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MMA Simple & Compound Interest Quiz

Total questions: 19

Worksheet time: 2hrs 35mins

Name
Class
Date
1.

You invest $5,000 into a savings account. The savings account earns 6% simple interest. How much interest will the account earn in 5 years?

a)

$150

b)

$1,500

c)

$15,000

d)

$15

2.

You invest $5,000 into a savings account. The savings account has a simple interest at 6%. What will the total value of the account be after 5 years?

a)

$5,150

b)

$5,015

c)

$6,500

d)

$21,000

3.

You invest $8,000 into a bank account with simple interest. 10 years later, the account has earned $3,000 in interest. What interest rate did the bank give you?

a)

3.75%

b)

26.7%

c)

.026%

d)

.0375%

4.

You are saving up to buy your first car. You have $2,000 now, but the car you really want costs $2,500. You’ve found a savings account that will offer you 7% simple interest. How much more money do you need to earn in order to reach your savings goal?

a)

$2,500

b)

$500

c)

$4,500

5.

You are saving up to buy your first car. You have $2,000 now, but the car you really want costs $2,500. You’ve found a savings account that will offer you 7% simple interest. How long will it for your account reach your goal?

a)

3.6 years

b)

17.9 years

c)

2.9 years

d)

20 years

6.

A man invests $2,000 in an account that pays 8% interest compounded quarterly. What is the total amount he will have in his account after 10 years?

a)

$4,416.08

b)

$2,939,543.14

c)

$43,449.04

d)

$4,317.85

7.

Jane deposits $450 into a savings account that generates 10% interest compounded monthly. How much money will be in the account after 12 years?

a)

$1,486.64

b)

$1,412.29

c)

$507.35

8.

You have decided to start a savings account with $200 given to you as a birthday gift and you are trying to decide where to invest it. Berkner Bank is offering simple interest for 4 years at 5%, while Rams Bank of Richardson is offering 4.75%, compounded quarterly over 4 years. Which is the better deal?

a)

Rams Bank of Richardson

b)

Berkner Bank

9.

In the formula for simple interest, what does the I stand for?

 I=P×r×tI=P\times r\times t  

a)

Interest

b)

Internet

c)

Interview

d)

Interception

10.

In the formula for simple interest, what does the P stand for?

 I=P×r×tI=P\times r\times t  

a)

Principal

b)

Primary

c)

Property

d)

Printer Jam

11.

In the formula for simple interest, what does the r stand for?

 I=P×r×tI=P\times r\times t  

a)

Interest rate

b)

Roentgens

c)

Return on Investment

d)

Refund

12.

In the formula for simple interest, what does the t stand for?

 I=P×r×tI=P\times r\times t  

a)

Time in years

b)

Time in months

c)

Thousands

d)

Tips

13.

In the formula for compound interest, what does the A stand for?

 A=P(1+rn)(n)(t)A=P\left(1+\frac{r}{n}\right)^{\left(n\right)\left(t\right)}  

a)

Total of Interest and Principal

b)

Interest Only

c)

Andrew Jacksons (He's on the $20 bill)

d)

Accrued debt

14.

In the formula for compound interest, what does the n stand for?

 A=P(1+rn)(n)(t)A=P\left(1+\frac{r}{n}\right)^{\left(n\right)\left(t\right)}  

a)

Number of compounding periods per year

b)

Number of years

c)

Number of deposits

d)

Number of dollars

15.

When using the formula for compound interest, what is the value of n if an account compounds annually?

 A=P(1+rn)ntA=P\left(1+\frac{r}{n}\right)^{nt}  

a)

1

b)

2

c)

4

d)

12

16.

When using the formula for compound interest, what is the value of n if an account compounds semi-annually?

 A=P(1+rn)ntA=P\left(1+\frac{r}{n}\right)^{nt}  

a)

1

b)

2

c)

4

d)

12

17.

When using the formula for compound interest, what is the value of n if an account compounds quarterly?

 A=P(1+rn)ntA=P\left(1+\frac{r}{n}\right)^{nt}  

a)

1

b)

2

c)

4

d)

12

18.

When using the formula for compound interest, what is the value of n if an account compounds monthly?

 A=P(1+rn)ntA=P\left(1+\frac{r}{n}\right)^{nt}  

a)

1

b)

2

c)

4

d)

12

19.

When choosing a savings account, is it better to invest in an account that pays 5% compounded annually, or 5% compounded quarterly?

a)

Compounded annually

b)

Compounded quarterly