differences