CPS CHC Scavenger Hunt

_______ does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

• Pay Over Time

• No Pre-Set Spending Limit

• Plan It

• Lending Cards

This is a payment flexibility feature allowing Card Members to choose to pay eligible charges over time, with interest, up to their_______ Limit

• Plan It

• Pay It

• No Pre-Set Spending Limit

• Pay Over Time

This flexible payment feature enables eligible Card Members to pay for purchases of $100 or more over a fixed period of time, in equal monthly payments, by placing them into a plan. Instead of a purchase APR, each plan is subject to a monthly plan fee, paid over the duration of the plan.

• Plan It

• Pay It

• Pay Over Time

• No Pre-Set Spending Limit

What is the call recording disclosure that must be read verbatim every time we are on speaker phone or someone else joins the call? (Hint: Use Copy & Paste from CHC)

(a)  

True or False - The initial annual membership fee is assessed on the first billing statement closing date after the account is established.

• True

• False

EIC (Expressed Informed Consent) is the Customer's clear statement that they agree to the offer after you have provided all the required product disclosures and descriptions. Which of the following is acceptable EIC?

• Yeah sure. Why not?

• Yep

• Yes

• Ok

You have just taken an application that was approved. The card member is unhappy with the credit limit. How long will they have to wait to request a higher credit limit?

• 10 days

• 35 days

• 95 days

• 1 year

You have just taken an application for the Gold Card. The caller asks how long they will have to wait to be able to product change to the platinum card. What time frame will you advise them?

• 10 days

• 35 days

• 95 days

• 1 year

What is the minimum age requirement to add an additional card holder?

• 13

• 16

• 18

• 21

How old must an applicant be to apply by phone?

• 13

• 16

• 18

• 21