Demo class- Hanh 2025

Hello, how are you today?

Why does money today have more value than the same amount in the future?

• Because people prefer spending now rather than later

• Because money can earn interest over time

• Because inflation decreases the value of money

• All of the above

What is the main idea behind the Time Value of Money?

• Money today is worth more than the same amount in the future

• The value of money remains constant over time

• The government decides how much money is worth

• You should always spend money as soon as you get it

Which type of interest grows faster over time?

• Simple interest

• Compound interest

• Both grow at the same rate

• It depends on the amount of money

What makes compound interest more powerful than simple interest?

• It earns interest on both the original amount and previous interest

• It has a lower interest rate

• It only applies to large amounts of money

• Banks do not use it

Which person understands the Time Value of Money the BEST?

• Linh keeps her money in a piggy bank

• An sells her sneakers and reinvests the profits

• Minh hides money under his mattress

• Nam spends all his salary immediately

Why should you start saving money as early as possible?

• Because compound interest works better over time

• Because spending everything now is a bad idea

• Because future-you will thank you

• All of the above!

What is the name of the lab for Finance students at RMIT Vietnam?

• Financial Lab

• Financial Trading Lab

• Finance and Economics Lab

• Finance Lab

How many business majors are offered at RMIT Vietnam?

• 7

• 8

• 9

• 10

This is not a question, this is just a few key takeaways:

•Money today is worth more than the same amount in the future.

•Interest and compounding help money grow over time.

•Inflation reduces the value of money.

•TVM affects saving, investing, and spending decisions.

DO YOU HAVE ANY QUESTIONS FOR ME?