12th Grade Insurance Products Lessons

Understand the operations of financial institutions and how they generate revenue and manage risk. Gain insights into the use of collateral for loans, explore retirement savings options, and learn about financial responsibility. Enhance personal finance decision-making skills.

Understand the fundamental concepts of money and banking, focusing on the functions of money and the structure of the Federal Reserve System. Gain insight into how money serves as a medium of exchange, a unit of account, and a store of value. Learn about the role and organization of the Federal Reserve System in the United States.

Gain an understanding of financial institutions, including banks and insurance companies, and their account types. Learn to choose suitable institutions for various services and recognize key account types and their functions to improve financial literacy. Develop the ability to make informed financial decisions by identifying appropriate service providers and understanding the purpose of different financial accounts.

Explore key insurance concepts, focusing on various types of policies such as renter's and life insurance, and mandatory coverage requirements like liability insurance for drivers in the US. Gain a comprehensive understanding of essential aspects of personal finance and insurance policy terms, equipping learners with the knowledge needed to make informed insurance coverage decisions.

Explore key aspects of risk management, distinguishing between pure and speculative risks while examining various types of business insurance. Gain insights into risk assessment alongside understanding the financial implications of uninsurable risks. Investigate how technology influences business risk management strategies.

Explore the principles and various types of insurance with a focus on risk management and financial protection strategies. Gain insights into the mechanisms of insurance, assess different insurance categories, and comprehend the significance of financial literacy in managing personal and business risks.

Gain a comprehensive understanding of essential financial management skills, emphasizing the management of daily cash needs and the utilization of common payment services. Develop the ability to prioritize financial objectives and grasp the consequences of various financial choices, thereby enhancing personal finance management capabilities.

Understand key financial concepts in health insurance, such as copays, deductibles, and coinsurance, and learn how these elements influence personal healthcare expenses and insurance coverage.

Explore the fundamental roles and functions of financial institutions within the financial sector. Gain an understanding of key financial concepts and develop the ability to analyze the influence of these institutions on the economy.

Explore the motivations behind entrepreneurial participation in global trade, focusing on importing and exporting. Develop an understanding of international market dynamics and evaluate the impact of U.S. companies engaging in global commerce.

Examine the various types of financial institutions and their functions, including commercial banks, credit unions, and securities investment dealers. Understand how these entities influence the economy through their operations and services. Focus on their roles, the importance they hold, and the variety of financial activities they conduct, enhancing comprehension of their impact on both individuals and the broader financial system.

Explore essential concepts in business logistics with a focus on distribution channels and their components. Gain a comprehensive understanding of these channels, the intermediaries involved, and their roles within the supply chain.

Examine the fundamentals of insurance by exploring how to manage risk, identify various types of insurance, and understand their purposes. Gain the ability to recognize different forms of insurance policies, comprehend the objectives behind them, and efficiently manage financial risk through appropriate insurance options.

Gain a comprehensive understanding of auto insurance, focusing on full coverage, including collision, comprehensive, and liability insurance types. Learn about the various auto insurance requirements and how to determine the appropriate coverage for different scenarios.

Explore the economic factors and societal impacts of the Great Depression, examining causes such as speculation and analyzing effects on employment and banking. Gain insights into historical economic trends and their consequences, developing the ability to critically assess economic crises and understand their broader social implications.

Explore the foundations of democracy and economic integration in Europe, focusing on key historical and contemporary political and economic structures. Gain insight into the effects of globalization on European governance and trade, enhance understanding of EU membership requirements, and grasp the cultural and economic nuances of the region.

Explore the various business classifications within economic sectors, including primary, secondary, and tertiary. Gain a detailed understanding of sector-specific roles and functions. Enhance the ability to identify and differentiate between unique business operations and industry categories.