DH 21 Quiz 6

What is the difference between a top-up and a Super top-up? Elaborate with an example. (Time: 5mins)

Which one would you recommend- a top-up or a Super top-up? Why? (Time: 3mins)

A friend's brother is filing his taxes and needs help. He explains that he purchased new policies for himself and his family this year. His father is 59 & his mother is 66 and he is 27 years old. He wants to know how much he can claim for deductions in taxes this year. (Time: 3mins)

Can you please tell me who I can claim tax benefits for under health insurance and upto how much? (Time: 3mins)

My father is 61 years old, and my mother is 59 years old. They both have separate insurance plans, for which I have paid premiums of 44,000 and 42,000, respectively. I would like to know what tax deduction I can receive for these premiums. (Time: 3mins)

My father has a base plan of 5L, and recently a doctor prescribed him to undergo a heart bypass surgery which can cost around 8 Lakhs. I am thinking of buying a super top-up.
What are your suggestions? (Time: 3mins)

What are group plans and in what cases you would recommend a client to purchase a group plan? (Time: 5mins)

Share two upsides of employee insurance plan. (Time: 3mins)

"I am currently 23, and my parents are 56 and 62.
I am looking to buy a combined plan for all three of us. What is your recommendation for me?"
Elaborate with clear reasons. (Time: 5mins)

Which of these would you give more importance to: 50% NCB upto 100% and one time restoration on partial exhaustion OR 50% NCB upto 200% and unlimited restoration on complete exhaustion? Justify your answer with a reason and suitable example. (Time: 3mins)