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Digital Banking (NETC, BBPS, Debit Cards & bobWorld UPI)

Total questions: 100

Worksheet time: 50mins

Name
Class
Date
1.

What do you mean by NETC System ?

a)

Notional Electronic Toll Collection System

b)

Neutral Electronic Toll Collection System

c)

National Electronic Toll Collection System

d)

New Electronic Toll Collection System

2.

NHAI & IHMCL have authorized _______for providing a composite solution on Electronic Toll Collection.

a)

RBI

b)

SEBI

c)

SEBI

d)

NPCI

3.

FASTag is a device that employs _____ technology for making toll payments directly from the prepaid account linked to it.

a)

Near Field Communication (NFC)

b)

Radio Frequency Identification (RFID)

c)

Tone tag

d)

Infrared

4.

Baroda FASTag has a validity of ___________after purchasing it.

a)

3 years

b)

5 years

c)

4 years

d)

7 years

5.

No extra charge is being levied by the Bank for BBPS for electronic transactions. Only ______________is applicable for payments at BC points (excluding DTH, credit card and LPG gas categories of billers)

a)

Rs. 5 + GST

b)

Rs. 1 + GST

c)

Rs. 2 + GST

d)

Rs. 10 + GST

6.

Bank of Baroda has dedicated 24 x 7 Customer Care Support for FASTag on __________?

a)

1800 103 4568

b)

1800 103 4567

c)

1800 103 3456

d)

1800 103 2345

7.

Online Portal for FASTag customers is _________?

a)

https://fastag.bankofbaroda.co.in

b)

https://fastag/bankofbaroda.co.in

c)

https://fastag.bankofbaroda.com

d)

https://fastagbankofbaroda.com

8.

FASTag Balance inquiry through Missed Call can be done by dialing virtual mobile number __________ from registered mobile no. ?

a)

8882510977

b)

8882510955

c)

8882510966

d)

8882510965

9.

Maximum FASTag Balance can be held at a time, in case of KYC is not done or not updated in system by POS (Point of Sale)

a)

Rs. 1000 (Maximum) per vehicle

b)

Rs. 10,000 (Maximum) per vehicle

c)

Rs. 1,00,000 (Maximum) per vehicle

d)

Rs. 100 (Maximum) per vehicle

10.

Maximum FASTag Balance can be held at a time, in case of KYC is done and updated in system by POS (Point of Sale).

a)

Rs. 1000 (Maximum) per vehicle

b)

Rs. 10,000 (Maximum) per vehicle

c)

Rs. 1,00,000 (Maximum) per vehicle

d)

Rs. 100 (Maximum) per vehicle

11.

Baroda FASTag issuance fee is ______ inclusive of GST ?

a)

Rs 1000

b)

Rs 100

c)

Rs 200

d)

Rs 300

12.

Baroda FASTag Replacement fee is ______ exclusive of GST ?

a)

Rs 1000

b)

Rs 100

c)

Rs 200

d)

Rs 50

13.

Baroda FASTag facility is available for

a)

Current account holders

b)

Resident Individuals

c)

Corporate customers

d)

Customers & Non customers

14.

How a customer can recharge his FASTag?

a)

BOB World

b)

UPI

c)

Debit Card, Credit card & Internet Banking

d)

All of the this

15.

FASTag is:

a)

Saving Account

b)

Current Account

c)

Prepaid Account

d)

Postpaid Account

16.

Customer can get his FASTag wallet balance through:

a)

From Customer Service Portal

b)

From Bob World app

c)

By giving missed call on 8882510965

d)

All of the this

17.

In NETC system branches are called as:

a)

POS (Point of sale)

b)

MPOS (Master POS agent)

c)

BOS (Back operation System)

d)

None of the above

18.

How many FASTag can be issued to customer for one vehicle?

a)

Multiple

b)

Single

c)

Zero

d)

None of the above

19.

What is 2FA in UPI?

a)

Two Features of Action

b)

Two Factors of Authentication

c)

Two Factors of Assignment

d)

Two Figures of Authentication

20.

What does BHIM stand for?

a)

Bharat Interface for Money

b)

Bharat Instant Money

c)

Banking Hit Instant Money

d)

Bank Hotline Instant Money

21.

What is the full form of UPI?

a)

Unified Payment India

b)

Unified Payment Interface

c)

United Payment India

d)

Union Public Interface

22.

What is the length of UPI PIN?

a)

2 digits

b)

10 digits

c)

4-6 digits

d)

8 digits

23.

What is total number of transactions per day per account that can be initiated from bobWorld UPI?

a)

5

b)

20

c)

15

d)

10

24.

What is the per transaction limit for ASBA related transaction in bobWorld UPI?

a)

Rs. 50,000

b)

Rs. 1,00,000

c)

Rs. 2,00,000

d)

Rs. 5,00,000

25.

What is the No. of ASBA subscriptions in UPI per day?

a)

5

b)

10

c)

15

d)

Not Applicable

26.

What is MDR in UPI?

a)

Merchant Description Rating

b)

Merchant Discount Rate

c)

Manual Discount Rate

d)

Manual Description Rate

27.

What is the process in UPI called when a dispute is raised for Wrong Transfer by remitter Bank on Beneficiary Bank?

a)

Refund Raised

b)

Chargeback

c)

Good-faith

d)

Raise Return

28.

What is QR Code in UPI?

a)

Quality Reciprocation

b)

Quality Response

c)

Quick Response Code

d)

Quick Reply

29.

What is the maximum transaction amount during cooling period post UPI PIN Set/ Reset?

a)

Rs. 1,000

b)

Rs. 5,000

c)

Rs. 10,000

d)

Rs. 25,000

30.

Which is correct UPI handle for bobWorld UPI?

a)

@barodaupi

b)

@barodapay

c)

@barodampay

d)

@barodabharatpay

31.

What is the daily cash withdrawal limit of RuPay Platinum DI Contactless (NCMC) Debit Card:

a)

20000

b)

25000

c)

50000

d)

15000

32.

What is the daily Cash withdrawal limit of Baroda MasterCard Classic DI Debit Card:

a)

25000

b)

15000

c)

10000

d)

20000

33.

What is the daily cash withdrawal limit of Baroda RuPay Classic Debit Card:

a)

15000

b)

10000

c)

25000

d)

5000

34.

What is the daily cash withdrawal limit of Baroda Master Card Platinum:

a)

35000

b)

15000

c)

50000

d)

10000

35.

What is the daily cash withdrawal limit of Baroda Radiance (MasterCard World) Customer:

a)

100000

b)

200000

c)

50000

d)

25000

36.

What is the daily cash withdrawal limit of Baroda Visa Classic:

a)

25000

b)

15000

c)

20000

d)

10000

37.

What is the daily cash withdrawal limit of Baroda Visa Platinum:

a)

35000

b)

25000

c)

50000

d)

15000

38.

What is the daily cash withdrawal limit of Baroda RuPay BKCC:

a)

25000

b)

15000

c)

10000

d)

5000

39.

What is the Daily Limit of POS/ECom of Baroda Visa Platinum Debit Card:

a)

200000

b)

100000

c)

50000

d)

25000

40.

What is the Daily Limit of POS/ECom of Baroda Visa Classic Debit Card:

a)

25000

b)

50000

c)

15000

d)

10000

41.

What is the Daily Limit of POS/ECom of Baroda RuPay Platinum Debit Card:

a)

50000

b)

25000

c)

100000

d)

15000

42.

What is the Daily Limit of POS/ECom of Baroda MasterCard Platinum

a)

50000

b)

25000

c)

15000

d)

100000

43.

What is the Daily Limit of POS/ECom of Baroda Radiance (MasterCard World):

a)

500000

b)

200000

c)

100000

d)

50000

44.

What is the Full form of NCMC?

a)

National Cash Mobile Card

b)

National Credit Mobility Card

c)

National Common Mobile Card

d)

National Common Mobility Card

45.

What is the daily cash withdrawal limit of Baroda RuPay Mudra Debit Card:

a)

10000

b)

6000

c)

15000

d)

5000

46.

The Green PIN facility has been made available for following debit cards variant?

a)

Chip and non-chip Debit cards

b)

Personalized Debit cards Only

c)

Non-Personalized Debit cards Only

d)

All debit card variants

47.

RBI has authorised_______ as the Bharat Bill Payment Central Unit (BBPCU) and is responsible for setting business standards, rules and procedures for technical and business requirements of all participants.

a)

SEBI

b)

NPCI

c)

IBA

d)

SBI

48.

Currently ________is being levied by Bank for BBPS service using digital channels for Bank of Baroda customers.

a)

Rs. 5

b)

Rs. 1

c)

No charge

d)

Rs. 2

49.

Insurance coverage for RuPay PMJDY (Samagra & Bhamashah) Cards, provided by which Insurance company.

a)

Life Insurance Company Limited

b)

National Insurance Company Limited

c)

TATA AIG General Insurance Company Limited

d)

New India Assurance Company Limited

50.

Insurance coverage for RuPay Premium (Platinum & Select) Card, provided by which Insurance company.

a)

Life Insurance Company Limited

b)

National Insurance Company Limited

c)

TATA AIG General Insurance Company Limited

d)

New India Assurance Company Limited

51.

In order to safeguard our customer's interest against fraudulent siphoning of money from their accounts using their Debit Card credentials, Bank has obtained new Debit card Insurance package policy from which Insurance Company.

a)

Life Insurance Company Limited

b)

National Insurance Company Limited

c)

TATA AIG General Insurance Company Limited

d)

New India Assurance Company Limited

52.

Which of the following are the implementing agencies for Baroda Fastag?

a)

NETC & IHMCL

b)

IHMCL & NPCI

c)

NPCI & NETC

d)

NPCI & RBI

53.

What is full form of PCI-DSS

a)

Payment Call Industry & Data Security Standard

b)

Payment Card Industry & Data Security System

c)

Payment Card Info & Data Security Standard

d)

Payment Card Industry & Data Security Standard

54.

Bharat Bill Payment System can be used by

a)

Bank’s customer

b)

Non customer

c)

Merchants

d)

Both Bank’s customer and Non customer

55.

Which of the following statements is incorrect for start using BHIM Aadhaar Baroda Pay.

a)

Download BHIM Aadhaar Baroda Pay Application from Play store

b)

Use STQC Certified Biometric Reader with Micro USB / USB C-Type connector

c)

Download IDEMIARD Services Mobile Applications

d)

Use Android smartphone with Android version 3.0 or higher with internet connectivity and OTG support for connecting biometric device.

56.

How many times cash withdrawals allowed per day using RuPay NCMC Spark card

a)

15

b)

5

c)

10

d)

20

57.

Name of product Electronic toll collection

a)

NETC

b)

RFID

c)

Fastag

d)

ETC

58.

Required documents customer have to submit for issue Fastag is?

a)

Application Form only

b)

RC only

c)

KYC only

d)

Application+ RC+KYC

59.

Full Form of IHMCL

a)

Indian Highway Management Company Limited

b)

India Highway Management Company Limited

c)

Indian Highway company limited

d)

India Highway company Limited

60.

UPI is an initiative of

a)

RBI

b)

SEBI

c)

IRDA

d)

NPCI

61.

What is false about bobWorld UPI?

a)

One App for Multiple Bank Acounts

b)

Send & Receive Money Instantly

c)

Customer cannot Generate QR Code

d)

Customer can make payment to P2P & P2M by using QR Code

62.

How many times cash withdrawals allowed per day using bobWorld Agniveer Debit card:

a)

10

b)

20

c)

5

d)

1

63.

What is minimum amount per transaction for fund transfer (P2P) while using bobWorld UPI?

a)

Rs. 1/-

b)

Rs. 10/-

c)

Rs. 100/-

d)

Rs. 5/-

64.

APBS stands for

a)

Aadhaar Pay Bridge System

b)

Aadhaar Payments Between System

c)

Automatic Payment Bridge System

d)

Aadhaar Payments Bridge System

65.

MMID is a unique ________digits number which is provided to the customers as part of mobile banking service.

a)

4

b)

5

c)

6

d)

7

66.

No of transactions allowed in a day (p2P) in bobWorld UPI ?

a)

50

b)

15

c)

10

d)

20

67.

Maximum transaction amount limit (P2M) in bobWorld UPI ( Daily )

a)

100000

b)

75000

c)

50000

d)

40000

68.

Cash Recycler machine facilitates customer to deposit the Cash in Savings / Current / Cash Credit / Overdraft account by giving the account number (Card-less Transaction), where per transaction limit and per day limit is of ______& ______ .

a)

Rs. 20,000/- &

Rs. 20,000/-

b)

Rs. 20,000/- &

Rs. 49,900/-

c)

Rs. 10,000/- &

Rs. 20,000/-

d)

Rs. 10,000/- &

Rs. 50,000/-

69.

How many transactions for Current\Overdraft Account holders at other bank’s ATM Machine are free?

a)

1

b)

2

c)

3

d)

No transaction is free.

70.

How many times you can add money in prepaid wallet in contactless Rupay NCMC Card?

a)

5 times

b)

2 times

c)

4 times

d)

10 times

71.

Bank has outsourced the Managed Services for CAPEX ATMs/Cash Recyclers and Site construction for ATMs. Which of the following vendor is not a part of it ?

a)

M/s AGS

b)

M/s HITACHI

c)

M/s FSS

d)

M/s TIMEN

72.

Which of the following debit card provide Free Domestic airport lounge access ?

a)

RuPay Mudra

b)

RuPay Classic

c)

RuPay Platinum

d)

Master Classic

73.

Which of the following debit card can be used internationally also ?

a)

RuPay Mudra

b)

RuPay Classic

c)

Master Platinum

d)

Master Classic

74.

The daily withdrawal limit of Bob World Opulence Card- Super Premium Visa Infinite Debit Card is..................

a)

5,00,00

b)

1,00,000

c)

2,00,000

d)

5,00,000

75.

Maximum deposit limit of RuPay Classic Baroda Deposit Card can be increased through which menu.

a)

HDCR Menu via regional office recommendation.

b)

CORPCARD Menu via regional office recommendation.

c)

HATMREQ Menu via regional office recommendation.

d)

REGPW Menu via regional office recommendation.

76.

Which of the following debit card provide Complimentary Golf Program?

a)

Mastercard World (Baroda Radiance)

b)

VISA Platinum

c)

Master Platinum

d)

VISA Platinum Contactless

77.

Which of the following current account holder is not being issued Baroda VISA Vyapaar Business Card.

a)

CA101

b)

CA107

c)

CA108

d)

CA109

78.

What are the Issuance Charges for Platinum Variants cards?

a)

Rs. 250 + GST

b)

Rs. 150 + GST

c)

Rs. 300 + GST

d)

Rs. 500 + GST

79.

What are the Annual Charges of Platinum Variants cards?

a)

Rs. 250 + GST

b)

Rs. 150 + GST

c)

Rs. 300 + GST

d)

Rs. 500 + GST

80.

What is the TAT to process the Refund/Cancellation/Closing of FASTag Account.

a)

5 days

b)

7 days

c)

15 days

d)

20 days

81.

The UPI Interface is regulated by ?

a)

NPCI

b)

SEBI

c)

RBI

d)

IRDA

82.

What is the Daily Limit of POS/ECom of Baroda RuPay Mudra Debit Card:

a)

10000

b)

6000

c)

15000

d)

5000

83.

What is the Daily Limit of POS/ECom of Baroda VISA Vyapaar Business Card.

a)

100000

b)

300000

c)

500000

d)

1000000

84.

As per the extant RBI guidelines, the maximum amount allowed through contactless payment is____________.

a)

1000

b)

2000

c)

5000

d)

10000

85.

What is the daily withdrawal Frequency of Mastercard World (Baroda Radiance)

a)

10

b)

Unlimited

c)

20

d)

50

86.

What is the daily withdrawal Frequency of Baroda VISA Vyapaar Business card.

a)

10

b)

Unlimited

c)

20

d)

50

87.

one of the following abilities is not available in bobWorld UPI.

a)

Ability to subscribe for Initial Public Offering through ASBA

b)

Ability to make FASTag recharges through VPA based payment

c)

Ability to provide Standing Instruction (Recurring Payments)

d)

Ability to buy and sell Mutual Funds.

88.

one of the following non financial services abilities is not available in bobWorld UPI.

a)

View Linked Account Details

b)

Transaction History

c)

I am trader option (customer can declare himself/ herself as a trader to receive payment)

d)

I am Merchant option (customer can declare himself/ herself as a merchant to receive payment)

89.

Minimum and Maximum Purchase Limit through BHIM AADHAR BARODA PAY is __________.

a)

Rs. 100/- and Rs. 10,000/-

b)

Rs. 10/- and Rs. 10,000/-

c)

Rs. 10/- and Rs. 100,000/-

d)

Rs. 10/- and Rs. 50,000/-

90.

__________account holders with mode of operation “Self” and “Either or Survivor”, can use UPI services.

a)

NRE

b)

NRO

c)

Sukanya Samridhi

d)

Saving

91.

Current Account holders with mode of operation_________, can use UPI services.

a)

“Self”

b)

“Either or Survivor"

c)

“Sole Proprietor”

d)

“anyone or Survivor"

92.

in bobWorld UPI, at a time _______ accounts can be linked to send or receive money.

a)

Multiple Customer Id

b)

only five Customer Id

c)

only two Customer Id

d)

only single Customer Id

93.

In standard API based or QR code integration (UPI), the Initial setup / Integration cost for Corporate Merchants (Requiring facility of Merchant portal / major customizations / Technical integration)

a)

Minimum Rs.5,000/- + G.S.T.

b)

Minimum Rs.25,000/- + G.S.T.

c)

Minimum Rs. 50,000/- + G.S.T.

d)

Minimum Rs.10,000/- + G.S.T.

94.

Standard commercials for corporate merchants (UPI), Security deposit is _____________.

a)

Minimum Rs.10,000/-

b)

Minimum Rs.1,00,000/-

c)

Minimum Rs.50,000/-

d)

Minimum Rs. 20,000/-

95.

Baroda RuPay Champ Combined limit including ATM/POS/Ecom is______________.

a)

3000/-

b)

5000/-

c)

10000/-

d)

50000/-

96.

Withdrawal limit per transaction from Bank of Baroda ATM: _________________.

a)

30000/-

b)

50000/-

c)

15000/-

d)

25000/-

97.

Withdrawal limit per transaction from other Bank’s ATM: _____________________.

a)

30000/-

b)

50000/-

c)

10000/-

d)

25000/-

98.

Charges for International ATM Financial Transactions for Classic Variant is ____________.

a)

Rs. 500+GST

b)

Rs. 250+GST

c)

Rs. 150+GST

d)

Rs. 200+GST

99.

Charges for International ATM Financial Transactions for Platinum Variant is ____________.

a)

Rs. 500+GST

b)

Rs. 250+GST

c)

Rs. 450+GST

d)

Rs. 200+GST

100.

Charges for International ATM NON Financial Transactions is ____________.

a)

Rs. 50+GST

b)

Rs. 25+GST

c)

Rs. 40+GST

d)

Rs. 30+GST