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WorksheetsExit Test for CSAs
Total questions: 100
Worksheet time: 50mins
Min annual income required under Cent Mortage loan is ?
5 Lacs
10 lacs
12 Lacs
15 Lacs
CASA Target under Agaaz campaign is ?
10000/- Crore
15000/- Crore
20000/- Crore
25000/- Crore
Failed ATM Transaction should be rectified with in how many Days ?
T+3 Days
T+1 Days
T+5 Days
T+2 Days
What is Customer Banker relationship in case of Safe Deposit Locker?
Debtor-Creditor
Lessor-Lessee
Licensor - Licensee
Lessee- Lessor
Maximum nominee that can be allowed in an account is ?
1
2
3
4
PPF account can be opened for how many years ?
5 Years
15 Years
20 Years
10 Years
Tagline of CASA campaign of CASA 360 is ?
Badhega CASA Badhega Business
Badhega CASA Badhega Bank
Badhega CASA Badhegi Branch
None
Which act is applicable under Missing Person?
107/108 Indian evidence Act
108/109 BR Act
108/109 Indian evidence act
None
What is the Missed call/sms number to avail loan from Central Bank of India?
9555244442
9223901111
9223502222
9555144441
Cent Yuva is a product of ?
Term Deposit Account
Saving Account
Current Account
None
Annual Maintenance charges of Rupay Business Card is ?
499+ GST
299+ GST
199+ GST
399+ GST
ROI under 333 Days Term deposit is ?
6.25%
6%
6.5%
7.0%
How many times a customer of our Bank can withdraw the amount through an ATM without incurring charges (other than 6 metro cities)?
2
5
4
3
What are the charges under failed ATM transaction , declined due to insufficient funds
20/- + GST
15/- + GST
25/- + GST
50/- + GST
PAPL loan can be processed of amount upto ?
5 Lacs
6 Lacs
7.5 Lacs
10 Lacs
Initial Balance required for opening account under Cent Salary scheme ?
0/-
500/-
1000/-
2000/-
Free Personal accidental insurance under Cent Salary Esteem ?
100 Lakhs
50 Lakhs
25 Lakhs
75 Lakhs
Which type of Debit Card can be issued to Cent Salary Empower Customer ?
Rupay Select
Rupay Platinum
Rupay Classic
None
On 8th August 2024, RBI has enhanced the Transaction Limit for Tax Payments through UPI from Rs 1 lakh to Rs ...................lakh.
2 Lakh
3 Lakh
5 Lakh
10 Lakh
Margin requirement for loan amount upto Rs. 30 Lakh under Home Loan is
10%
20%
25%
30%
Services offered by AePS
Fund Transfer
Cash Withdrawl
Mini Statement
All of these
Min ROI under Cent Grih Laxmi scheme is ?
7.00%
7.10%
7.25%
7.50%
What is the umbrella organisation for operating retail and payments and settlements system in india
NPCI
IRDAI
RBI
IBA
Which of the following customers fall under 'High Risk" category from KYC angle?
High networth individuals
SHG Members
Salaried Customers
Politically exposed persons of foreign origin
Which one of the following products is not a retail asset products?
Home Loan
Vehcile Loans
Education Loans
Mudra Loan
Which one of the following can not be a partner in a partnership firm
Individual
Partnership Firm
HUF
Company
Maximum moratorium that can be given under Cent Home Loan scheme of our Bank ?
36 months
48 months
24 months
18 months
Maximum amount that can be invested under Senior Citizen Saving Scheme is ?
3000000/-
1000000/-
500000/-
1500000/-
Max Loan that can be santioned under Cent Rental scheme is ?
5 cr
7 cr
7.5 cr
10 cr
Medium Risk Customer requires updation of KYC norms after every ---- Years?
2 Years
5 Years
7 Years
8 Years
Who are eligible for opening of Cent Surakshit Samriddhi Account?
Non earning individuals
NRI
Housewife
None of the above
In our bank, PPS (Positive Pay System) is mandatory for transfer of amount through cheques in SB is ………?
Rs 5,00,000 and above
Rs 50000 and above
Rs 100000 and above
Rs 200000 and above
Minimum CIC Score required under CRIF for sanctioning of Loan ?
700
725
650
600
A salaried customer comes to your branch for opening of Account, which other products can you cross sell of our Bank ?
Cent Home LOAN
Cent Personal Loan
Bancassurance Products
All of these
None of these
Salary bracket under Cat A of Cent Prestige Accounts is ?
below 70,000/-
70,000/- to 120,000/-
120,000/- to 150,000/-
None of these
Free Air Death accidental insurance cover under Cent Salary account is offered by?
HDFC EGRO Insurance
Bajaj Allianj
New India Assurance
TATA AIA Insurance
Minimum QAB required for Cent Platinum CD A/c is?
Rs. 2 Lakh
Rs. 5 Lakh
Rs. 10 Lakh
Rs. 3 Lakh
If A & B are two Joint account Holders of an SB account, If B died then the amount deposited in the account will be paid to ?
account can be continued by A
Only A
Legal heirs of B
A & Legal Heirs of B Jointly
Addition and Deletion in Joint account of two Person is allowed ?
With the consent of Second account Holder
With the consent of Both
With the consent of First account Holder
None of the above
Which of the following is True with regards to KYC guidelines ?
CTR to be sent to FIU-IND with in 15 days of succeeding month
CCR to FIU-IND to be sent with in 30 days of succeeding month
STR to be sent to FIU-IND with in 30 days on being satisfied that the transaction is suspecious
STR to be sent to FIU-IND with in 15 days on being satisfied that the transaction is suspecious
Interest on SB is paid ?
on min daily balance but credited on quarterly basis
on quarterly average min balance
Paid Monthly
None of these
What records have to be kept under PMLA act ?
Identify of the person undertaking the transactions
Amount of transactions and the currency in which it was denominated
Origin of funds
All of the above are correct
Quarterly avaerage balance required to be maintained in Cent Queen account ?
10000/-
15000/-
20000/-
None of the above are correct
In a joint SB a/c, held jointly by A and B with mode of operation F/S clause, A approaches bank to add C's name in a/c
Bank will accept the request as A is former
Bank will decline, as in joint a/c, joint request is needed
Bank will accept is C is related to both A and B
Bank will accept is C is a family member of A
Cent Surakshit Samriddhi scheme is applicable for an individual of age ?
18-40
18-50
21-50
21-60
Which type of Debit Card to be given in Cent Queen Customer?
Rupay Platinum
Rupay Select
Rupay Classic
Visa Platinum
Minimum and Maximum amount that can be invested under SUKANYA SAMRIDHI SCHEME is ?
250/- & 150000/-
100/- & 150000/-
250/- & 100000/-
150/-& 100000/-
By identifying the Beneficial Owner of the Account, Bank can
Avoid reputation risk
Avoid market risk
Know the real owner of the account
ALL THREE
Break open of locker to be done if it remains overdue for how many years?
1 Year
2 years
3 Year
None of the above
Which of the following is the Product exclusively for Rural and Semi Urban Branches ?
Cent Queen
Cent Saksham
Cent Salary account
Cent Yuva
UAPA stands for….
Unrestricted Activities (Prevention) Act
Unlawful Activities (Prevention) Act
Unlimited Activities (Prevention) Act
Unaccounted Activities (Prevention) Act
FATCA means….
In our bank, PPS (Positive Pay System) is mandatory for transfer of amount through cheques in CD is ………?
Rs. 200000 and above
Rs. 500000 and above
Rs. 100000 and above
Rs. 50000 and above
Which type of facility can be given under Cent Rental?
Revolving Cash Credit
Term Loan
Bank Guarantee
ODBD
Full form of CKYC ?
Centre Know Your Consumer
Central Know Your Customer
Centralised Know Your Customer
None
Concession in Rent to an employee of our Bank for a Locker account is ?
25%
20%
15%
10%
Net profit of our Bank for Quarter ended December 2025 is ?
2351 Cr
1169 Cr
3587 Cr
1263 Cr
ROI on SB Deposits above 2000 crore?
2.70%
4.80%
3.75%
4.75%
Which of the following is not an element of Bank KYC Policy ?
Customer Acceptance Policy
Customer Identification Procedure
Risk Management
Monitoring of transactions
All are correct
ROI in SB account upto 10 crore?
2.75%
2.80%
2.90%
2.50%
Which is not Official Valid Document?
PAN Card
Aadhar Card
Passport
None
Which of the following is true ?
RBLR is 8.25%
CRR is 3.00%
SLR is 18%
Repo rate is 5.25%
All are correct
Cent Yuva account can be open by the individual of age ?
18- 25 Years
18- 30 Years
21-30 Years
14-35 Years
14-30 Years
Target Customers under Cent Yuva Scheme is ?
Senior Citizen
HNI Customers
Next-Gen Students
Only Women Customers
None of these
Accounts of Person having tax residency in______are to be reported under FATCA?
India
Canada
USA
Europe
None of these
Full form of V CIP is ?
Video Customer Identification Process
Video Customer Identical Process
Video Customer Information Process
Video Customer Indefinite Process
17.
CCTV footage in Locker account is required to be kept for ?
90 Days
270 Days
360 Days
None of these
Free Personal Accidental Death Insurance Cover offered by Rupay Debit Card to the Esteem customer of Cent Salary is ?
2.00 Lakhs
5.00 Lakhs
10.00 Lakhs
20.00 Lakhs
Max Four wheeler loan under Cent Go Green scheme is ?
100 Lakhs
150 Lakhs
175 Lakhs
200 Lakhs
High Risk Customer requires updation of KYC norms after every ---- Years?
5 Years
7 Years
3 Years
2 Years
Minimum Monthly Installment under Cent Surakshit Samridhi is ?
5000/-
10000/-
20000/-
25000/-
Minimum balance required under Cent Platinum current account scheme for Sweep Facility ?
5 Lakhs
7 Lakhs
10 Lakhs
None
If a street hawker comes to your branch for opening of account which type of account you can open ?
Cent Saksham
Cent Queen
Cent Muskan
Cent Vyavsay
Max Pension Loan that can be sanctioned to a 74 Years of age Pentioner is ?
5 Lakhs
10 Lakhs
15 Lakhs
20 Lakhs
Charges for non maintenance of QAB under Cent TASC CD is ?
500/-
1000/-
2000/-
Free of charges
Quarterly avg balance required under Cent TASC SB is ?
10000/-
25000/-
50000/-
Not required
How much amount is required to be kept in form of security deposit under SDL?
3 years advance locker rent + Break open charges + 1000/-
3 years advance locker rent + Break open charges + 500/-
5 years advance locker rent + Break open charges + 1000/-
3 years advance locker rent + Break open charges
FCNR (B) can be opened for the period of max ?
2 Year
3 year
4 Year
5 Year
Max Loan that can be sanctioned under Four wheeler is ?
50 Lakhs
75 Lakhs
100 Lakhs
200 Lakhs
Which type of debit card that can be issued in accounts opened under Cent Achiever is ?
Rupay Classic
Rupay Platinum
Rupay Selcet Card
Visa Platinum
ROI under Cent Personal Loan for Low Risk Customers is ?
RBLR+2.65%
RBLR+2.35%
RBLR+2.45%
RBLR+2.55%
Minimum ROI under Cent Home Loan other than Grih Laxmi scheme is ?
7.20%
7.10%
7.25%
7.30%
What is Banker Customer relationship in case of Safe Deposit Articles?
Debtor-Creditor
Lessor-Lessee
Licensor - Licensee
Bailee-Bailor
What wil be the Benefit under PMSBY scheme if claim received for Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot ?
10000/-
100000/-
200000/-
No claim is to be given
Minimum and Maximum amount that can be invested in Cent Green Deposit scheme is?
Min 50000/ Max 2000000/-
Min 100000/ Max 2,00,00,000/-
Min 100000/ Max 1,99,99,999/-
Min 50000 / Max 1,99,99,999/-
Hurdle rate under Retail loan is ?
50
51
20
70
CBI I is denoted as ?
Very High safety
High safety
Highest safety
None of these
Internal rating above 70 will denote as ?
Low Risk customer
Medium Risk customer
High Risk customer
None of these
Internal rating between 81-90 is classified as ?
CBI III
CBI II
CBI I
CBI V
NPS Vatsalya account can be open for the people ?
Only for Girl child below 10 years
All minor citizen
Only for senior citizen
Only women
What is the Whatsapp number of Central Bank of India for enquiry purpose?
9555244442
9223901111
7900123123
9555144441
Age group for opening of account under Cent Prestige is ?
18-50
18-55
18-60
21-60
Personal loan from Central Bank Of India can be applied online though platform called?
PPAL
LLMS
PAPL
APAL
Cent Prestige account can not be open of employees working in ?
Central Govt
State Govt
Blue chip companies
an unorganised sector
What is the age bracket for opening of account under Cent Achiever?
17-33
18-35
18-40
17-35
Education Loan can be sanctioned without any third party guarantee of amount upto Rs.?
7.5 Lakhs
5 Lakhs
10 Lakhs
12 Lakhs
Max concession in Locker Rent that can be given if 3 Years advance rent deposited by the customer ?
10%
15%
20%
25%
Margin requirement for loan amount above Rs. 30 Lakhs upto 75 Lakhs under Home Loan is ?
10%
20%
25%
30%
Which of the folowing is considered as the unsolicited commercial email ?
Virus
Malware
Spam
All
Loan under Cent Grih Lakshmi can be sanctioned if risk rating score is ?
50 above
71-100
90 above
None of these
