Chapter 4 Personal Auto Policy

Which of these would be a Temporary Substitute auto in the Personal Auto Policy

• Your employer allowing you to use a company car

• Renting a vehicle while on vacation

• Rent a vehicle when your auto is being repaired due to a covered loss

• Borrowing your neighbor's vehicle to go pick up your kids at school

Which of these would be an insured covered person in the Personal Auto Policy?

• A neighbor used your car without permission

• 16-year-old unlicensed person of the household

• Mechanic who has your auto for a repair

• A coworker request to use your car to drive to a business meeting

How long after theft of a vehicle will the transportation expenses be paid?

• 12 hours

• 24 hours

• 48 hours

• 72 hours

What is the maximum time period to receive payment from the medical payments coverage of the personal Auto Policy?

• 1 year

• 2 years

• 3 years

• 4 years

The medical section of a personal auto policy pays?

• Maximum per occurence

• Maximum per person

• Maximum per accident

• Maximum per policy period

A person is hit by an unknown person in their auto causing damage to their car. Which coverage part will pay?

• Comprehensive

• Uninsured motorist

• Liability

• Medical

The other than collision-comprehensive coverage will pay for which of these in the personal auto policy?

• A vehicle collided with another vehicle

• A vehicle collided with a deer

• A vehicle collided with a mail box while backing out of the driveway

• A vehicle collided with a building while driving a rental vehicle

Collision coverage pays for which of these in the personal auto policy?

• A car rolled over due to taking a corner too fast

• Collision with a deer

• A part falls off an airplane and collides with the windshield

• Hail damage

A proof of loss in a personal auto policy does which of these?

• Guarantees payment of a claim

• Guarantees the value of the property

• Provides the insured proof that damage has occurred

• Helps insurer to settle a covered loss

How many days' notice must be given by an insurer for nonrenewal of a personal auto policy?

• 30 days

• 20 days

• 10 days

• 5 days