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Worksheets

CIPM

Total questions: 90

Worksheet time: 1hrs 9mins

Name
Class
Date
1.

Which one of the following is not an advantage of progressive tax?

a)

Cheap to collect.

b)

Inflationary

c)

Convenience

d)

Certainty

2.

Which one of these taxes is not collectible by the federal government?

a)

Petroleum profits tax

b)

Tertiary Education Tax

c)

Slaughter slab fees.

d)

Stamp duties on corporate bodies.

3.

How many days’ notice would a Tax Appeal Tribunal give to an appellant and Federal

Inland Revenue Service of the date and place fixed for hearing of the appeal?

a)

28 days

b)

21 days

c)

14 days

d)

7 days

4.

How many members or their representatives shall constitute a quorum at a meeting of

the Joint Tax Board?

a)

7 members

b)

6 members

c)

5 members

d)

4 members

5.

Equity in financial management is also known as ……………….

a)

Ordinary shares

b)

Preference shares

c)

Debenture

d)

Bank Loan

6.

Retained earnings also have certain disadvantages EXCEPT:

a)

Misuses

b)

Leads to monopolies

c)

Over capitalization

d)

Tax planning

7.

The demerit of Equity Shares is

a)

Permanent sources of finance

b)

Non-Voting rights

c)

No fixed dividend

d)

Less cost of capital

8.

Security finance consists of the following important features EXCEPT……………

a)

Long-term sources of finance.

b)

It is also called as corporate securities.

c)

Security finance includes both shares and debentures

d)

Repayment of finance is very limited.

9.

  1. Which of the following is not a procedure for hearing an appeal before the Tax Appeal

Tribunal

a)

The Tax Appeal Tribunal gives seven (7) days’ notice to the appellant and FIRS of the date and place fixed for hearing of the appeal.

b)

A member with vested interest in any matter before the Tax Appeal Tribunal must disclose such interest and abstain from attending any sitting, at which the matter is to be heard.

c)

All appeals before the Tax Appeal Tribunal are heard in public

d)

The Tax Appeal Tribunal can only entertain tax cases below N1 million

10.

Within what period is a newly incorporated company expected to register with the

FIRS?

a)

Eighteen months after incorporation or eight months after the end of its first accounting period

b)

Eighteen months after incorporation or seven months after the end of its first accounting period.

c)

Eighteen months after incorporation or six months after the end of its first accounting period

d)

Twenty months after incorporation or six months after the end of its first accounting period

11.

Which one of the following is not a function of the Joint Tax Board (JTB)?

a)

Advise the Federal Government, on request, in respect of double taxation arrangement with any other country

b)

Advise the Federal Government, on request, in respect of rates of capital allowances and other taxation matters, having effect throughout Nigeria in respect of any proposed amendment to PITA

c)

Assess, collect, account and enforce payment of taxes as may be due to the government or any of its agencies.

d)

Exercise the powers or duties conferred on it by the PITA and other Act

12.

The measuring technique to understand the most business efficiency of a business concern is termed…………………….

a)

liquidity

b)

profitability

c)

Solvency

d)

Investment

13.

An ownership source of finance includes all the following EXCEPT……………

a)

Shares capital

b)

Retained earnings

c)

Surplus and Profits

d)

Bank Loan

14.

The sources of finance whose repayment period is more than five years is described as……….

a)

Short term

b)

Medium term

c)

Long term

d)

Payment term

15.

Profit maximization objective consists of certain drawback except:

a)

It is vague

b)

It ignores the time value of money

c)

It ignores risk

d)

It is simple

16.

The financial management which applied large numbers of mathematical and statistical tools and techniques is known as………………..

a)

Endosckedacity

b)

Quantitative

c)

Econometrics

d)

Econo-Finance

17.

Which of the following is not a short-term source of finance?

a)

Bank Credit

b)

Customer Advances

c)

Debenture

d)

Factoring

18.

The ways for mobilizing various terms of finance to the industrial concern is described as………………

a)

expensing of finance

b)

sources of finance

c)

expansion of finance

d)

disbursement of finance

19.

The most important and first part of the business organization is financial ……………..

A.

B.

C.

D.

a)

planning

b)

controlling

c)

motivating

d)

coordinating

20.

Sources of finance may be classified under various categories based on …………….. EXCEPT

a)

ownership

b)

term

c)

generation

d)

leadership

21.

The entire business activities are directly related with ……………………

a)

staffing employees.

b)

supporting government.

c)

making profit

d)

Processing inputs.

22.

The lifeblood of business organization is …………..

a)

Finance

b)

Borrowings

c)

Management

d)

Government

23.

The type of management which is concerned with the duties of the financial managers in the business firm is described as………… management.

a)

financial

b)

production

c)

research and development

d)

marketing

24.

Finance function is one of the major parts of corporate organization, which involves the permanent, and continuous process of the ……………….concern.

a)

business

b)

sport

c)

social

d)

government

25.

The financial need analysis the involves disagreement to agreement in books of account is known as…………..

a)

reconciliation

b)

planning

c)

creating

d)

expanding

26.

The financial needs analysis that involves risk assessment is known as …………analysis

a)

insurance

b)

production

c)

marketing

d)

purchasing

27.

The goal of every business entity in the world is described as……

A.

B.

C.

D.

a)

Financial security

b)

Financial reconciliation

c)

Financial needs

d)

Financial spending

28.

The art and science of managing money is described as………………

a)

finance

b)

accounting

c)

purchasing

d)

selling

29.

The end product of financial needs analysis is

A. .

B.

C.

D.

a)

Presenting the financial planning recommendation(s)

b)

Implementing the financial planning recommendation(s)

c)

Monitoring progress and updating

d)

Distributing Financial Planning recommendation(s)

30.

Corporation finance deals with the financial problems of …………………. enterprises.

a)

public

b)

social

c)

public-private

d)

private

31.

The revenue and disbursement of government money such as central and state government financial matter is known as……………... finance

a)

public

b)

social

c)

public-private

d)

private

32.

An overview of your current and future monetary situation of an entity is referred to as…………...

a)

Financial Needs Analysis (FNA)

b)

Business Environment Analysis (BEA)

c)

Cost Volume Profit Analysis (CVPA)

d)

Financial Statement Analysis (FSA)

33.

The first component of a financial plan is tracking what an entity earn and spending is described as………………………

a)

Income and Expenses

b)

Financial Position

c)

Cash flow

d)

Capital

34.

The financial plan of a business organization activity expressed in quantitative term is ………….

a)

Budget

b)

Control

c)

Forecasting

d)

Modelling

35.

The financial analysis needs which takes care of what an entity will pay government is ………….

a)

Grant

b)

Loan

c)

Taxation

d)

Income

36.

The steps in financial need analysis and assessments that involves the adoption of financial preparation is…………

a)

Developing the financial planning recommendation(s)

b)

Presenting the financial planning recommendation(s)

c)

Implementing the financial planning recommendation(s)

d)

Monitoring progress and updating

37.

The first step involves in financial need analysis and assessments

a)

Identifying and selecting goals.

b)

Analysing the client's current course of action and potential alternative course(s) of action.

c)

Understanding the client's personal and financial circumstances

d)

Developing the financial planning recommendation(s).

38.

The components of financial statements generally consist of the following important statements except

a)

Income statement or profit and loss account.

b)

Statement of financial position.

c)

Statement of changes in owner’s equity.

d)

Report statement

39.

……….. measures the profitability, position, prospect and operation over a period of time

a)

Statement of financial position

b)

Ratio analysis

c)

Capital budgeting

d)

Statement of profit and loss

40.

Ratios that measure how an organization is able to pay its long-term obligations or commitment to capital providers is called

a)

Profitability

b)

Solvency ratio

c)

Investment Ratios

d)

Liquidity

41.

The critical examination of all variable in the financial statement for two or more companies in the same industry in order to determine their strengths or weaknesses is ………………

a)

Trend analysis

b)

Intra group analysis

c)

Inter group analysis

d)

Vertical analysis

42.

The challenges of financial analysis include the following EXCEPT:

a)

difference in methods adopted may lead to misinform judgment

b)

is inherent assumption that historical data used for ratio analysis are inviolate

c)

It may trigger off points for further investigations

d)

it increases competition

43.

Turnover 120,000

Net profit before interest and tax 60,000

Debenture interest 2,000

Net profit after interest 58,000

Stock 2,500

Debtors 5,000

Other current assets 24,000

Current liabilities 10,500

Tax for the year 20%

Calculate Acid test ratio

(a)  

44.

Turnover 120,000

Net profit before interest and tax 60,000

Debenture interest 2,000

Net profit after interest 58,000

Stock 2,500

Debtors 5,000

Other current assets 24,000

Current liabilities 10,500

Tax for the year 20%

Calculate current ratio

(a)  

45.

Turnover 120,000

Net profit before interest and tax 60,000

Debenture interest 2,000

Net profit after interest 58,000

Stock 2,500

Debtors 5,000

Other current assets 24,000

Current liabilities 10,500

Tax for the year 20%

Calculate gross profit margin

(a)  

46.

Turnover 120,000

Net profit before interest and tax 60,000

Debenture interest 2,000

Net profit after interest 58,000

Stock 2,500

Debtors 5,000

Other current assets 24,000

Current liabilities 10,500

Tax for the year 20%

Calculate profit after tax margin

(a)  

47.

Turnover 120,000

Net profit before interest and tax 60,000

Debenture interest 2,000

Net profit after interest 58,000

Stock 2,500

Debtors 5,000

Other current assets 24,000

Current liabilities 10,500

Tax for the year 20%

Calculate interest times earned

(a)  

48.

20X3 20X2

The Income Statements showed: ‘N Million ‘N Million

Turnover 600 500

Cost of Sales (300) (260)

Gross Profit 300 240

Admins Expenses (100) (90)

Selling and Distr. Expenses (50) (60)

Profit before Interest &Tax 150 90

Finance Expense (Interest) ( 24) (28.8)

Profit Before Tax 126 61.20

Tax Expenses (Provision ) (60) (21.20)

Profit After Tax 66 40

Proposed Dividend (50) (40)

Retained Earnings 16 Nil

calculate gross profit margin

(a)  

49.

20X3 20X2

The Income Statements showed: ‘N Million ‘N Million

Turnover 600 500

Cost of Sales (300) (260)

Gross Profit 300 240

Admins Expenses (100) (90)

Selling and Distr. Expenses (50) (60)

Profit before Interest &Tax 150 90

Finance Expense (Interest) ( 24) (28.8)

Profit Before Tax 126 61.20

Tax Expenses (Provision ) (60) (21.20)

Profit After Tax 66 40

Proposed Dividend (50) (40)

Retained Earnings 16 Nil

calculate gross profit mark-up

(a)  

50.

20X3 20X2

The Income Statements showed: ‘N Million ‘N Million

Turnover 600 500

Cost of Sales (300) (260)

Gross Profit 300 240

Admins Expenses (100) (90)

Selling and Distr. Expenses (50) (60)

Profit before Interest &Tax 150 90

Finance Expense (Interest) ( 24) (28.8)

Profit Before Tax 126 61.20

Tax Expenses (Provision ) (60) (21.20)

Profit After Tax 66 40

Proposed Dividend (50) (40)

Retained Earnings 16 Nil

Calculate Returns on Capital Employed

(a)  

51.

20X3 20X2

The Income Statements showed: ‘N Million ‘N Million

Turnover 600 500

Cost of Sales (300) (260)

Gross Profit 300 240

Admins Expenses (100) (90)

Selling and Distr. Expenses (50) (60)

Profit before Interest &Tax 150 90

Finance Expense (Interest) ( 24) (28.8)

Profit Before Tax 126 61.20

Tax Expenses (Provision ) (60) (21.20)

Profit After Tax 66 40

Proposed Dividend (50) (40)

Retained Earnings 16 Nil

Calculate Total Expenses Ratio

(a)  

52.

Ebonyi Plc is to undertake a project requiring an investment of N100,000 on necessary plant and machinery. The project is to last for 5 years at the end of which the plant and machinery will have net book value of N20,000. Profits before depreciation are as follows:

Yr Profit (N)

1 40,000

2 44,000

3 48,000

4 52,000

5 58,000

You are required to calculate the ARR of the project.

(a)  

53.

Certain projects require an initial cash outflow of N25,000. The cash inflows for 6 years are N5,000, N8,000, N10,000, N12,000, N7,000 and N3,000. Calculate Pay back period

(a)  

54.

Project cost is N30,000 and the cash inflows are N10,000, the life of the project is 5 years. Calculate the pay-back period.

(a)  

55.

….……. is the process of evaluating and selecting long term investment projects that yield future cashflows?

a)

Working capital

b)

Ratio analysis

c)

Capital budgeting

d)

Statement of cashflow

56.

Profitability index is calculated as

a)

the ratio of present value of cash inflows to cashflows

b)

the ratio of initial investment to annual cash inflows

c)

the ratio of total cash inflow to total cash outflows

d)

the ratio of net asset income to assets

57.

Which of this is a traditional method

a)

net present value

b)

internal rate of return

c)

profitability index

d)

account rate of return

58.

A situation where a company places a limit on the total size of capital investment it can undertake during a particular period is referred to as……………………

a)

Cost of capital

b)

Capital rationing

c)

capital budgeting

d)

capital movement

59.

Baale has a project the project has Present Value of ₦33,845,000 at a cost of ₦30,000,000 and first-year inflow of N3,000,000, calculate the NPV

(a)  

60.

financial market comprises of five key components, which are

a)

debt market, equity market, foreign-exchange market, mortgage market, and derivative market

b)

debt market, equity market, foreign-exchange market, forex market, and derivative market

c)

debt market, equity market, foreign-exchange market, money market, and derivative market

d)

debt market, equity market, money market, capital market, and derivative market

61.

Calculate the payback period from the following information: Cash outlay ₦50,000 and cash inflow ₦12,500.

(a)  

62.

The discount factor of 15% at 3 years is

(a)  

63.

SP Limited company is having one project, requiring a capital outflow of ₦300,000. The expected annual income after depreciation but before tax is as follows:

Year ₦

1

9,000

2

80,000

3

70,000

4

60,000

5

50,000

Depreciation may be taken as 20% of original cost and cost of capital is 15%:

You are required to calculate Net Present Value

(a)  

64.

SP Limited company is having one project, requiring a capital outflow of ₦300,000. The expected annual income after depreciation but before tax is as follows:

Year ₦

1

9,000

2

80,000

3

70,000

4

60,000

5

50,000

Depreciation may be taken as 20% of original cost and cost of capital is 15%:

You are required to calculate Net Present Value Index

(a)  

65.

SP Limited company is having one project, requiring a capital outflow of ₦300,000. The expected annual income after depreciation but before tax is as follows:

Year ₦

1

9,000

2

80,000

3

70,000

4

60,000

5

50,000

Depreciation may be taken as 20% of original cost and cost of capital is 15%:

You are required to calculate Account rate of return

(a)  

66.

What is working capital management

a)

Managing the total assets of a company.

b)

Managing the total liability of a company.

c)

Managing the difference between current assets and current liabilities.

d)

Managing the difference between long term assets and long-term liabilities.

67.

The importance of effective working capital management for a business include all except…………….

a)

It helps to determine the profitability of a business.

b)

It ensures smooth day to day operations.

c)

It is used to finance long term investment projects.

d)

It helps to attract investors and secure loans.

68.

How can a company optimize its working capital management?

a)

By increasing sales and revenue.

b)

By reducing expenses and costs.

c)

By managing inventory and accounts receivables efficiently.

d)

By investing in long term assets.

69.

What is cash conversion cash cycle?

a)

The time it takes for a company to convert inventory into cash

b)

The times it takes for a company to convert accounts receivables into cash

c)

The time it takes for a company to convert account payables into cash

d)

The time it takes for a company to convert all current assets into cash

70.

The following are the participants of capital market

a)

Banks, primary dealers, brokers and stock exchange

b)

Insurance, brokers, companies and banks

c)

Stock exchange, brokers, bank and insurance

d)

None of the above

71.

The maintenance of higher level of Working Capital to minimize risk id known as…………….

a)

Conservative Working Capital

b)

Aggressive Working Capital

c)

Moderate Working Capital

d)

Influence Working Capital

72.

The amount of capital which is required to meet the seasonal demands and some special purposes is described as………………...

a)

permanent working capital

b)

fixed Working Capital

c)

variable Working Capital

d)

special working capital

73.

What is the formula to calculate return on working capital?

a)

𝑛𝑒𝑡 𝑝𝑟𝑜𝑓𝑖𝑡/𝑤𝑜𝑟𝑘𝑖𝑛𝑔 𝑐𝑎𝑝𝑖𝑡𝑎𝑙

b)

𝑐𝑢𝑟𝑟𝑒𝑛𝑡 𝑎𝑠𝑠𝑒𝑡𝑠/𝑐𝑢𝑟𝑟𝑒𝑛𝑡 𝑙𝑖𝑎𝑏𝑖𝑙𝑖𝑡𝑖𝑒𝑠

c)

𝑡𝑜𝑡𝑎𝑙 𝑎𝑠𝑠𝑒𝑡𝑠/𝑡𝑜𝑡𝑎𝑙 𝑙𝑖𝑎𝑏𝑖𝑙𝑖𝑡𝑖𝑒𝑠

d)

𝑔𝑟𝑜𝑠𝑠 𝑝𝑟𝑜𝑓𝑖𝑡/𝑜𝑝𝑒𝑟𝑎𝑡𝑖𝑛𝑔 𝑒𝑥𝑝𝑒𝑛𝑠𝑒𝑠

74.

The benefits of efficient working capital management are itemized below: except…………….

a)

increased profitability and return on investment

b)

improved cashflow and liquidity

c)

low financial stability

d)

reduced risk

75.

The difference between total assets and liabilities is defined……………….

a)

Working capital

b)

Net assets

c)

Loose capital

d)

Fluctuating assets

76.

Under Net Income approach; An increase in financial leverage will lead to_

a)

Increase in WACC

b)

Decrease in WACC

c)

Increase in cost of equity

d)

Decrease in cost of equity

77.

Under, Net Income approach, the value of the firm will be maximum at a point where WACC is

a)

Minimum

b)

Maximum

c)

Constant

d)

None of the above

78.

The following are the factors affecting capital structure EXCEPT……..

a)

Financial leverage

b)

Cost of capital

c)

Growth and stability of sales

d)

Investment in stock

79.

The assumptions of Modigliani and Miller approach include the following, except

a)

There is a perfect capital market

b)

There are no corporate taxes

c)

The investor act rationally

d)

There is retained earnings

80.

The capital of a company consists of EXCEPT….

a)

equity shareholders fund

b)

preference share capital

c)

long term external debts.

d)

Prepayment and trade receivables

81.

These are all assumptions of capital structure except that...

a)

The firm’s total financing remains constant

b)

Taxes are not considered.

c)

The pay-out ratio is 100%

d)

The firm has no perpetual life

82.

Under which approach is capital structure decisions of the firm are irrelevant.

a)

Traditional approach

b)

Net Income approach

c)

Net operating Income approach

d)

Modigliani and Miller approach

83.

Dividends are classified into the following

a)

Cash, stock, bonds and property dividend

b)

Cash, stock, property and preference dividend

c)

Bond, stock, equity and preference dividend

d)

Cash, bond, equity and preference dividend

84.

The following are the major criticisms of MM approach except

a)

MM approach assumes that tax does not exist.

b)

MM approach assumes that there is no risk and uncertain of the investment.

c)

MM approach assumes that, investor behaves rationally.

d)

MM approach assumes that the firm has constant return and cost of capital

85.

If the capital market is prefect, it leads

a)

to improve the higher dividend.

b)

to decrease in the dividend

c)

to constant dividend

d)

to flexible dividend

86.

GREAT Ltd.s EBIT is N500,000. The company has 10%, N2,000,000 debentures. The equity capitalization rate i.e. Ke is 16%. What is the market value of equity for the firm

(a)  

87.

GREAT Ltd.s EBIT is N500,000. The company has 10%, N2,000,000 debentures. The equity capitalization rate i.e. Ke is 16%. What will be the Value of the firm

(a)  

88.

What will be the overall cost of capital rate

(a)  

89.

Under which approach is capital structure decisions of the firm are irrelevant

a)

Traditional approach

b)

Net Income approach

c)

Net operating Income approach

d)

Modigliani and Miller approach

90.

. …. buys shares in anticipation of a short-term rise, which fails to occur

a)

A covered bear

b)

A stale bull

c)

Investors

d)

Star