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Exit Test for CSAs

Total questions: 100

Worksheet time: 50mins

Name
Class
Date
1.

Min annual income required under Cent Mortage loan is ?

a)

5 Lacs

b)

10 lacs

c)

12 Lacs

d)

15 Lacs

2.

CASA Target under Agaaz campaign is ?

a)

10000/- Crore

b)

15000/- Crore

c)

20000/- Crore

d)

25000/- Crore

3.

Failed ATM Transaction should be rectified with in how many Days ?

a)

T+3 Days

b)

T+1 Days

c)

T+5 Days

d)

T+2 Days

4.

What is Customer Banker relationship in case of Safe Deposit Locker?

a)

Debtor-Creditor

b)

Lessor-Lessee

c)

Licensor - Licensee

d)


Lessee- Lessor

5.

Maximum nominee that can be allowed in an account is ?

a)

1

b)

2

c)

3

d)

4

6.

PPF account can be opened for how many years ?

a)

5 Years

b)

15 Years

c)

20 Years

d)

10 Years

7.

Tagline of CASA campaign of CASA 360 is ?

a)

Badhega CASA Badhega Business

b)

Badhega CASA Badhega Bank

c)

Badhega CASA Badhegi Branch

d)

None

8.

Which act is applicable under Missing Person?

a)

107/108 Indian evidence Act

b)

108/109 BR Act

c)

108/109 Indian evidence act

d)

None

9.

What is the Missed call/sms number to avail loan from Central Bank of India?

a)

9555244442

b)

9223901111

c)

9223502222

d)

9555144441

10.

Cent Yuva is a product of ?


a)

Term Deposit Account

b)

Saving Account

c)

Current Account

d)

None

11.

Annual Maintenance charges of Rupay Business Card is ?

a)

499+ GST

b)

299+ GST

c)

199+ GST

d)

399+ GST

12.

ROI under 333 Days Term deposit is ?

a)

6.25%

b)

6%

c)

6.5%

d)

7.0%

13.


How many times a customer of our Bank can withdraw the amount through an ATM without incurring charges (other than 6 metro cities)?

a)

2

b)

5

c)

4

d)

3

14.

What are the charges under failed ATM transaction , declined due to insufficient funds

a)

20/- + GST

b)

15/- + GST

c)

25/- + GST

d)

50/- + GST

15.

PAPL loan can be processed of amount upto ?

a)

5 Lacs

b)

6 Lacs

c)

7.5 Lacs

d)

10 Lacs

16.

Initial Balance required for opening account under Cent Salary scheme ?

a)

0/-

b)

500/-

c)

1000/-

d)

2000/-

17.

Free Personal accidental insurance under Cent Salary Esteem ?

a)

100 Lakhs

b)

50 Lakhs

c)

25 Lakhs

d)

75 Lakhs

18.

Which type of Debit Card can be issued to Cent Salary Empower Customer ?

a)


Rupay Select

b)

Rupay Platinum

c)

Rupay Classic

d)

None

19.

On 8th August 2024, RBI has enhanced the Transaction Limit for Tax Payments through UPI from Rs 1 lakh to Rs ...................lakh.

a)

2 Lakh

b)

3 Lakh

c)

5 Lakh

d)

10 Lakh

20.


Margin requirement for loan amount upto Rs. 30 Lakh under Home Loan is

a)

10%

b)

20%

c)

25%

d)

30%

21.

Services offered by AePS

a)

Fund Transfer

b)

Cash Withdrawl

c)

Mini Statement

d)

All of these

22.

Min ROI under Cent Grih Laxmi scheme is ?

a)

7.00%

b)

7.10%

c)

7.25%

d)

7.50%

23.

What is the umbrella organisation for operating retail and payments and settlements system in india

a)

NPCI

b)

IRDAI

c)

RBI

d)

IBA

24.

Which of the following customers fall under 'High Risk" category from KYC angle?

a)

High networth individuals

b)

SHG Members

c)

Salaried Customers

d)

Politically exposed persons of foreign origin

25.

Which one of the following products is not a retail asset products?

a)

Home Loan

b)

Vehcile Loans

c)

Education Loans

d)

Mudra Loan

26.

Which one of the following can not be a partner in a partnership firm

a)

Individual

b)

Partnership Firm

c)

HUF

d)

Company

27.

Maximum moratorium that can be given under Cent Home Loan scheme of our Bank ?

a)

36 months

b)

48 months

c)

24 months

d)

18 months

28.

Maximum amount that can be invested under Senior Citizen Saving Scheme is ?

a)

3000000/-

b)

1000000/-

c)

500000/-

d)

1500000/-

29.

Max Loan that can be santioned under Cent Rental scheme is ?

a)

5 cr

b)

7 cr

c)

7.5 cr

d)

10 cr

30.

Medium Risk Customer requires updation of KYC norms after every ---- Years?

a)

2 Years

b)

5 Years

c)

7 Years

d)

8 Years

31.

Who are eligible for opening of Cent Surakshit Samriddhi Account?

a)

Non earning individuals

b)

NRI

c)

Housewife

d)

None of the above

32.

In our bank, PPS (Positive Pay System) is mandatory for transfer of amount through cheques in SB is ………?

a)

Rs 5,00,000 and above

b)

Rs 50000 and above

c)

Rs 100000 and above

d)

Rs 200000 and above

33.

Minimum CIC Score required under CRIF for sanctioning of Loan ?


a)

700

b)

725

c)

650

d)

600

34.

A salaried customer comes to your branch for opening of Account, which other products can you cross sell of our Bank ?

a)

Cent Home LOAN

b)

Cent Personal Loan


c)

Bancassurance Products

d)

All of these

e)

None of these

35.

Salary bracket under Cat A of Cent Prestige Accounts is ?

a)

below 70,000/-

b)


70,000/- to 120,000/-

c)

120,000/- to 150,000/-

d)

None of these

36.

Free Air Death accidental insurance cover under Cent Salary account is offered by?


a)

HDFC EGRO Insurance


b)

Bajaj Allianj


c)

New India Assurance


d)

TATA AIA Insurance


37.

Minimum QAB required for Cent Platinum CD A/c is?


a)

Rs. 2 Lakh


b)

Rs. 5 Lakh


c)

Rs. 10 Lakh


d)

Rs. 3 Lakh


38.

If A & B are two Joint account Holders of an SB account, If B died then the amount deposited in the account will be paid to ?

a)

account can be continued by A

b)

Only A


c)

Legal heirs of B


d)

A & Legal Heirs of B Jointly


39.

Addition and Deletion in Joint account of two Person is allowed ?


a)

With the consent of Second account Holder


b)

With the consent of Both


c)

With the consent of First account Holder


d)

None of the above


40.

Which of the following is True with regards to KYC guidelines ?


a)

CTR to be sent to FIU-IND with in 15 days of succeeding month


b)

CCR to FIU-IND to be sent with in 30 days of succeeding month


c)

STR to be sent to FIU-IND with in 30 days on being satisfied that the transaction is suspecious


d)

STR to be sent to FIU-IND with in 15 days on being satisfied that the transaction is suspecious

41.

Interest on SB is paid ?


a)

on min daily balance but credited on quarterly basis


b)

on quarterly average min balance


c)

Paid Monthly


d)

None of these

42.

What records have to be kept under PMLA act ?


a)

Identify of the person undertaking the transactions


b)

Amount of transactions and the currency in which it was denominated


c)

Origin of funds


d)

All of the above are correct

43.

Quarterly avaerage balance required to be maintained in Cent Queen account ?


a)

10000/-

b)

15000/-

c)

20000/-

d)

None of the above are correct

44.

In a joint SB a/c, held jointly by A and B with mode of operation F/S clause, A approaches bank to add C's name in a/c


a)

Bank will accept the request as A is former

b)

Bank will decline, as in joint a/c, joint request is needed

c)

Bank will accept is C is related to both A and B

d)

Bank will accept is C is a family member of A

45.

Cent Surakshit Samriddhi scheme is applicable for an individual of age ?


a)

18-40

b)

18-50

c)

21-50

d)

21-60

46.

Which type of Debit Card to be given in Cent Queen Customer?


a)

Rupay Platinum


b)

Rupay Select

c)

Rupay Classic

d)

Visa Platinum

47.

Minimum and Maximum amount that can be invested under SUKANYA SAMRIDHI SCHEME is ?


a)

250/- & 150000/-

b)

100/- & 150000/-

c)

250/- & 100000/-


d)

150/-& 100000/-


48.

By identifying the Beneficial Owner of the Account, Bank can


a)

Avoid reputation risk


b)

Avoid market risk


c)

Know the real owner of the account


d)

ALL THREE

49.

Break open of locker to be done if it remains overdue for how many years?


a)

1 Year

b)

2 years


c)

3 Year

d)

None of the above

50.

Which of the following is the Product exclusively for Rural and Semi Urban Branches ?


a)

Cent Queen

b)

Cent Saksham

c)

Cent Salary account

d)

Cent Yuva

51.

UAPA stands for….

a)

Unrestricted Activities (Prevention) Act

b)

Unlawful Activities (Prevention) Act

c)

Unlimited Activities (Prevention) Act

d)

Unaccounted Activities (Prevention) Act

52.

FATCA means….

a)
Foreign Asset Tax Compliance Act
b)
Foreign Account Tax Compliance Act
c)
Foreign Account Transfer Compliance Act
d)
Federal Account Tax Compliance Act
53.

In our bank, PPS (Positive Pay System) is mandatory for transfer of amount through cheques in CD is ………?

a)

Rs. 200000 and above

b)

Rs. 500000 and above

c)

Rs. 100000 and above

d)

Rs. 50000 and above

54.

Which type of facility can be given under Cent Rental?

a)

Revolving Cash Credit

b)

Term Loan

c)

Bank Guarantee

d)

ODBD

55.

Full form of CKYC ?

a)

Centre Know Your Consumer

b)

Central Know Your Customer

c)

Centralised Know Your Customer

d)

None

56.

Concession in Rent to an employee of our Bank for a Locker account is ?

a)

25%

b)

20%

c)

15%

d)

10%

57.

Net profit of our Bank for Quarter ended December 2025 is ?

a)

2351 Cr

b)

1169 Cr

c)

3587 Cr

d)

1263 Cr

58.

ROI on SB Deposits above 2000 crore?

a)


2.70%

b)


4.80%

c)

3.75%

d)

4.75%

59.

Which of the following is not an element of Bank KYC Policy ?

a)

Customer Acceptance Policy

b)

Customer Identification Procedure

c)


Risk Management

d)

Monitoring of transactions

e)

All are correct

60.

ROI in SB account upto 10 crore?

a)


2.75%

b)

2.80%

c)


2.90%

d)

2.50%

61.

Which is not Official Valid Document?

a)

PAN Card

b)

Aadhar Card

c)


Passport


d)


None

62.

Which of the following is true ?

a)


RBLR is 8.25%

b)

CRR is 3.00%

c)

SLR is 18%

d)

Repo rate is 5.25%

e)

All are correct

63.

Cent Yuva account can be open by the individual of age ?

a)

18- 25 Years

b)

18- 30 Years

c)


21-30 Years

d)

14-35 Years

e)

14-30 Years

64.

Target Customers under Cent Yuva Scheme is ?

a)

Senior Citizen

b)

HNI Customers

c)

Next-Gen Students

d)


Only Women Customers

e)

None of these

65.

Accounts of Person having tax residency in______are to be reported under FATCA?

a)


India

b)

Canada

c)


USA

d)


Europe

e)

None of these

66.

Full form of V CIP is ?

a)

Video Customer Identification Process

b)

Video Customer Identical Process

c)

Video Customer Information Process

d)

Video Customer Indefinite Process

17.

67.

CCTV footage in Locker account is required to be kept for ?

a)

90 Days

b)

270 Days

c)

360 Days

d)

None of these

68.

Free Personal Accidental Death Insurance Cover offered by Rupay Debit Card to the Esteem customer of Cent Salary is ?

a)


2.00 Lakhs

b)


5.00 Lakhs

c)


10.00 Lakhs

d)


20.00 Lakhs

69.

Max Four wheeler loan under Cent Go Green scheme is ?

a)

100 Lakhs

b)

150 Lakhs

c)

175 Lakhs

d)

200 Lakhs

70.

High Risk Customer requires updation of KYC norms after every ---- Years?

a)

5 Years

b)

7 Years

c)

3 Years

d)

2 Years

71.

Minimum Monthly Installment under Cent Surakshit Samridhi is ?

a)

5000/-

b)

10000/-

c)

20000/-

d)

25000/-

72.

Minimum balance required under Cent Platinum current account scheme for Sweep Facility ?

a)

5 Lakhs

b)

7 Lakhs

c)

10 Lakhs

d)

None

73.

If a street hawker comes to your branch for opening of account which type of account you can open ?

a)


Cent Saksham

b)

Cent Queen

c)

Cent Muskan

d)

Cent Vyavsay

74.

Max Pension Loan that can be sanctioned to a 74 Years of age Pentioner is ?

a)

5 Lakhs

b)

10 Lakhs

c)

15 Lakhs

d)

20 Lakhs

75.

Charges for non maintenance of QAB under Cent TASC CD is ?

a)

500/-

b)

1000/-

c)

2000/-

d)

Free of charges

76.

Quarterly avg balance required under Cent TASC SB is ?

a)

10000/-

b)

25000/-

c)

50000/-

d)

Not required

77.

How much amount is required to be kept in form of security deposit under SDL?


a)

3 years advance locker rent + Break open charges + 1000/-

b)

3 years advance locker rent + Break open charges + 500/-

c)

5 years advance locker rent + Break open charges + 1000/-

d)

3 years advance locker rent + Break open charges

78.

FCNR (B) can be opened for the period of max ?

a)

2 Year

b)

3 year

c)

4 Year

d)

5 Year

79.

Max Loan that can be sanctioned under Four wheeler is ?

a)

50 Lakhs

b)

75 Lakhs

c)

100 Lakhs

d)

200 Lakhs

80.

Which type of debit card that can be issued in accounts opened under Cent Achiever is ?

a)

Rupay Classic

b)

Rupay Platinum

c)

Rupay Selcet Card

d)

Visa Platinum

81.

ROI under Cent Personal Loan for Low Risk Customers is ?

a)

RBLR+2.65%

b)

RBLR+2.35%

c)

RBLR+2.45%

d)

RBLR+2.55%

82.

Minimum ROI under Cent Home Loan other than Grih Laxmi scheme is ?

a)

7.20%

b)

7.10%

c)

7.25%

d)

7.30%

83.

What is Banker Customer relationship in case of Safe Deposit Articles?

a)

Debtor-Creditor

b)

Lessor-Lessee

c)

Licensor - Licensee

d)

Bailee-Bailor

84.

What wil be the Benefit under PMSBY scheme if claim received for Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot ?

a)

10000/-

b)

100000/-

c)

200000/-

d)

No claim is to be given

85.

Minimum and Maximum amount that can be invested in Cent Green Deposit scheme is?

a)

Min 50000/ Max 2000000/-

b)

Min 100000/ Max 2,00,00,000/-

c)

Min 100000/ Max 1,99,99,999/-

d)

Min 50000 / Max 1,99,99,999/-

86.

Hurdle rate under Retail loan is ?

a)

50

b)

51

c)

20

d)

70

87.

CBI I is denoted as ?

a)

Very High safety

b)

High safety

c)

Highest safety

d)

None of these

88.

Internal rating above 70 will denote as ?

a)

Low Risk customer

b)

Medium Risk customer

c)

High Risk customer

d)

None of these

89.

Internal rating between 81-90 is classified as ?

a)

CBI III

b)

CBI II

c)

CBI I

d)

CBI V

90.

NPS Vatsalya account can be open for the people ?

a)

Only for Girl child below 10 years

b)

All minor citizen

c)

Only for senior citizen

d)

Only women

91.

What is the Whatsapp number of Central Bank of India for enquiry purpose?

a)

9555244442

b)

9223901111

c)

7900123123

d)

9555144441

92.

Age group for opening of account under Cent Prestige is ?

a)

18-50

b)

18-55

c)

18-60

d)

21-60

93.

Personal loan from Central Bank Of India can be applied online though platform called?

a)

PPAL

b)

LLMS

c)

PAPL

d)

APAL

94.

Cent Prestige account can not be open of employees working in ?

a)

Central Govt

b)

State Govt

c)

Blue chip companies

d)

an unorganised sector

95.

What is the age bracket for opening of account under Cent Achiever?

a)

17-33

b)

18-35

c)

18-40

d)

17-35

96.

Education Loan can be sanctioned without any third party guarantee of amount upto Rs.?

a)

7.5 Lakhs

b)

5 Lakhs

c)

10 Lakhs

d)

12 Lakhs

97.

Max concession in Locker Rent that can be given if 3 Years advance rent deposited by the customer ?

a)

10%

b)

15%

c)

20%

d)

25%

98.

Margin requirement for loan amount above Rs. 30 Lakhs upto 75 Lakhs under Home Loan is ?

a)

10%

b)

20%

c)

25%

d)

30%

99.

Which of the folowing is considered as the unsolicited commercial email ?

a)

Virus

b)

Malware

c)

Spam

d)

All

100.

Loan under Cent Grih Lakshmi can be sanctioned if risk rating score is ?

a)

50 above

b)

71-100

c)

90 above

d)

None of these