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Life Skills

Total questions: 60

Worksheet time: 5hrs 0mins

Name
Class
Date
1.
Ethics are defined as 
a)
How we respond to a situation
b)
Moral principals by which we live and work
c)
The way we feel about something
d)
Always doing the right thing
2.
A game plan is _?
a)
A list you make and complete daily
b)
An idea of how we can succeed in our daily tasks
c)
A conscious effort of planning your life
d)
A strategy to keep us winning
3.
Three bad habits that can keep you from maintaining peak performance are procrastination, lacking a game plan, and ___________________.
a)
persistence
b)
prevarication
c)
preparation
d)
perfectionism
4.
Your sense of purpose can be validated in a personal___________________.
a)
trade magazine
b)
mission statement
c)
legal contract
d)
business plan
5.
Prioritizing means making a list of task that need to be done in what order?
a)
most to least important
b)
general to specific 
c)
specific to general
d)
oldest to newest
6.
Some ethical characteristics that you should aspire to include respect, courtesy, honesty, and _____________________.
a)
sincerity
b)
abruptness
c)
aggressiveness
d)
curtness
7.
If you find studying overwhelming focus on __________________.
a)
the big picture
b)
your long-term goals
c)
improving habits
d)
individual small task
8.
An individual's ___________________ is the sum total of her or his inborn characteristics, attitude, and behavioral traits.
a)
image
b)
personality
c)
intelligence
d)
education
9.
Maintain your ___ by making sure your behavior and actions match you values.
a)
Sanity
b)
Popularity
c)
Integrity
d)
Cool factor
10.

________ is based on inner strength and begins with trusting your ability to achieve your goals

a)

Self-esteem

b)

Intelligence

c)

Kindness

d)

Visualization

11.
Life skills are those day-to-day actions and skills that help you to be a _____ and well-rounded person.
a)
leader
b)
productive
c)
important
d)
successful
12.
Self-actualization is _____.
a)
having a compulsion to do things perfectly
b)
consciously planning your life instead of just letting things happen
c)
identifying long- and short-term goals
d)
fulfilling one’s full potential
13.
The identification of long-term and short-term goals is called ____.
a)
self-actualization
b)
organization
c)
prioritization
d)
goal setting
14.

A person who buys products or services

a)

An economist

b)

An analyst

c)

A consumer

d)

A protagonist

15.

dealing with problems and troubles in an effective way is called

a)

solving

b)

coping

c)

resolving

d)

understanding

16.

The life skill that helps you choose and use nearby services offered by is

a)

using community resources

b)

evaluating media messages

c)

making GREAT decisions

d)

using refusal skills

17.

(Otherwise known as the "Employee's Withholding Allowance Certificate") is an Internal Revenue Service (IRS) tax form completed by an employee to indicate the taxes they want withheld from their pay.

a)

W-2

b)

W-4

c)

I-9

d)

Resume

18.

Used for verifying the identity and employment authorization of individuals hired for employment in the United States.

a)

W-2

b)

w-4

c)

I-9

d)

Resume

19.

The form that an employer must send to an employee and the Internal Revenue Service (IRS) at the end of the year.

a)

W-2

b)

W-4

c)

I-9

d)

Resume

20.

A person’s outlook on life that reflects how he or she feels and thinks about other people and situations.

a)

Attitude

b)

Self Esteem

c)

Social ability

d)

Work Ethic

21.

Interacting easily with people.

a)

Self Esteem

b)

Social ability

c)

Work Ethic

d)

Constructive Criticism

22.

Having confidence and satisfaction in oneself.

a)

Attitude

b)

Social ability

c)

Work Ethic

d)

Self Esteem

23.

How a person feels about his or her job and the effort he or she puts into it

a)

Work Ethic

b)

Constructive Criticism

c)

Social ability

d)

Self Esteem

24.

Pointing out and analyzing a weakness to cause improvement without embarrassment.

a)

Self Esteem

b)

Social ability

c)

Constructive Criticism

d)

Work Ethic

25.

A brief written document (usually one or two pages) of personal, educational, and professional qualifications and experience, as prepared by an applicant for a job.

Match each letter with the correct answer.

a)

Resume Cover Letter

b)

Resume

c)

Job Application

d)

Work Ethic

26.

A document sent with your resume to help introduce yourself, skills and experience. The letter provides detailed information on why you are qualified for the job you are applying for.

a)

Cover Letter

b)

Resume

c)

Job Application

d)

Constructive Criticism

27.

The official form that employers ask all applicants for a position to fill out. ... It is a legally defensible listing of your job applicant's employment history, educational background, degrees, qualifications, references, and more.

a)

Job Application

b)

Resume

c)

Resume Cover Letter

d)

W-2 Form

28.

How should someone prepare for a job Interview?

a)

Gum, parents, sunglasses and cell phone

b)

Practice the interview questions, make sure they have nice clothes ahead of time, and research the companies background for possible questions.

c)

On time is late and early is on time.

d)

Ask questions

29.

A supervisor’s written review of an employee’s work performance, usually this is done annually.

a)

Work Ethic

b)

Self-management

c)

Constructive Criticism

d)

Job evaluation

30.

Private or kept a secret

a)

Confidential

b)

Self-management

c)

Social ability

d)

Work Ethic

31.

Short-term goals are those goals that can generally be completed within one ___ or less.

a)

a day

b)

year

c)

month

d)

week

32.
Budgeting is crucial to your financial success.
a)
True
b)
False
33.

If an expense can NOT be removed from your budget to save money, it is considered a _____.

a)

Income

b)

Want

c)

Need

d)

Savings

34.
Preparing a budget includes
a)
Income, Expenses, Saving
b)
Only listing your expenses
c)
Only listing your debts
d)
Only listing your income
35.
Examples of Fixed Expenses include:
a)
Mortgage, loans, rent
b)
Cable, entertainment, food
c)
Gas, food, phone
d)
Clothing, gas, food
36.

Which one is a fixed (same amount, same time) payment?

a)

food

b)

power

c)

mortgage

d)

petrol

37.
Car Payment
a)
Fixed Expense
b)
Variable Expense
38.

Fixed or variable expense: Rent?

a)

Fixed

b)

Variable

39.
Car Insurance
a)
Fixed Expense
b)
Variable Expense
40.
A vacation is an example of a _________
a)
need
b)
want
41.
Medical care is an example of a ______
a)
Need 
b)
Want
42.
________ is an amount of money spent to buy goods and services for yourself or business
a)
Debt
b)
overdraft
c)
needs
d)
expense
43.

Car Payment is an example of what: a fixed expense or a variable expense?

a)

Fixed Expense

b)

Variable Expense

44.

What is an ATM used for?

a)

Withdraw money

b)

Balance your checkbook

c)

Order checks

d)

Write checks

45.

This account allows you to deposit and save money at a bank for safekeeping.

a)

Saving Account

b)

Checking Account

c)

Casino Account

46.

I pay $55 for groceries. This is an example of a:

a)

Deposit

b)

Withdrawal

c)

Loan

47.

I received my paycheck from my employer. My paycheck is an example of a what:

a)

Withdrawal

b)

Deposit

c)

Loan

48.

Money you receive after taxes are taken out is called:

a)

gross income

b)

net income

c)

salary

49.

Interest can be defined as:

a)

a charge for lending money

b)

the amount owed for borrowing money

c)

the amount added into your savings account when opening a bank account

d)

a charge for convenience of accessing money in your bank

50.

An APR of 25.99% in decimal form is....

a)

.02599

b)

.2599

c)

2.599

d)

25.99

51.

APR stands for

a)

annual profit rate

b)

annual percentage rate

c)

annual participation rate

d)

annuity profit range

52.

What is a Grace Period?

a)

A period where you don't have to pay interest

b)

A period where if you pay, then you don't have to pay interest

c)

A period where the Bank will give you extra time to pay off what you owe

d)

A period where interest is accumulating but you don't have to pay it

53.
In order to qualify for Federal student loans…
a)
You must have financial need
b)
You must file the FAFSA
c)
You must complete a separate application for federal loans
d)
You must take out a private loan
54.
A subsidized loan is when ____________________ pays the interest while you are in school, while an unsubsidized loan is when ___________________ pays the interest while you are in school.
a)
the government; parents
b)
the borrower; parents
c)
the borrower; the government
d)
the government; the borrower
55.
Which federal loans are available for parents to take out for their children's education?
a)
Perkins Loans
b)
Direct PLUS Loans
c)
Subsidized Direct Loans
d)
Unsubsidized Direct Loans
56.

When deciding if you can afford to buy a home, you should not consider the cost of insurance, taxes and utilities.

a)

True

b)

False

57.
If my credit score is low at a 600, should my interest be high or low
a)
High Interest
b)
Low Interest
58.
The official record of high school or college classes you've taken is college
a)
Syllabus
b)
Classes
c)
Transcript
d)
Report Card
59.
What office at a college is responsible for processing college applications?
a)
Front Desk 
b)
Athletics
c)
Administration 
d)
Admissions
60.
What degree is awarded after 4 years/120+ hours of study?
a)
Bachelors 
b)
Masters
c)
Doctorate 
d)
Associates 

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