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macroeconomic

Total questions: 62

Worksheet time: 31mins

Name
Class
Date
1.

The adage, "There is no such thing as a free lunch," means

a)

even people on welfare have to pay for food.

b)

the cost of living is always increasing.

c)

people face tradeoffs.

d)

all costs are included in the price of a product.

2.

Long is an athlete. He has $120 to spend and wants to buy either a heart rate monitor or new running shoes. Both the heart rate monitor and running shoes cost $120, so he can only buy one. This illustrates the principle that

a)

people face trade-offs.

b)

rational people think at the margin

c)

trade can make everyone better off

d)

people respond to incentives

3.

When society requires that firms reduce pollution, there is

a)

a tradeoff because of reduced incomes to the firms' owners and workers

b)

a tradeoff only if some firms are forced to close.

c)

a tradeoff only if some firms are forced to close.

d)

no tradeoff, since everyone benefits from reduced pollution.

4.

Which of the following is true?

a)

Efficiency refers to the size of the economic pie; equality refers to how the pie is divided.

b)

Government policies usually improve upon both equality and efficiency.

c)

As long as the economic pie continually gets larger, no one will have to go hungry.

d)

Efficiency and equality can both be achieved if the economic pie is cut into equal pieces.

5.

Minister Tran Tuan Anh wants to increase taxes on people with high incomes and use the money to help the poor. Minister Tien Dung argues that such a tax will discourage successful people from working and will therefore make society worse off. An economist would say that

a)

we should agree with Mr. Tuan Anh.

b)

we should agree with Mr. Tien Dung.

c)

a good decision requires that we recognize both viewpoints.

d)

there are no tradeoffs between equity and efficiency.

6.

Suppose that you have received $300 as a birthday gift. You can spend it today or you can put the money in a bank account for a year and earn 5 percent interest. The opportunity cost of spending the money today, in terms of what you could have after one year, is

a)

$0

b)

$15

c)

$305

d)

$315

7.

Which of the following statements exemplifies a principle of individual decision-making?

a)

Trade can make everyone better off

b)

Governments can sometimes improve market outcomes

c)

The cost of something is what you give up to get it

d)

All of the above are correct

8.

Long spends an hour studying instead of watching TV with his friends. The opportunity cost to him of studying is

a)

the improvement in his grades from studying for the hour

b)

the improvement in his grades from studying minus the enjoyment of watching TV

c)

the enjoyment he would have received if he had watched TV with his friends

d)

Since Long chose to study rather than to watch TV, the value of studying must have been greater to him than the value of watching TV

9.

People are willing to pay more for a diamond than for a bottle of water because

a)

the marginal cost of producing an extra diamond far exceeds the marginal cost of
producing an extra bottle of water

b)

the marginal benefit of an extra diamond far exceeds the marginal benefit of an extra bottle of water

c)

producers of diamonds have a much greater ability to manipulate diamond prices than producers of water have to manipulate water prices

d)

water prices are held artificially low by governments, since water is necessary for life

10.

Suppose the cost of flying a 200-seat plane for Vietjet Air is $100,000 and there are 10 empty seats on a flight. If the marginal cost of flying a passenger is $200 and a standby passenger is willing to pay $300, the airline should

a)

sell the ticket because the marginal benefit exceeds the marginal cost

b)

sell the ticket because the marginal benefit exceeds the average cost

c)

not sell the ticket because the marginal benefit is less than the marginal cost

d)

not sell the ticket because the marginal benefit is less than the average cost

11.

Huong is planning to sell her house, and she is considering making two upgrades to the house before listing it for sale. Replacing the carpeting will cost her $2,500 and replacing the roof will cost her $9,000. Huong expects the new carpeting to increase the value of her house by $3,000 and the new roof to increase the value of her house by $7,000.

a)

She should make both improvements to her house

b)

She should replace the carpeting but not replace the roof

c)

She should replace the roof but not replace the carpeting

d)

She should not make either improvement to her house

12.

Suppose the cost of operating a 100 room hotel for a night is $10,000 and there are 5 empty rooms for tonight. If the marginal cost of operating one room for one night is $30 and a customer is willing to pay $60 for the night, the hotel manager should

a)

rent the room because the marginal benefit exceeds the marginal cost

b)

rent the room because the marginal benefit exceeds the average cost

c)

not rent the room because the marginal benefit is less than the marginal cost

d)

not rent the room because the marginal benefit is less than the average cost

13.

As a student, Hương spends 40 hours per week writing term papers and completing homework assignments. On one axis of her production possibilities frontier is measured the number of term papers written per week. On the other axis is measured the number of homework assignments completed per week. Hương’s production possibilities frontier is a straight line if

a)

she faces no trade-off between writing term papers and completing homework
assignments

b)

she can switch between writing term papers and completing homework assignments at a
constant rate

c)

the rate at which she can switch between homework assignments and term papers depends on the number of homework assignments she is completing and on the number of term papers she is writing

d)

she is required by her professors to spend half of her time on term papers and the other half of her time on homework assignments

14.

In an year, the real GDP of an economy

a)

Always equal to potential GDP

b)

Must always be less than potential GDP (GDP tiềm năng)

c)

Will always be greater than potential GDP because of the tendency of developed nations to incur inflation

d)

Maybe greater or less than potential GDP

15.

The four parts of business cycle occur in the following order

a)

Recession, trough, peak, expansion

b)

Recession, trough, expansion, peak

c)

Expansion, trough, peak, recession

d)

Expansion, trough, recession, peak

16.

What term is used to describe the lowest point of the business cycle

a)

Expansion (phát triển)

b)

Recession (giảm sút)

c)

Peak (đỉnh)

d)

Trough (đáy)

17.

Inflation is

a)

Indicated (thể hiện) by a rise in the price level

b)

A general increase in the purchasing power of the monetary unit

c)

An economic condition which results in the waste of resources

d)

All of the above answers are correct

18.

Gross Domestic Products (GDP) measures the

a)

Number of final goods and services produced in the economy in a given
time period

b)

Market value of old and new final goods and services sold in the
economy in a given time period

c)

Number of final goods and services sold in the economy in a given time
period

d)

Market value of final goods and services produced in the economy in a
given time period

19.

Intermediate goods (hàng hóa trung gian) are exclude from GDP because

a)

The premise of the question is incorrect because intermediate goods are
directly included in calculating GDP

b)

Their inclusion would involve double counting

c)

Their inclusion would understate GDP

d)

Their represent goods that have never been purchased so they can not be
counted

20.

If we import more than we export from the rest of the world we

a)

Are running a trade surplus

b)

Must borrow an equal amount of money from the rest of the world

c)

Are helping to finance investment in the rest of the world

d)

Can lend an equal amount to the rest of the world

21.

Which country has experienced the highest GDP growth in recent
years?

a)

China

b)

USA

c)

Russia

d)

Greece

22.

Which country has the largest total annual real GDP?

a)

China

b)

USA

c)

Japan

d)

Germany

23.

Which of the following is true for Inflation?

a)

The value of money increases during Inflation

b)

The value of money decreases during Inflation

c)

The value of money stays the same during Inflation

d)

None of the above

24.

Inflation is

a)

decrease in the overall price level

b)

an increase in the overall price level

c)

an increase in the overall level of economic activity

d)

a decrease in the overall level of economics activity

25.

Megan recently borrowed money to purchase an automobile at a nominal interest rate of 8% per year. If the inflation rate is 6% per year, what is the real rate of interest on the loan?

a)

6% per year

b)

8% per year

c)

4% per year

d)

2% per year

26.

Which is the best way to have a healthy growing economy with a low rate of inflation over a long period of time?

a)

Increase productivity

b)

Monetize the federal debt.

c)

A greater centralization of power in the hands of the federal government.

27.

If the inflation rate is 14% per year, and your nominal income increases by 13% per year, your real incomeIf the inflation rate is 14% per year, and your nominal income increases by 13% per year, your real income

a)

declines slightly.

b)

increases slightly.

c)

increases substantially.

d)

does not change.

28.

Economic growth measures the

a)

Growth of productivity

b)

Increase in nominal income

c)

Increase in output

d)

None of the above

29.

Which of the following explains the term economic growth

a)

Increase in per capita production

b)

Increase in per capita real income

c)

Structural change in the economy

d)

All of the above

30.

When an economy produces more output per capita the economy is said to be having

a)

Inflation

b)

Economic growth

c)

Economic planning

d)

Living standard

31.

The rate of growth of an economy mainly depends upon

a)

The rate of growth of the labour force

b)

The proportion of national income saved and invested

c)

The rate of technological improvements

d)

All of the above

32.

Productivity of an organization is equal to

a)

Output / Input

b)

Output x Input

c)

Input / Output

d)

Output - Input

33.

Due to Increased Productivity, workers can get?

a)

Punishment from employer

b)

Sickness

c)

Half of the salary

d)

Higher salary and reduced working hours

34.

Increased productivity benefits to?

a)

Employee

b)

Employee and industry

c)

Employee industry and nation

d)

Nobody

35.

Which of the following factors responsible for increase in productivity?

a)

Improved raw materials

b)

Better technology

c)

Good working conditions

d)

All the above

36.

Which of the following is not considered for assessment of the standard of living?

a)

Per capita income

b)

Standard of education

c)

Quality health care

d)

Number of political party

37.

Economic development as measured by the United Nations means...

a)

a. An increase in the value of the output of a country’s goods and services

b)

The improvement in a country’s wealth and the living conditions of its people

c)

The division of a nation’s jobs into different sectors

d)

The quality and price of goods imported into a country

e)

The value of a product compared to the needed labor

38.

Development means increasing standards and quality of life

a)

True

b)

False

39.

Development is measured of a country’s?

a)

Economic Health

b)

Social Condition

c)

Standards Of Living

d)

All The Above

40.

When a business firm sells a bond, it has obtained equity finance

a)

True

b)

Fales

41.

People who buy shares in a firm have loaned money to the firm

a)

True

b)

False

42.

Mutual funds reduce a shareholder's risk by purchasing a diversified

portfolio

a)

True

b)

False

43.

UK government bonds pay less interest than corporate bonds issued by UK companies because the government bonds carry less credit risk. 

a)

True

b)

False

44.

In a closed economy, saving is what remains after consumption expenditures and government purchases. 

a)

True

b)

False

45.

Public saving is always positive. 

a)

True

b)

False

46.

In a closed economy, investment is always equal to saving regardless of where the saving came from - public or private sources. 

a)

True

b)

False

47.

Investment is the purchase of capital equipment and structures. 

a)

True

b)

False

48.

If you save money this week and lend it to your flatmate to buy food for consumption, your act of personal saving has increased national saving. 

a)

True

b)

False

49.

The quantity supplied of loanable funds is greater if real interest rates are higher.

a)

True

b)

False

50.

If the real interest rate in the loanable funds market is temporarily held above the equilibrium rate, desired borrowing will exceed desired lending and the real interest rate will fall.

a)

True

b)

False

51.

A reduction in the budget deficit should shift the supply of loanable funds to the right, lower the real interest rate, and increase the quantity demanded of loanable funds.

a)

True

b)

False

52.

Public saving and the government's budget surplus are the same thing.

a)

True

b)

False

53.

If the government wanted to increase the rate of growth, it should raise taxes on interest and dividends to shift the supply of loanable funds to the right.

a)

True

b)

False

54.

An increase in the budget deficit that causes the government to increase its borrowing shifts the demand for loanable funds to the right.

a)

True

b)

False

55.

Which of the following is an example of equity finance?

a)

Corporate bonds

b)

Bank loan

c)

  All of these answers are equity finance.

d)

Government bonds

e)

Company shares  

56.

Credit risk refers to a bond's

a)

probability of default.

b)

price-earnings ratio.

c)

dividend.

d)

tax treatment.

e)

term to maturity.

57.

A financial intermediary is a middleperson between

a)

buyers and sellers.

b)

husbands and wives.

c)

  borrowers and lenders.

d)

labour unions and firms.

58.

National saving (or just saving) is equal to

a)

none of these answers.

b)

investment + consumption expenditures.

c)

private saving + public saving.

d)

GDP - government purchases.

e)

GDP + consumption expenditures + government purchases.

59.

Which of the following statements is true?

a)

Long-term bonds tend to pay less interest than short-term bonds.

b)

Government bonds pay less interest than comparable corporate bonds.

c)

Investment funds are riskier than single stock purchases because the performance of so many different firms can affect the return of a mutual fund.

d)

A stock index is a directory used to locate information about selected stocks.

60.

If government spending exceeds tax collections,

a)

there is a budget deficit.

b)

none of these answers

c)

there is a budget surplus.

d)

private saving is positive.

e)

public saving is positive.

61.

If the public consumes €100 billion less and the government purchases €100 billion more (other things unchanging), which of the following statement is true?

a)

Saving is unchanged.

b)

There is an increase in saving and the economy should grow more quickly.

c)

There is a decrease in saving and the economy should grow more slowly.

d)

There is not enough information to determine what will happen to saving.

62.

Which of the following financial market securities would probably pay the highest interest rate?

a)

A bond issued by a start up company

b)

A government bond issued by the government of France.

c)

A bond issued by a blue chip company

d)

An investment fund with a portfolio of corporate bonds issued by blue chip companies.